Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off?

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Debt Debt Free Finds Home 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. Include anything that you’d like to add to give the reader an idea about your personality. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Finance Goals 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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Debt Money Emergency Fund Goals 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt.

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Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. The number will most likely not cover everything, but if they decide to pursue options that cost equal to or less than the amount we want to give them, they’ll be in great shape.

Financial Goals 130

Financial Goals Goals Debt College 130

Prairie Eco-Thrifter

MAY 25, 2014

The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. Don’t Give Your Future Self More to Be Upset About.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Motherhood Moments

FEBRUARY 16, 2023

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. The newest example of the program’s extraordinary offerings lies in the 2023 Traditional Scholarships.

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Kansas City Kansas Student College 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Apply any Found Money to Debt. I’ll apply that money to the debt. What We Won’t Give Up.

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Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

JULY 11, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Do you know how to protect yourself if debt collectors are harassing you?

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Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? Such an approach to anything can be appealing and even motivating at first, but I can assure you it is the quickest way to fail and lose the race.

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Pay Off Debt Win Debt Goals 176

Family Balance Sheet

JANUARY 11, 2019

In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018. Our 2019 Financial Goal: Our one and only financial goal for the year: Pay off the student loan, our last non-mortgage debt. . I’m very motivated to focus on one goal this year.

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Financial Goals Goals 2019 Health Insurance 100

Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. The book is designed to help you design a plan for paying off your debts and saving for a secure future. It is also full of the inspiring testimonies of ordinary people who have become debt-free.

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Money Podcasts Debt Finance 147

Prairie Eco-Thrifter

DECEMBER 1, 2014

If you set unachievable goals, you’ll likely give up early. When you give up, you’ll likely achieve much less financially in 2015. Sometimes I procrastinate, but when I realize it’s almost time to update my financial goals on the blog, I suddenly become a lot more motivated. How much debt do you have?

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Goals Financial Goals December Motivation 209

Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. No matter what your motivation is for refinancing, the result should leave you better off financially. Many lenders cap cash-out refinancing at 80 percent of the home’s total value on most loan types.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

FEBRUARY 5, 2013

There are many decisions to consider and much give and take that is needed to make a successful and long lasting marriage. You are married, you are each individually responsible for the other guy’s debts if they were incurred during the marriage! Give Each Other A Break And Some Breathing Room. a Rafflecopter giveaway.

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

OCTOBER 21, 2011

Stay motivated. It can be difficult to stay motivated. There might be times when you get frustrated and just feel like giving up. Read a motivational book. You can even search the internet for motivational quotes or videos on YouTube. I’ve done this quite often for an extra boost of motivation. Take a break.

Real Estate 194

Real Estate Goals Motivation Hobby 194

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards.

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Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. There are times when I have lost my motivation and wanted to just quit. This site, like life, has taken me on a journey.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? How about you? What do you think?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

MAY 21, 2012

While it’s certainly not the same as having the tangible items in my hands or experiencing the thrill of being at a dream vacation destination, I’ve found that the simple act of pinning what I like gives me the motivation to work harder , earn more and save more in order to potentially have these things in the future.

Money 188

Money DIY Saving Money Saving 188

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

Some of the guilt has to do with the fact that you might not have a lot of money, or that you might be trying to get rid of debt. If you have covered your priorities, such as saving for retirement and giving to charity, remind yourself of that. Even when I had enough money for what I wanted, I still felt bad about spending it.

Money 196

Money Goals Finance Tools 196

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

JULY 10, 2012

How you start your budgeting process is an important ingredient to giving purpose to your budget. Do you want to be debt free? Once you’ve made some financial goals that motivate and inspire you, try and put dollar amounts around them. Start with what you want to achieve or attain. Do you want to retire?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

MAY 1, 2012

This dream motivates you to put in the effort. You can have lots of fun with this, so give it a go. Ever heard financial gurus telling us to give up our daily Starbucks coffee and save the money? She got rid of her credit card debt using this.” Otherwise, it just doesn’t happen.

Money 211

Money Debt Debt Free Cooking At Home 211

Prairie Eco-Thrifter

JANUARY 18, 2011

The truth of the matter is, we are more motivated to stick with a goal when we focus our minds on more meaningful sources of motivation- Enjoying exercise, eating healthy, saving money, and feeling good. There will always be days or weeks when we fall off the wagon or are tempted to give up all together.

Goals 124

Goals Motivation Work Budgeting 124

freestuff.tv

APRIL 23, 2011

Think of the classic motivational ‘never give up’ picture of a heron trying to devour a frog. Beware of getting locked down by chains of responsibility, debt and workload. Surround yourself with the best and brightest. Your sources of insight may change over time. Irrespective, you should always listen. Persistence.

Money 122

Money Taxes McDonalds T-Mobile 122

Prairie Eco-Thrifter

NOVEMBER 16, 2011

Feel Superior – Stay Motivated. When I didn’t feel like exercising, I would give myself a pep talk by thinking about all the people at work that didn’t exercise in the morning (or apparently at all) – telling myself how much better I was than them because I did exercise. Get Out of Debt…Sleep Debt That Is.

At Home 198

At Home Home Work At&T 198

Prairie Eco-Thrifter

JANUARY 19, 2011

Companies that offer telephone services, insurance, or internet services will often give you a better plan to keep you as a customer. Why give those companies any more of your money by paying a late fee?! This will help you set priorities for your money and give your savings some direction. Plus it stops you from wasting food.

Saving Money 124

Saving Money Money Insurance Bills 124

Saving With Shellie

JULY 22, 2011

I just thought I’d give you an update of how I’m doing so far. I encouraged you to build an emergency fund or pay down debt with your savings. Deidre at Cuckoo for Coupon Deals is pledging to be Debt Free in Three Years. Tiny bits can be a great motivator. I pledged to save $100 per week or more.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Prairie Eco-Thrifter

FEBRUARY 15, 2011

But those can saddle your children with debt for 20 years or more! This should help give a clear picture of how much money is received and spent. Write down the budgeted amount and how much was actually spent to stay motivated. When your children are college age, they can always get a private student loan. Written Budget.

College 100

College Budgeting Budget Friends And Family Sale 100

Family Balance Sheet

SEPTEMBER 22, 2014

Is your goal to be debt free? They’ve read our family’s Debt Freedom Plan ; we keep it on the refrigerator door. I love to read and hear stories from others who have become debt free. You’ll meet: Krista & Jon, a young couple who paid off $36,000 in debt AND cash flowed graduate school.

Debt Free 100

Debt Free Debt Goals Motivation 100

Prairie Eco-Thrifter

FEBRUARY 11, 2011

Give your loved one kissing tokens to start your kissing meter. Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Give Me Back my Five Bucks asks if frugality limits ambition ? I had to give this some thought. Reducing Debt.

February 113

February Finance Personal Finance Money 113

Family Balance Sheet

JANUARY 17, 2018

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’ll apply that money to the debt. What We Won’t Give Up: My motto has always been “living well on less” and now it will be “living well on (even) less”. You can read my original post: Our Debt Freedom Plan Begins.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. Being able to actually see your savings grow in your sinking funds can be great motivation to look for additional ways to save money.

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Craigslist West Virginia Bank Banking 78