Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Quitting my job is one of the things being debt free has enabled us to do. How much debt did you pay off?

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Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 4, 2014

Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. What inspired you to get debt free? They blog at 2 Copper Coins.

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Debt Free Debt Goals Student 243

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My husband’s brain likes to see everything written down on one page, so I developed that first spreadsheet to list all of our accounts and all of our debts. How do your assets stack up against your liabilities/debts?

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Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

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Debt Win Credit Cards Money 271

Family Balance Sheet

SEPTEMBER 20, 2016

Meet Kristy, aka, The Former Mrs. Jones. The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. How much debt did you pay off?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

SEPTEMBER 29, 2016

Meet Angela. I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

APRIL 25, 2011

Guest Post Author Bio: This guest post was written by Frank Collins, a professional writer specialized in topics related to personal finance, debt relief, credit repair and more. If you are willing to settle your debts on your own, pass through the debt settlement blog for more tips and advice on the topic. How Settlement Works.

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Debt Debt Free DIY Personal Finance 124

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Shereen Travels Cheap

FEBRUARY 24, 2024

Airfordable This app, by CAma Marfo, a Black entrepreneur, helps make travel easier and more affordable for you by allowing you to pay an up-front fee and then pay off your trip in installments, ensuring that your trip is paid for before you leave and you aren't left in travel debt and not being able to to again for a long time.

Travel 230

Travel Podcasts Restaurant Museum 230

The Frugal Girl

FEBRUARY 26, 2024

Today we’re meeting a reader who’s been here since 2009 (!!) I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. The post Meet a Reader | Beth from VA appeared first on The Frugal Girl. Here’s Beth: 1. Tell us a little about yourself. I’m 52.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Family Balance Sheet

FEBRUARY 11, 2015

Over the weekend, my oldest daughter had a swim meet. These meets are long and my youngest daughter, who does not swim competitively, ususually handles it fairly well. It can get a bit boring for her considering her sister swims less than 5 minutes during the 4 hour meet. More Debt Freedom posts: Our Debt Freedom Plan.

Hawaii 100

Hawaii Debt Debt Free Daughter 100

The Frugal Girl

NOVEMBER 13, 2023

Today, we’re meeting a reader who has managed to live for 2.5 I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey. We all ended up with some student loan debt, but much less than we would have without my parents cash-flowing some of the costs. Readers, the floor is yours!

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Kids and Family Parenting Cars Car 191

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you. A budgeting plan can help you understand where your money is going and how you can adjust your spending to meet your goals.

Goals 52

Goals Debt Taxes Insurance 52

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. The difference between the two is given to you in a lump-sum payment.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

This can breed short sightedness as you struggle to deal with your debt. We all know how powerful debt snowballing can be, with small amounts adding up over time to pay off a big portion of debt, and the reverse is true with small portions of spending adding up overtime to wreak havoc on your finances. Short-sightedness .

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

The Frugal Girl

NOVEMBER 20, 2023

Today we’re meeting a Midwestern reader who only occasionally masquerades as Mrs. Potato Head. ? I think I could have gotten discouraged in my 20’s when I was chipping away at student loan debt and a car loan and in my 30’s when I had two kids in day care. Being consistent. ” Ha. I am super impressed.

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Iowa Friends And Family Sale Boys Son 168

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

The Frugal Girl

MARCH 4, 2024

I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

The Frugal Girl

FEBRUARY 5, 2024

Today we are meeting a reader from my neck of the woods over here in the Mid-Atlantic. ? The weight of debt can be so heavy mentally in addition to the direct effects of it. The post Meet a Reader | AF in Virginia appeared first on The Frugal Girl. ” question. I love it when participants do that! Here she is: 1.

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Virginia Kids and Family Library Frugal 185

The Frugal Girl

JANUARY 29, 2024

We’re meeting an Arkansas reader today and initially, I thought she was the first one! Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God. The post Meet a Reader | Jennifer from Arkansas appeared first on The Frugal Girl. Here’s Jennifer. ?

Arkansas 182

Arkansas Frugal College Kids and Family 182

Prairie Eco-Thrifter

AUGUST 10, 2011

Imagine the following scenario: You’re facing massive debts. After a period of five years, you have wiped the slate clean and you’re debt-free again, ready to begin a new life. For anyone looking for help with their debt, therefore, an IVA (Individual Voluntary Agreement) constitutes a great tool. IVA Basics.

Debt 170

Debt Money Debt Free Wellness 170

Savings Corner

APRIL 4, 2024

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Debt-to-income (ratio): You’ll need an acceptable DTI to qualify for funding.

Home 52

Home Work Debt Credit 52

Family Balance Sheet

JANUARY 20, 2017

Meet Krystal. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. towards our debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. Or, you can think of net worth as everything you own less all that you owe. What is my net worth?

Calculators 52

Calculators Taxes Debt Consumer 52

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JULY 18, 2013

Last night I had to work until 8 pm and then after that had to go and meet my hubby at the grocery store to pick up our stuff for the next couple weeks. Pauline from Reach Financial Independence shares 5 ways to get out of debt , to show how you can accelerate your debt payments to become debt free earlier.

Debt 199

Debt Fridays Personal Finance Goals 199

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

Learn Additional Skills: Meeting new people and catering to their demands can improve your communication and customer service skills. Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. Damage to your property and belongings is covered in this package. . Rent Your Parking Spot.

Money 100

Money Home Rent Making 100

Savings Corner

APRIL 4, 2024

You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments. To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR).

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . If you’ve been disciplined enough to meet your goal before actually experiencing an emergency, you need to take some time to pat yourself on the back.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Savings Corner

DECEMBER 24, 2023

That being said, before you start applying get a copy of your credit report and check it for incorrect or outdated information and make sure you meet the lender’s minimum credit requirements. It’s also crucial to consider the purpose of your loan before choosing a lender.

Calculators 40

Calculators Home Improvement Credit Debt 40

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? Figuring out a budget and how to meet those goals?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193