Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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Debt Money Emergency Fund Goals 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. In my roles as a motivational storyteller, engaging Amazon Top 100 author, and Internet radio show host, I am passionate about motivating, encouraging, and inspiring people overcome their obstacles to become their greatest selves. How much debt did you pay off?

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Debt Debt Free Finance Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

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Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Get to the Bottom of Your Money Motivations. Being wary of debt (and paying it down if you have it).

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Money Finance Motivation Goals 252

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Debt reduction – How much do you need to pay down and how can you do it? What is a financial plan?

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Goals Debt Taxes Insurance 52

Family Balance Sheet

JANUARY 4, 2016

While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. So in 2016, I will continue to share our journey to pay off our debt. Debt Freedom Plan Updates. I’ll elaborate on this soon, but in the mean time, here is our Debt Freedom Plan.

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2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. There are times when I have lost my motivation and wanted to just quit. This site, like life, has taken me on a journey.

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Prizes Personal Finance Finance Giveaway 274

Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. The book is designed to help you design a plan for paying off your debts and saving for a secure future. It is also full of the inspiring testimonies of ordinary people who have become debt-free.

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Money Podcasts Debt Finance 147

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

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Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan.

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Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

JULY 10, 2012

You can’t get what you want out of your personal finances on the Toll House budget. How to Start a Budget with a Purpose Just like my experience making cookies, we have the ability to put our finances into a budget so that we can get what we want with the money we earn. Do you want to be debt free? Do you want to retire?

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Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? Such an approach to anything can be appealing and even motivating at first, but I can assure you it is the quickest way to fail and lose the race.

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Pay Off Debt Win Debt Goals 176

Savings Corner

APRIL 4, 2024

Just like any other loan, you apply for refinancing, which includes a thorough check of your credit, income, employment history and finances. The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Ideally, you’ll also get a lower rate in the process.

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Calculators Refinancing Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

JANUARY 17, 2013

Student Debt Survivor recently had a milestone birthday. Finance Fox has a question for you: Are money and success the same thing ? Finding motivation when you have none. My Battle Against Travel Eating and a Lack of Motivation Need An Upgrade? Managing Debt Is A Marathon Not A Sprint. How to volunteer more.

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Fridays Student Motivation Debt 150

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. Or put yet another trip to Las Vegas on the credit card.

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Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

If you’re in the market for a new car, make sure to read Grayson’s post where he wonders, Should You Pay Cash or Finance Your Next Vehicle? at Debt Roundup. 5 Tips for Motivating Yourself to Exercise More. PET Archives : Do I Really Spend US$27,288 Each Year on My Child? How To Decide On A New Car.

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Fridays Budgeting Budget New Cars 187

Prairie Eco-Thrifter

OCTOBER 21, 2011

Stay motivated. It can be difficult to stay motivated. Read a motivational book. You can even search the internet for motivational quotes or videos on YouTube. I’ve done this quite often for an extra boost of motivation. If you don’t have passion and purpose, greater productivity won’t help you! Take a break.

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Real Estate Goals Motivation Hobby 194

Family Balance Sheet

JANUARY 11, 2016

Starting today, take charge of your finances. It was my way to contribute to our finances while I was staying at home with her. Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2. You must become meticulous with your money. We hope to be done by the end of 2016.

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Prairie Eco-Thrifter

OCTOBER 7, 2014

Some of the guilt has to do with the fact that you might not have a lot of money, or that you might be trying to get rid of debt. If you feel guilty about spending money, here’s how you can change how you feel about your finances: Recognize that Your Priorities are Covered.

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Money Goals Finance Tools 196

Prairie Eco-Thrifter

MARCH 24, 2011

It is also responsible for processing concepts of motivation and reward. When this happens, we become motivated to act; thinking and learning are enhanced. Conversely, negative emotional states, such as anger and sadness, have been shown to have a negative impact on learning and motivation.

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Motivation Money Debt Goals 124

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

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Debt Debt Free Financial Goals Goals 227

For the Mommas

JULY 2, 2012

This isn’t just “another” personal finance book: it’s profoundly motivating, empowering, practical, and 100% grounded in today’s American realities. With his help, you can get out of debt, start moving forward, and build the strong personal community that offers true happiness—no matter what happens to the economy.

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Simple ING Direct Personal Finance Economy 63

Prairie Eco-Thrifter

MAY 21, 2012

While it’s certainly not the same as having the tangible items in my hands or experiencing the thrill of being at a dream vacation destination, I’ve found that the simple act of pinning what I like gives me the motivation to work harder , earn more and save more in order to potentially have these things in the future.

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Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

JANUARY 28, 2011

How to Save Money shares with us how we can keep our finances safe when buying items online. We personally use Quicken and we find it works great for reviewing our finances. Sustainable Personal Finance tells us how they make healthy lunches from home and save. Reducing Debt. What did you do? Managing Money. Going Frugal.

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January 2010 Personal Finance Finance 124

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

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Debt Debt Free College Finds 100

Prairie Eco-Thrifter

AUGUST 7, 2012

Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. With your budget in place, it becomes so much easier to control your day-to day finances. This helps to keep you motivated. Well, this is especially true with your financial planning.

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Financial Goals Goals Making Simple 213

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). If you’re still worried you’ll break your resolution, consider motivating yourself by money. One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score. Paying Off Debt.

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Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

FEBRUARY 11, 2011

The Canadian Personal Finance Blog shares with us 10 lists he hopes none of us follow when it comes to our money management. Canadian Dream shares with us the stages of personal finance. Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Reducing Debt.

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February Finance Personal Finance Money 113

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Building a college finance fund takes dedication and consistency. But those can saddle your children with debt for 20 years or more! Write down the budgeted amount and how much was actually spent to stay motivated. When your children are college age, they can always get a private student loan.

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College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 19, 2011

The internet works great for things like insurance management, loan and finance management, as well as goods for the home. You will be motivated to save so you can pay cash for your fun and enjoy the experience debt free. One of my favourite sites is Amazon. Remember, a penny saved is a penny earned.

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Saving Money Money Insurance Bills 124

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. Bank your savings.

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Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. I did this yeas ago when I was in debt and it made paying off the debt a reality.

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Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Those are all great ideas, but one company is taking it a step further to help motivate us. Take a moment to watch them.

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Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

FEBRUARY 9, 2012

If you make $50,000 a year after taxes and spend $60,000 a year, your finances are going backward. Sure you know you are in debt over your head. So you continue to get further in debt as you continue to spend. What is the one thing you are refusing to give up that would help you pay off your debt? You shop to feel better.

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Money Debt Finance Credit Cards 203