Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

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Saving Everyday

NOVEMBER 3, 2023

Saving money on gas is a top priority for many. In this post, we will explore effective ways for saving money on gas. Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. If you put forth the effort, it will pay off!

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Family Balance Sheet

AUGUST 6, 2022

Here are five ways that I saved money this month. Once again, GIANT of PA offered a chicken dinner with 3 sides and rolls for only 350 gas points. The value of the meal is $18, but the cash value of the 350 gas points for my vehicle is about $5.95–a great price for a dinner that I don’t have to cook!

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Prairie Eco-Thrifter

APRIL 21, 2011

T does have some great tips to save money on organic and healthy food ). Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. So that equals out a 0.5% Conclusion?

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Prairie Eco-Thrifter

JULY 8, 2013

If you’ve ever lent somebody money and have had to actually ask to be repaid, you’ll know what I mean when I say it’s an incredibly uncomfortable experience. At a really low point in my financial life, I lent a friend $20 because she forgot her wallet. Try asking for the money back in a playful way.

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Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! Our points add up quickly and can be rolled into free nights!

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Prairie Eco-Thrifter

SEPTEMBER 7, 2021

One way you can earn extra money is to list your house on Airbnb. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. You can lease land you own for extra money. The post How to Leverage Your Home to Make Extra Money appeared first on Prairie Eco-Thrifter.

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Prairie Eco-Thrifter

MAY 25, 2014

We like to say that hindsight is 20/20, and this is especially true of money. The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” Or put yet another trip to Las Vegas on the credit card. How have your money practices evolved? Money Tips'

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Prairie Eco-Thrifter

JUNE 13, 2011

Equating credit cards and being eco-friendly may seem like a stretch, but there are many options available for those who are environmentally conscious and carrying plastic. As a matter of fact, a credit card might be a better idea all the way around for the environment. Four Crazy Credit Card Scams.

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Couponing 101

MARCH 26, 2019

When I looked back at the last three months, I realized my resolution for saving money was not on track. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. I recommend choosing the category where you currently spend the most money every month.

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Couponing 101

MAY 14, 2019

Luckily, Best Buy offers some easy ways to shave some money off your next electronics purchase. Read on to learn all about My Best Buy, My Best Buy credit cards, sales, price match, open-box deals, and trade-ins. Consider a My Best Buy Credit Card. Get a Free My Best Buy Membership.

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Prairie Eco-Thrifter

JANUARY 14, 2014

However, it’s not just a way to save money when you travel. You can also make money when you rent a room or your whole apartment or house using Airbnb. If you are interested in using this as a money-maker, here are some tips for making the most of your experience: Create Your Airbnb Listing. Money Tips Travel Tips'

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Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. We have involved our children in our money discussion once we decided to become debt free. It was all consumer debt spread over 5 credit cards. In June of 2010, we hit our rock bottom point. Where are you from?

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Prairie Eco-Thrifter

SEPTEMBER 2, 2011

Guest Post Author Bio: This is a blog swap post organized through the Yakezie network from LaTisha at Financial Success for Young Adults where she blogs about smart money management for college students and recent grads. There is also the money concern. Credit Cards for College Students. Credit is pretty addictive.

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Family Balance Sheet

FEBRUARY 23, 2015

Where can we find extra money? I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. As I find extra money, I will of course share with you and I’d like to also hear where you found extra money too.

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Prairie Eco-Thrifter

FEBRUARY 10, 2011

Mike is the owner of CreditCardForum.com, which is a forum and blog for discussing credit-related topics. Recently, he’s been working on a list of the best gas credit cards and his most recent credit card review was for the Chase Ink card. Gotcha #1: Caps on rewards. Gotcha #3: Expiration of rewards.

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Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I’m not talking about becoming a CPA or a Wall Street guru.

