Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. Here’s how net worth stacks up by income, age , family size and education, and how it has changed since 2016.

Calculators 52

Calculators Taxes Debt Consumer 52

Prairie Eco-Thrifter

DECEMBER 30, 2013

As you might expect, especially among personal finance bloggers, financial resolutions are pretty popular. What if you are ready to take your finances to the next level? Whether it’s helping others, travel, or living debt-free, view your money as a resource that can help you live your preferred lifestyle.

Financial Goals 186

Financial Goals Goals Finance Money 186

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Debt reduction – How much do you need to pay down and how can you do it? What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. We, as a country, owe our young people a more comprehensive education.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

The Frugal Girl

DECEMBER 11, 2023

In my free time I enjoy canning and preserving food (well, I enjoy the results of it, ha!), and realized we should pay off this debt as quickly as possible. The teachers and education are wonderful and our kids are thriving there so we will continue it as long as we can afford to. canned peaches = summer in a jar 2.

Money 195

Money Kids and Family Frugal Parenting 195

Family Balance Sheet

AUGUST 11, 2016

The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. This leaves not much left to save for retirement. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Education is the key here. Educate yourself about financial matters as they apply to your circumstances. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

APRIL 5, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. Last week Tim at Canadian Dream: Free at 45 shared his thoughts on this matter. The entire series can be found under Money Tips.

Money 133

Money Personal Finance Finance Debt 133

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. I manage the finances for our business and our family and by August 2013, I felt the weight of the situation.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.

Credit Cards 234

Credit Cards Credit Building Rent 234

The Frugal Girl

NOVEMBER 13, 2023

I don’t want to feel like I’m wasting all the gifts I’ve been given, including my finances. I fell in love with pursuing a car-free life. Taking a break during a very cold walk My history with loving car-free options stems from some experiences I had as a kid. What’s your best frugal win? I have two!

Kids and Family 191

Kids and Family Parenting Cars Car 191

Family Balance Sheet

OCTOBER 15, 2021

My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. We want to assist them in financing their college years and we needed to make some progress. It’s FREE! My Upromise strategy will help with our goal. What is Upromise?

College 130

College Used 2020 Saving 130

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Free credit score access.

Credit 52

Credit January Debt Credit Cards 52

For the Mommas

JULY 23, 2012

You can get a totally free credit report (thru Experian and enter to win $250.00). More details: Education expenses seem to grow every year. Though they bring in great education value, they cost a lot. Credit Sesame will help you manage your finances, and unlock your credit potential. Free Garnier Sample {Today at Noon}.

Credit 61

Credit Win Credit Cards Finance 61

Savings Corner

DECEMBER 27, 2023

You can apply for federal loans for graduate school by completing the Free Application for Federal Student Aid, or FAFSA. Stride Funding Income Share Agreement An income share agreement, or ISA, is not a student loan, but graduate students may be able to use one to finance their education. and work at a university.

Student 52

Student Graduation January College 52

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. We have more stable careers, we have no debt (other than our mortgage), and we own a home. I knew his determination and focus was something to remember, but I never thought of it in relation to finances. Reducing Debt.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. We could take on debt to grow using other people’s money. If you are risk averse, you may lose sleep (and health) worrying about the safety of your finances.

Money 124

Money Saving Money Lowes Grandchildren 124

Nicoles Nickels

JULY 25, 2012

Education expenses seem to grow every year. Credit Sesame will help you manage your finances, and unlock your credit potential. Credit Sesame will help you manage your finances, and unlock your credit potential. You’ll get your free credit score month after month, and be able to manage your loans, all in one place.

Win 45

Win Finance Personal Finance Debt 45

Saving Everyday

JULY 30, 2012

Get a free credit score & chance to win $250 ~. Education expenses seem to grow every year. Though they bring in great education value, they cost a lot. Credit Sesame will help you manage your finances, and unlock your credit potential. The greatest perk of Credit Sesame, it’s 100% Free! How to Enter?

Credit 40

Credit Win Credit Cards Finance 40

For the Mommas

JULY 28, 2012

You can get a totally free credit report (thru Experian and enter to win $250.00). More details: Education expenses seem to grow every year. Though they bring in great education value, they cost a lot. Credit Sesame will help you manage your finances, and unlock your credit potential. 10 Days of Free FURBY Activites.

Credit 40

Credit Win Credit Cards Finance 40

Prairie Eco-Thrifter

MARCH 14, 2011

If you’re not into the social networking sites, then you can sign up for free updates that are delivered right to your inbox. posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. And one of the best ways to do it is to use a 529 plan.&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

JANUARY 28, 2011

By freeing myself up for those three days, we can get a lot on our list done without experiencing pure exhaustion. How to Save Money shares with us how we can keep our finances safe when buying items online. We personally use Quicken and we find it works great for reviewing our finances. Reducing Debt. What did you do?

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

FEBRUARY 11, 2011

The Canadian Personal Finance Blog shares with us 10 lists he hopes none of us follow when it comes to our money management. Canadian Dream shares with us the stages of personal finance. Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Reducing Debt.

February 113

February Finance Personal Finance Money 113

Savings Corner

DECEMBER 27, 2023

The card earns solid rewards and is packed with perks, including a free night every year and a chance to earn a second one, on top of a valuable sign-up bonus. If you carry debt, though, you’ll be charged interest. When you use them, you earn miles that you can redeem for free flights or upgrades on that airline.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

AUGUST 7, 2012

Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. With your budget in place, it becomes so much easier to control your day-to day finances. Well, this is especially true with your financial planning. Those with a plan generally come out better off.

Financial Goals 213

Financial Goals Goals Making Simple 213

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Building a college finance fund takes dedication and consistency. Using part of the money that is already earned is one way to not take up a second job and make higher education a viable option. But those can saddle your children with debt for 20 years or more! Eating Out.

College 100

College Budgeting Budget Friends And Family Sale 100

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Our goal is to give you the best advice to help you make smart personal finance decisions.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52