Family Balance Sheet

OCTOBER 8, 2015

My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. We will pay cash for Christmas this year and I want that for YOU too! 3 Smart Steps to a Debt Free Christmas. Find the Money. Take these steps and have a Debt Free Christmas.

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Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

JANUARY 20, 2023

We decided on one big audacious financial goal for the year, and it’s a doozy! That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. It was a momentous occasion that was many years in the making. The Game Plan for 2023: 1.

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Financial Goals Goals Debt College 130

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

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2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 2, 2021

Choosing a word to focus on for the New Year has been very popular over the years. I joined the crowd many years ago only to completely forget about my word by mid-March. I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets.

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Debt 2020 2019 Financial Goals 130

Family Balance Sheet

NOVEMBER 18, 2022

My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. We will pay cash for Christmas this year and I want that for YOU too! If not, don’t worry, and just leave that blank for this year and start budgeting your gifts for this year in the left columns.

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Christmas Budgeting Budget Money 130

Saving In Akron

JANUARY 12, 2012

If you've been wanting to invest in Dave Ramsey's program for eliminating your debt, now's the perfect time. Mamsource is offering a Dave Ramsey Money Education Bundle + FREE Shipping for $45 ! Start the New Year off on solid financial footing with this budget-friendly bundle from money from money guru Dave Ramsey.

Education 113

Education Money Free Shipping Software 113

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

This can breed short sightedness as you struggle to deal with your debt. Being impulsive with your money can be very detrimental to your financial health. Collecting items not only costs money in the amount it takes to purchase the items, but it makes us feel as if what we have isn’t good enough. Consumerism. Wastefulness.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Prairie Eco-Thrifter

DECEMBER 30, 2013

During this time of year, it’s all about the New Year’s Resolutions. However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas?

Financial Goals 186

Financial Goals Goals Finance Money 186

Savings Corner

APRIL 4, 2024

Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home.

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Home Work Debt Credit 52

Prairie Eco-Thrifter

JANUARY 10, 2013

Read up on emergency fund basics at Money Smart Guides. If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt?

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Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JULY 10, 2014

I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. Would you feel a weight lifted if you could pay off your high-rate consumer debt?

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Budgeting Budget Work Making 218

Finally Frugal

JANUARY 1, 2012

We we begin the new year, I wanted to update my debt repayment status. I've made a dent in my student loan debt, though it has come at the cost of my mortgage debt, unfortunately. Even so, I'm happy with the progress I've made and am excited to watch my student loan debt decrease even more quickly in 2012.

New Year's 40

New Year's Debt Student Goals 40

Prairie Eco-Thrifter

JANUARY 2, 2014

Said so on the news. Christmas and New Years with friends and family went well though. It was nice to get together and see everyone, especially my brother whom I only see once a year. With tax time right around the corner, Oscar at Money is the Root highlights 5 Questions that All Taxpayers Should be Asking.

Mars 180

Mars Fridays Haggle Haggling 180

Saving With Shellie

JANUARY 10, 2012

If your New Year’s Resolution is to get your finances in check, you’ll want to check out the deal today from Mamasource. Get the Dave Ramsey Money Education Bundle for just $45 (a $120 value). Here are the items included in the bundle: The Total Money Makeover book and workbook. The Money Answer Book.

Education 61

Education Money Debt Software 61

Family Balance Sheet

DECEMBER 29, 2020

After the year we’ve had, I think we all are! If your fresh start for the New Year includes improving your finances, you are not alone! Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. I created a Monthly Budget spreadsheet because I like formulas.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Saving Cents With Sense

JANUARY 1, 2016

Happy New Year!! I am so excited for 2016 – there will be some very big changes with my family this year. My oldest son will also be starting junior high during this year (now I feel old!). I will graduate with my master’s in communication disorders and start my new career as a speech language pathologist.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Nicoles Nickels

JANUARY 18, 2012

The following is a guest post by the folks at Comparethemarket.com: If you are like so many other people, you made a few New Years resolutions to start the year off on the right foot. Most people will include a resolution about their finances in their list of goals for the year. Make Them a Habit.

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New Year's Frugal Insurance Budgeting 40

Prairie Eco-Thrifter

DECEMBER 1, 2014

The New Year brings a chance to make a fresh start and improve our lives. In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. Or, as you put money in your savings account, color in the bar graph so you can see your progress, slow and steady.

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Goals Financial Goals December Motivation 209

Discount Coder UK

JANUARY 8, 2014

Yesterday I looked at fire-fighting, knuckling down to pay off post-festive debt as fast and efficiently as possible. Today I’m going to look at the bright side of a shiny, fresh, clean New Year, and how you can use 2014 as a springboard for getting what you want out of life. Money isn’t everything, of.

Debt 45

Debt 2014 Discount New Year's 45

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Take a look below at my tips to create a holiday budget so you can enjoy your holiday and new year! A debt free holiday is a feeling that money can’t buy!

Budgeting 112

Budgeting Budget Holiday Debt 112

Prairie Eco-Thrifter

JANUARY 14, 2011

Here are the interesting reads floating around cyberspace this week: Money Management. Flexo from Consumerism Commentary asks us if we should combine money with our spouses ? Canadian Personal Finance Blog shares with us what he has learned about money management over the years. Reducing Debt. Happy bday!!!

January 113

January Personal Finance Green And Frugal Finance 113

Prairie Eco-Thrifter

JANUARY 7, 2011

Here are some of the hits from this week: Managing Money. Our friends over at Cheapism share with us 81 ways we can make the best use of our money. We have arrived at a new year… a time when we can work to make things better going forward. We have all three and have been using them for years. Reducing Debt.

January 113

January Personal Finance Finance Green And Frugal 113

Saving Cents With Sense

DECEMBER 20, 2013

Let’s look at where you could save a little money this holiday season: Christmas Lights. Wired.com figures Americans spend $233 million to power Christmas lights every year. Start the New Year off right by making a commitment to save money and pay off debt. Photo by jspad via Flickr.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Nicoles Nickels

JANUARY 21, 2015

By filing for bankruptcy, you could drastically reduce your wait time and eliminate all other debt which would help you save money so you can buy a new home in 2 years once you qualify. Related Stories New Twinings Chai Flavors at The Cross Country Cafe The Cross Country Cafe Wacky Wednesday Coffee Sale!

Florida 40

Florida Debt Twinings Insurance 40

Family Balance Sheet

SEPTEMBER 19, 2014

Instead, we’ll start the new year off right because we celebrated a debt free Christmas. 2 Ways to Prepare for a Debt Free Christmas. If not, don’t worry and just leave that blank for this year and start budgeting your gifts for 2014. Find the Money. Saving Money - During the Holidays'

Debt Free 100

Debt Free Debt Christmas Budgeting 100

For the Mommas

JANUARY 11, 2011

So you can save money at the store. I subtract the budgeted amount we will need to make it until the next pay check, and I move the rest of the money left to savings. If there is money left in your budget at the end of the pay period, move it to savings as well. That is money that you have already spent. I spent $3.02

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. New year and new decade!

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

JANUARY 7, 2015

Happy New Year! You know how they say that how you ring in the New Year is a good indication of how your year will be? Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Thinking about saving money, traveling the world, investing in the market, or starting a new job? The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Just how much money did that save me? Read away my friends.

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Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

MARCH 7, 2013

Do you ever suffer from debt envy? David at My Two Dollars proves that you can find good bargains that are worth the money at the dollar store. If you are new to PET or haven’t gotten a chance to read all the articles in the past, here are few archives you might enjoy. Staying Healthy Saves You Money. PET Archives.

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Vacation Fridays Indonesia Personal Finance 169