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Prairie Eco-Thrifter

JANUARY 28, 2014

My credit card information was vulnerable during the PlayStation Network breach of a few years ago. As a result of the PlayStation breach, I began changing the way I use my credit and debit cards , and my bank accounts , so that I could limit the difficulties associated with breaches of this nature. Use Credit Cards.

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Prairie Eco-Thrifter

FEBRUARY 5, 2013

And then there’s money. Money issues can severely hamper your chance of marital success and happiness. Here are some of my tips on how to get and stay on the same money track as your spouse. Make Money Part Of Pre-Marital Discussion And Decision. Find Your Money Personality. At first, we didn’t line up.

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Prairie Eco-Thrifter

FEBRUARY 21, 2011

And because the little things things in life can really add up, let’s look at how you can help to save the world using one tiny everyday thing: your credit card. How A Credit Card Could Reduce Your Carbon Footprint. Can something as small as using a credit card on everyday purchases help the environment?

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Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. It was more that I finally got to the point where I was sick of feeling like crap about myself and I was ready to do whatever it took to try to change things. What inspired you to get debt free?

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Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

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Family Balance Sheet

OCTOBER 15, 2021

But my point of this post is not to discuss the pandemic. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges. After joining, there are two ways to earn money for your 529 College Savings Plan: 1) Shopping Portal.

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Prairie Eco-Thrifter

AUGUST 17, 2017

If you are going on to college in the fall, don’t let summer roll by without doing some preparation work to help you avoid typical college fail points. High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases.

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Prairie Eco-Thrifter

SEPTEMBER 3, 2013

I would be doubtful too if someone told me that, but the truth is that it’s rather easy to do if you have a rewards credit card and work hard to maximize your earning potential with it. It’s a pretty typical rewards card and the airline ones do just about the same. Use your card and you get points.

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Family Balance Sheet

SEPTEMBER 2, 2022

My found money in August was made up of a lot of little amounts and unfortunately, was not as high as in previous months. I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. Show me the money!

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Savings Corner

DECEMBER 27, 2023

Even if you’re doing a credit card consolidation loan [and] the only reason you got a consolidation loan is to have one payment, it still makes sense to gauge the impact on your budget,” Young says. percentage points to borrowers who set up automatic payments, which can drop payments by a few dollars each month.

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Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. High interest charges make it harder to put money aside for saving.

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Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? There is so much we could do with that money other than pay the lender.

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Prairie Eco-Thrifter

FEBRUARY 3, 2016

No, we won’t put that on the credit card and pay for it later. And they will see that you put money aside in savings. If they never get to manage the money they save, it is meaningless. Point out how compound interest is making savings grow. Make sure they have money to learn to manage.

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Prairie Eco-Thrifter

DECEMBER 8, 2014

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase. Some places do not accept credit cards.

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Savings Corner

DECEMBER 27, 2023

You may already be asking yourself: How can I start my own business with no money? Bizee: Easily form your new business Smart money moves for your business Grow your small business with tailored insights, recommendations, and expert content. It depends on your expertise, plus how much time and money you’re able to invest.

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Motherhood Moments

FEBRUARY 21, 2023

Browser Extensions Several companies like Capital One offer browser extensions that, once enabled, will do the grunt work for you of automatically applying savings if you use that particular credit card, or other extensions that will alert you to a better deal elsewhere.

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Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? There were a lot more fun and purposeful things we could have done with that money than pay the lender.

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Coupons Do Work

OCTOBER 3, 2016

that means, money! Actually it means saving as much money as you can before Christmas ! Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff?

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freestuff.tv

OCTOBER 1, 2011

It’s so easy these days to pull out our credit cards to pay for the small things: groceries, gas, bills. On top of that, it is easy to purchase something impulsively because you have the card sitting there. I often get signed up to credit cards for the points. Have any of you done this before?

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Family Balance Sheet

FEBRUARY 6, 2021

Found Money in January: $1681. Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. We think we’ll use the money towards summer vacation. The money is going towards new furniture for our basement. I put down half the money and financed the other half.

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