Family Balance Sheet

JANUARY 29, 2015

Why are we jumping through these hoops to be debt free? Why are we having difficult discussions about money on a daily basis? WHY do we want to be debt free? Being a good example is the first step to teaching your kids how to handle money with maturity. They watch me plan out our weekly menu and grocery list.

Debt 100

Debt Debt Free Daughter Thrifty 100

Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. It is NOT a spending account.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. <<— Once we paid off our non-mortgage debts in 2019, we started saving some of the debt snowball money for college savings. I spent about $870/month on groceries.

Financial Goals 130

Financial Goals Goals Debt College 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. I coupon and hunt for deals like a mad woman!

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 4, 2016

While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. So in 2016, I will continue to share our journey to pay off our debt. I’m going to double down on my efforts to reduce our spending, but I will also need to find and make extra money.

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2016 Money Financial Goals Debt 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Here are five ways that I saved money this month. I have been doing my grocery shopping at a different GIANT store and I’m finding that they always have a lot of marked-down meat. Show me the Money!

July 130

July Frugal Credit Cards Donation 130

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. What does that mean? Companies downsize.

Saving Money 221

Saving Money Money Budgeting Budget 221

Prairie Eco-Thrifter

APRIL 14, 2013

Many people look instantly at their income as the source of their problems as soon as they are tight on money. Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. List out all your expenses from groceries to utilities. Money Tips' I’m Doing OK!

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Money Cable Service Budgeting Budget 273

The Frugal Girl

FEBRUARY 18, 2024

How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. What’s the “why” behind your money-saving efforts? What’s an embarrassing money mistake you’ve made?

Kids and Family 186

Kids and Family Home and Garden Money Frugal 186

Prairie Eco-Thrifter

JULY 8, 2013

If you’ve ever lent somebody money and have had to actually ask to be repaid, you’ll know what I mean when I say it’s an incredibly uncomfortable experience. In fact, I began to suspect that she forgot about the money after a few days when she didn’t bring it up. Try asking for the money back in a playful way.

Money 264

Money Credit Cards Credit Advantage 264

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

OCTOBER 13, 2013

I am a big believer of spending money on things that make you happy. It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. There are certain luxuries, however, that that just aren’t worth your hard earned money. Go Frugal'

Money 184

Money Cars Car Laptops 184

Savings Corner

DECEMBER 27, 2023

The worst-case scenario is that you get a loan without a clear picture of its impact on your monthly cash flow, leading you to take on more debt to make up for it. For some people, it’s just easier to see large payments come out of an account they don’t also use to buy groceries.

Debt 52

Debt Refinancing San Antonio Rhode Island 52

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal.

Budgeting 246

Budgeting Budget Family Debt 246

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Cash reserves.

Calculators 52

Calculators Debt Insurance Taxes 52

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Pump Pain: 15% of people say high gas prices are worse than food inflation.

Credit Cards 100

Credit Cards Gas Thrifty Credit 100

Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. 2 – Decide where to put the money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

freestuff.tv

APRIL 3, 2011

SavingsBlogger.com is a fun and positive blog dedicated to helping you find the latest savings on your groceries through free samples , coupons & bargains , helping you manage your money so that you can live within your means, enabling you to save more and give more. We want you to live the generous life, simple and debt free.

Money 109

Money Debt Free Debt Saving 109

The Frugal Girl

NOVEMBER 27, 2023

Me in one of my money mistakes! We are privileged in that we both have good-paying jobs and have more than enough money to cover the bills. How did you get interested in saving money? I actually became personally interested in saving money after the embarrassing money mistake(s) I’ll tell you about in a couple of questions.

California 173

California Cars Car College 173

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JULY 18, 2013

Last night I had to work until 8 pm and then after that had to go and meet my hubby at the grocery store to pick up our stuff for the next couple weeks. When it comes to managing your money, sometimes it has to be First Values and Goals, Then Strategies , as Emily from Evolving Personal Finance highlights.

Debt 199

Debt Fridays Personal Finance Goals 199

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? posted at Money Talks Coaching , saying, “Money and marriage. Savvy Scot controversially talks about how to spend money and what so many financial bloggers are doing wrong! They do not like this austerity business one little bit.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. She’s a television news anchor, I’m a firefighter, and together we made great money. She’s a television news anchor, I’m a firefighter, and together we made great money. We were officially stupid with our money. That’s crazy, right?

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We use the gym, so we’ve never felt like it was a waste of money. In 2013, our average monthly grocery spending was $635. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

MARCH 5, 2013

Are you looking for ways to stretch your budget, increase your income and save money on a variety of household expenses? Your Grocery Budget Toolbox by Anne Simpson. Your Grocery Budget Toolbox is a basic handbook for any family who wants to eat well on a budget. Then this week's ebook bundle might be for you!

Frugal Lives 100

Frugal Lives Frugal Living Frugal Debt 100

Prairie Eco-Thrifter

JANUARY 23, 2014

Now that I make more money and can afford to indulge once in awhile, one of the most difficult parts of budgeting is actually adhering to it, when it’s not imperative for your financial survival. Just as people get can debt repayment burnout, you can get budget burnout, too. Money Tips' Ensure Your Budget is Realistic.

Budgeting 213

Budgeting Budget Graduation Debt 213

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. Our mission: Live WELL On LESS Money. Every Sunday afternoon, I plan the meals and do my grocery shopping for the week. My Favorite Recent Grocery Deals: 17 cents each!! I am a big fan of grocery apps and Ibotta is my favorite. garden salad.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. Weekly Menu & Grocery List Planner (pdf).

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

OCTOBER 31, 2014

During the series, we talked about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 4: Day 5: Day 6: Day 7: How Much Money is Coming In? Day 8: Where is Your Money Going? Day 16: Allow Yourself some Fun Money.

Finance 100

Finance Organic Organization Emergency Fund 100

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Although I don’t claim to be an expert, I have learned many money saving tips through the past 7 years of running this frugal blog. Saving Money on Haircuts. and much more.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Prairie Eco-Thrifter

FEBRUARY 26, 2011

6 Ways to Save Money On a Gym Membership [link] #. Reading: Carnival of Money Stories # 94 Introspective Edition [link] by @ InvestItWisely # Yakezie Get your cup of coffee out. #. Reader Asks About Selling Home to Pay Off Debt – [link] I agree. Selling your home will not fix your money management issues. #.

Pay Off Debt 113

Pay Off Debt Swap Debt Finance 113