Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. Tell us about you and your family.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. I started my blog Debt Discipline to help keep us accountable while paying off our debt. What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. They write a personal blog, Where Love Takes Us. Drew & Farrah’s Debt Free Story. Tell us about you and your family. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. Tell us about you and your family. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. How much debt did you pay off? What kind of debt was it? Over $212,000 worth of debt and medical expenses.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. Here are five ways that I saved money this month. I use the pesto as a sauce for hot pasta or pasta salad, pizza topping, and spread it over grilled chicken or fish. Winner Winner FREE Chicken Dinner!

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga.

Debt 100

Debt Debt Free Finds Finance 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? Debt reduction – How much do you need to pay down and how can you do it?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Shame on us for dragging our feet on this for too long.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. They keep us very busy! How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

OCTOBER 21, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Refer to your Financial Goals OFTEN. What are your goals?

Finance 100

Finance Financial Goals Organic Organization 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. If you use the formula: INCOME–EXPENSES = SAVINGS , then you are bound to find yourself with a ‘financial cavity’. Keep enough money for your savings first.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. She writes at her personal finance website, And Then We Saved. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. Where are you from? Downsizing.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Get to the Bottom of Your Money Motivations. Observe the Financial Basics.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. After the first year, the new business debt weighed on me. Our non-mortgage loans totaled over six figures.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Next summer?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 2, 2022

Swap with another family who could use a date night too. Get out on the Rail Trails – Rail trails are old railway lines that have been converted to multi-use paths designed for pedestrian, bicycle, skating, equestrian, and/or light motorized traffic. 8 Summer Date Night Ideas – Need a sitter? A Tour of Our Backyard.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. His Financial Peace University teaches people how to make the right decisions regarding money and empowers them to achieve their financial goals.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Here’s 7 Tips to Conserve Water and Save Money.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

APRIL 1, 2021

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. 2 – Decide where to put the money. Add it up to get a total.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? posted at Money Talks Coaching , saying, “Money and marriage. Div Guy presents Using Dividend ETF’s In A Dividend Portfolio posted at The Dividend Guy Blog , saying, “We help you improve your portfolio.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Bucksome Boomer shares with us 9 tips for tax time that will save us from forming those wrinkles. Saving Money Today clears up for us the difference between defined benefit and defined contribution. Five Cent Nicke l shares with us the top ten web-based money management tools there are out there.

January 113

January February Debt Personal Finance 113

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Tell us about you and your family. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. Where are you from?

Debt 100

Debt Credit Cards Debt Free Student 100

Saving With Shellie

JULY 22, 2011

I pledged to save $100 per week or more. Last week I saved $121.89 by primarily using coupons. this week also using coupons. I’ve also taken other measures to save money like turning up the thermostat and limiting my driving to essential trips. My goal is to save as much money as I can this fall.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? Where are you from?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

FEBRUARY 16, 2016

Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. 2 – Decide where to put the money. You never know when you will need this money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. Set personal and financial goals for your savings.

Money 52

Money Insurance Debt Bulk 52

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.)

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179