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How to Save on Rental Cars

Prairie Eco-Thrifter

We will probably be renting a car for our vacation this year. The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Choose the right car for your needs. Here is what I found.

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Four Reasons to Have a Gravel Driveway

Prairie Eco-Thrifter

We have a large (4 car widths) gravel driveway. The combination of front wheel drive cars and the added grip we get via the gravel lets us ease right on out to the road in snowy conditions. Gravel Doesn’t Cause The County to Raise Our Property Taxes. Many of our neighbors have gravel driveways.

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Mortgage Calculator with PMI and Taxes

Savings Corner

Your debt-to-income ratio is the percentage of pretax income that goes toward monthly debt payments, including the mortgage, car payments, student loans, minimum credit card payments and child support. Property taxes: The annual tax assessed by a government authority on your home and land.

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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Do you go into panic mode when your car insurance bill arrives? Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. That used to be me.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Our only spending going forward will be for essentials, such as our mortgage, utilities, groceries, our Medi-Share premium , and fuel for the cars. The van has been awesome, especially when our kids were younger, but it needed 4 new tires and I didn’t want to replace them if we were going to get another car.

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Benefit from My Financial Mistakes

Prairie Eco-Thrifter

Consequently, I overpaid for cars and real estate my entire life and I let others underpay me for my services. I bought new cars. Although we kept our automobiles for 8 – 10 years, I bought most of them new AND never dickered with the car salesman. Negotiation was not a skill that I learned. My spouse is a veteran.

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Cost of Living Calculator | City and Salary Comparison Tool

Savings Corner

Home prices, property taxes and monthly rents vary from state to state, city to city, town to town and even neighborhood to neighborhood. For others, it involves driving your car, and that means factoring in car repairs, gas, tolls and parking. For some, these costs include taking public transportation.