Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My husband’s brain likes to see everything written down on one page, so I developed that first spreadsheet to list all of our accounts and all of our debts. I STILL use our spreadsheet today.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

Debt 271

Debt Win Credit Cards Money 271

Family Balance Sheet

SEPTEMBER 20, 2016

Meet Kristy, aka, The Former Mrs. Jones. The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Tell us about you and your family.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

SEPTEMBER 29, 2016

Meet Angela. I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. Use a Upromise Mastercard. Hello, 2020.

College 130

College Used 2020 Saving 130

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. They write a personal blog, Where Love Takes Us. Drew & Farrah’s Debt Free Story. Tell us about you and your family. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finance Finds 100

Shereen Travels Cheap

FEBRUARY 24, 2024

While you can use it to find others who want to do the same tours or museums as you, there is a whole section called Global Black Diaspora History and Culture collection that allows you to learn more Black History on your travels and share those experiences with others who are also traveling at the same time.

Travel 237

Travel Podcasts Restaurant Museum 237

The Frugal Girl

FEBRUARY 26, 2024

Today we’re meeting a reader who’s been here since 2009 (!!) Tell us a little about yourself. I don’t use it much, but I have run background checks for divorced friends who are dating again through online apps. I was always in debt, which has been a tremendous source of shame for me. I’m 52.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. Using the cash out for home improvements is a more prudent use.”

Refinancing 52

Refinancing Work Debt Home Improvement 52

The Frugal Girl

NOVEMBER 13, 2023

Today, we’re meeting a reader who has managed to live for 2.5 Tell us a little about yourself When asked the question “Where are you from? My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. years with no car (and two small kids!).

Kids and Family 189

Kids and Family Parenting Cars Car 189

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you. A budgeting plan can help you understand where your money is going and how you can adjust your spending to meet your goals.

Goals 52

Goals Debt Taxes Insurance 52

The Frugal Girl

NOVEMBER 20, 2023

Today we’re meeting a Midwestern reader who only occasionally masquerades as Mrs. Potato Head. ? Tell us a little about yourself I’m a married mother of two teenage boys (18 and 16) who grew up in the country near a small town in Iowa. I could probably have used some scaffolding. ? Being consistent. ” Ha.

Iowa 166

Iowa Friends And Family Sale Boys Son 166

Prairie Eco-Thrifter

AUGUST 17, 2017

This summer, plan ahead to develop a system to meet and keep in contact with people at school. High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. But that doesn’t mean you know how to stay out of credit trouble using it!

College 133

College Graduation Used Points 133

Savings Corner

APRIL 4, 2024

Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. HELOC: What is it?

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

You can use this cash inflow for your monthly expenses or save it up in your bank account. Another advantage of Airbnb is that it is free and easy-to-use, you can simply sign up and share your home. Learn Additional Skills: Meeting new people and catering to their demands can improve your communication and customer service skills.

Money 100

Money Home Rent Making 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Next summer?

Debt 227

Debt Debt Free Financial Goals Goals 227

Savings Corner

DECEMBER 24, 2023

Find your net worth by using our net worth calculator. To calculate your net worth, take inventory of what you own, as well as your outstanding debt. For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise. Want us to do it for you?

Calculators 52

Calculators Taxes Debt Consumer 52

Family Balance Sheet

JANUARY 20, 2017

Meet Krystal. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. in America.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

The Frugal Girl

MARCH 4, 2024

Tell us a little about yourself Hello, everyone! I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. I love to read (Michael Connelly, Lee Child, Linda Castillo, Paul Doiron and C.J.

Green And Frugal 178

Green And Frugal Kids and Family Hotel Frugal 178

The Frugal Girl

FEBRUARY 5, 2024

Today we are meeting a reader from my neck of the woods over here in the Mid-Atlantic. ? Tell us a little about yourself I am in my late 30s, I am a lawyer for a local government, and live outside DC with my husband and four-year-old. The weight of debt can be so heavy mentally in addition to the direct effects of it.

Virginia 183

Virginia Kids and Family Library Frugal 183

The Frugal Girl

JANUARY 29, 2024

We’re meeting an Arkansas reader today and initially, I thought she was the first one! Tell us a little about yourself Greetings from the NW corner of Arkansas, where I was born (around 40+ years ago) and raised. We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat.

Arkansas 180

Arkansas Frugal College Kids and Family 180

Savings Corner

APRIL 4, 2024

Key takeaways The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments.

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

JULY 18, 2013

Last night I had to work until 8 pm and then after that had to go and meet my hubby at the grocery store to pick up our stuff for the next couple weeks. Pauline from Reach Financial Independence shares 5 ways to get out of debt , to show how you can accelerate your debt payments to become debt free earlier.

Debt 199

Debt Fridays Personal Finance Goals 199

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. They keep us very busy! How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

DECEMBER 24, 2023

That being said, before you start applying get a copy of your credit report and check it for incorrect or outdated information and make sure you meet the lender’s minimum credit requirements. While you can use personal loans for almost any purpose, some lenders will offer better rates and terms for some situations than others.

Calculators 40

Calculators Home Improvement Credit Debt 40

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . If you’ve been disciplined enough to meet your goal before actually experiencing an emergency, you need to take some time to pat yourself on the back.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Prairie Eco-Thrifter

JUNE 8, 2021

Second, you can use different strategies like meditation, yoga, breathing exercises or journaling to lower stress. Another option is to use a sleep tracking app to see what happens at night. Debt and financial stress have more of an impact on your health than most people realize. Get more sleep. Live within your means.

Health 100

Health Gratitude Journal Bath and Body Works 100

Prairie Eco-Thrifter

MARCH 29, 2011

Many car shoppers would be better served by buying a practical fuel efficient automobile that meets their needs and the needs of their families. A basic attractive looking home that meets the needs of the home buyer is more than enough. You can attack one area at a time and use cash to furnish it. This is called overbuying.

Furnishings 157

Furnishings Debt Cars Car 157

Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance. How much does it cost to refinance a mortgage?

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

The Frugal Girl

NOVEMBER 6, 2023

In a previous Meet a Reader post, we met MB in MN. Tell us a little bit about yourself. Highly rated, easy to use, and it sits gathering dust. Child did not like it, so we don’t use it. No more coupons either – I used them a lot when my older kids were young, but they certainly aren’t as prevalent.

Kids and Family 187

Kids and Family Money Home and Garden Frugal 187

Family Balance Sheet

FEBRUARY 19, 2022

My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action. Create our family’s financial goals and Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130