Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

MAY 27, 2012

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Avoid using store cards; they usually have excessively high interest rates and this negates any savings you might make.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. FMF presents Five Retro Rules to Save Money posted at Free Money Finance , saying, “These tips from the past can save us all some big bucks.&#. Here’s how…&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. 20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming.

October 200

October 2011 Finance Personal Finance 200

Saving Everyday

JANUARY 7, 2015

You will never be billed, and you don’t have to provide any credit card information! It regularly features information about beauty, food, fashion, home, age specific child development, health, pregnancy, marriage, finance, child care, education and discipline.

Parenting 40

Parenting Magazines Health and Beauty Credit Cards 40

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JULY 30, 2012

If you can choose to develop a more positive attitude about your finances, you’ll find it easier to make a few small changes in your saving and spending. This means accommodation, food, utility bills, basic clothing and health care. See how simple finances are when you have that budget…….and and follow it?

Debt 202

Debt Budgeting Budget Finance 202

Prairie Eco-Thrifter

JANUARY 30, 2013

I have emergency supplies in the car, including blankets, food, flares, and First Aid. You may not be able to store six months of non-perishable food items in a small apartment, but you can at least get through the initial stages of a crisis with the help of a 72-hour kit and what you have on hand for the week.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Penny Pinchin' Mom

MARCH 11, 2024

While I may talk a lot about savings and being prudent with your money, a huge part of decluttering your finances is knowing exactly where you stand with the major credit bureaus. Being credit-worthy is almost as important as being frugal. To get one at good rates, you need a good credit score. Is Credit Karma Accurate?

Credit 52

Credit Identity Theft Monitors Finance 52

Saving Cents With Sense

FEBRUARY 6, 2014

It’s another late night of trying to juggle the finances and balance the budget. Track all of your checking, savings, credit card and IRA accounts while keeping tabs on our budget. Toshl Finance. Now you don’t even know if you can afford the enormous cup of coffee that it will take to get you started in the morning.

Money 89

Money Budgeting Budget Finance 89

Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. On credit cards and debt: “Credit cards are the easiest way to get into trouble. Prestige may come with a big salary but prestige alone has never put food on the table.&#. I’m active.

Work 133

Work Debt Credit Cards Finance 133

Prairie Eco-Thrifter

MAY 4, 2011

It’s well within a college student’s ability to start saving money while they’re still getting a degree, and to graduate with a firm grasp on their finances and an idea of how to succeed going forward. First things first: Be smart about credit. It’s not for food, bills, movies, dates, anything.

College 169

College Graduation Credit Cards Re-use 169

Prairie Eco-Thrifter

OCTOBER 22, 2013

If they ask you about money when they see you using it to pay for things like groceries, explain to them that it’s used to pay for things that the family needs like food and shelter. Unfortunately, for as much as they’re bombarded with commercials about products, they’re not bombarded with knowledge about how to manage their finances.

Money 234

Money Kids College Tuition Kids and Family 234

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We are co-hosting a bday party for a dear friend of mine this Saturday and we are in charge of all the food. We get a visual picture every month of where are finances are and what we have spent our money on. I knew his determination and focus was something to remember, but I never thought of it in relation to finances.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. posted at Your Finances Simplified , saying, “One of the things that investment gurus always emphasize is to diversify, diversify and diversify. YFS presents What Is Asset Allocation and Why Is It Important?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

JULY 31, 2014

Warm weather, plentiful food to be had without working, few natural enemies and etc would have let us live in ease, but would we have grown? When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous. Free money! Party time!

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

JULY 18, 2011

For example, buying food and paying rent do not make you any money. I know this will be considered by many as a horrible thing that they don’t want to give up, but just ask yourself, how many times per week do you go for fast food? What changes have had the highest impact on your finances? Therefore, they are expenses.

Money Saving 180

Money Saving Money Eating Out Real Estate 180

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. I started by cutting grocery expenses, and then expanded to lowering monthly bills and reducing insurance fees.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. Shop with a list, and not just for food. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We owed money to just about everybody.

Debt 100

Debt Debt Free Budgeting Budget 100

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. medical bills, a small credit card, both of our cars, and student loans. How long did.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. t Paydown Your Credit Cards. Save Money this Spring: #2.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. The more complicated your finances are, the harder it all seems. Simple finances work for you rather than against you, so it’s a win-win. Reduce Your Credit Cards Ouch!

Simple 221

Simple Finance Budgeting Budget 221

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 How much debt did you pay off? What kind of debt was it? How long did it take you? I had $50,784.35

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. I no longer use credit cards – only debit cards or cash.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. How much debt did you pay off? What kind of debt was it?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

FEBRUARY 9, 2012

If you make $50,000 a year after taxes and spend $60,000 a year, your finances are going backward. You know you shouldn’t be using credit cards all the time. You spend until the money runs out and then you put your purchases on your credit card. Put some money aside for savings and food. If so, why?

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. Food accounts for 15.6% Credit Cards. Credit cards are probably the greatest danger to all your best intentions of sticking to your budget. and health care expenses at 4.6%.

Budget 222

Budget Budgeting Credit Cards Transportation 222

The Frugal Girl

NOVEMBER 13, 2023

Limiting waste is what really drives most of the habits I have that would qualify as “frugal” – reducing/eliminating food waste, returning unneeded items, pursuing refunds, checking on warranties, repairing things, etc. For me, being in the kitchen and making food for people is an act of love. I have two!

Kids and Family 192

Kids and Family Parenting Cars Car 192

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . We paid off $7,665 worth of credit cards, school loans and a car loan. I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JULY 9, 2015

Jen and her husband were reeling after their son was diagnosed with a lifetime medical condition that would implode their finances. The interviewees also found that cutting their food spending freed up quite a bit of money to apply towards debt. She also prepared extra food to freeze for late days. 8 Freezer Meal Recipes.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. Peggy: Oh yes! The Spectrum Group.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years! I’d love to have a little homestead somewhere, growing most of my own food.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

I just moved to the more rural area to enjoy time gardening and cooking with real foods. Meal plan based on dietary needs and whatever your hot buttons are for foods. (I Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

Debt Free 235

Debt Free Debt Mom Goals 235