Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

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Debt Win Credit Cards Money 271

Savings Corner

APRIL 4, 2024

Let’s look more closely at how HELOCs and home equity loans work, and how to determine which would work best for you. But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Home equity loan: What is it? HELOC: What is it?

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Home Work Debt Credit 52

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Funny how that works.

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Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. Drew works full time for Department of Defense. Farrah works part time for Department of Defense. How much debt did you pay off?

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Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Pick a plan that works for you. Fortunately, there is no one size fits all plan to debt reduction. The plan only works when you work the plan; otherwise it’s just words on a page. Create a budget.

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Debt Recession Unemployment Budgeting 157

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I work full time in IT and my wife works part time in retail. I started my blog Debt Discipline to help keep us accountable while paying off our debt.

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Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

MARCH 4, 2015

It was nearly impossible to figure out exactly how the program would work for each query, because, as Bonnie Baker (the engaging and energetic DB2 speaker) used to put it “It depends” Likewise with understanding whether the rich use debt differently than the rest of us… it depends. Rich people make debt their servant.

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Prairie Eco-Thrifter

MARCH 7, 2011

Guest Post Author Bio: Ryan is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. He holds his expertise in the Debt industry and has made significant contribution through his various articles. