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Thrifty Thinking - 2023's Best Gas Credit Cards

Motherhood Moments

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Best Gas Rewards Credit Card: The U.S.

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How to Get Your Free Credit Reports From the Major Credit Bureaus

Savings Corner

Federal law gives you free access to your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. Those reports — which previously had been limited to once a year — are permanently available weekly to help consumers manage their finances. Checking your score does not damage your credit.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Tom Drake from Canadian Finance Blog clarifies our Understanding of Term Life Insurance. FMF from Free Money Finance shares his Simple Car Email.

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The Top Personal Finance Tips For Recent Graduates; From 10 different Finance Experts

Prairie Eco-Thrifter

She runs MoneyZen Wealth Management , and has a financial blog geared toward helping women master their finances. How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.”

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Money Matters: How to Prepare Your Finances for a Recession

Motherhood Moments

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Consider strategies such as the debt snowball or avalanche methods or explore credit counseling to get a personalized action plan to attack your debt.

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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling).

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Are Peer Loans Too Risky or the Way of the Future?

Prairie Eco-Thrifter

(Photo credit: Wikipedia). Around since just before the financial crash, peer lending got the same black-eye as all credit when the bubble burst on sub-prime loans. Rates for loans are competitive with personal loans from traditional banks. Borrowers with very good credit can get an APR as low as 6.7% Peer Lending Reborn.

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