Prairie Eco-Thrifter

MAY 15, 2012

Better late than never’ is a good approach to personal finance for the over 40s. There are lots of financial advisors out there who are trained in the art of financial planning , debt reduction and other financial strategies. A big problem faced by the over 40s, as they work towards a comfortable retirement, is debt.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. I hope to show you how to use debt wisely. How to manage life activities.

Personal Finance 100

Personal Finance Finance Debt Money 100

Family Balance Sheet

OCTOBER 16, 2017

Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. October is a big month for me. Change #1.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. She writes at her personal finance website, And Then We Saved. Tell us about you and your family. My family moved to Lincoln, Nebraska before my Junior year in high school. How much debt did you pay off?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

APRIL 24, 2012

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling). According to the resolution: Twenty-five.6

United States 202

United States Personal Finance Economical Finance 202

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? How to conduct an effective family financial analysis.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Here’s some tips to be wary of when trying to consolidate your debt.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. It’s hard to change and improve your finances if you have no idea where you currently stand.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. A Very Tough Year.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

FEBRUARY 18, 2011

Beating Broke tells us how we can improve our credit score by adding positive information. When you spend little of the credit you have, creditors look favourable on your because it tells them you are responsible. Sustainable Life Blog shares with us tips on how to repair our credit. Reducing Debt. How about you?

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Wayne presents Unexpected Costs of Pet Ownership posted at Young Family Finance , saying, “Pet ownership can be quite expensive. posted at Money Talks Coaching , saying, “Money and marriage. ” A Blinkin presents Should I Buy A House?

Money 113

Money May 2012 Debt 113

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. It was a scary time for us. It is for emergencies.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. A Very Tough Year.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

MARCH 24, 2013

One is for each person to separately create their own money story by thinking about things such as: 2 of your earliest money memories. family stories about money. Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. Here is a quiz that might help.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. Stay out of debt in general. He is one of my heroes.

Work 133

Work Debt Credit Cards Finance 133

Prairie Eco-Thrifter

JULY 30, 2012

Remember, that is what you are working towards – a secure financial future for you and your family; this is not about short-term gains. A budget is like a personal financial plan; without it, you are unfortunately doomed to financial hassles, unless you have so much money, it doesn’t matter what you spend! and follow it?

Debt 202

Debt Budgeting Budget Finance 202

Prairie Eco-Thrifter

MARCH 14, 2011

There are lots of ways you can entertain yourself and your family on a budget.&#. Kristia presents Save Money On Groceries Without Using Coupons | Kitchen Economics Link Up posted at Family Balance Sheet , saying, “You don’t have to be an extreme couponer to save money on groceries.&#. Here’s how…&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. We could take on debt to grow using other people’s money.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? Where are you from?

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. Lesson : Time is just as important and valuable as money.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Take a moment to watch them.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

FEBRUARY 11, 2011

The one who finds the item gets credit toward one kiss. The Canadian Personal Finance Blog shares with us 10 lists he hopes none of us follow when it comes to our money management. Canadian Dream shares with us the stages of personal finance. I personally walk to work every day which saves a bunch of money and gas.

February 113

February Finance Personal Finance Money 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

Believe me when I tell you that your financial literacy is just as important as taking care of your family. Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. P.S. There’s rarely any time left. You can do this with anything.

Money 52

Money Insurance Debt Bulk 52

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. Today I’m participating in the Ultimate Blog Swap. can be downright overwhelming.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

AUGUST 19, 2012

Everyone is different, so the strategies will be different for each person. Pertinent knowledge and prior planning will help you limit the long-lasting effect financial difficulties can have on you and your family. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

The Frugal Girl

MARCH 4, 2024

We consider her our “bonus kid” and our family is extremely close. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Aside from those exceptions, we did all the work ourselves and with the help of family. Our son is 29 and biological.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. I found some figures on expenditure percentages from a survey conducted by the Department of Labor , which gave me an idea of what the average person spent in different categories. Credit Cards.

Budget 222

Budget Budgeting Credit Cards Transportation 222

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. Debit cards allow you 24/7 access to your own money and help to reduce the use of credit cards.

Simple 221

Simple Finance Budgeting Budget 221

Savings Corner

APRIL 4, 2024

Our goal is to give you the best advice to help you make smart personal finance decisions. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. Power auto claims study.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52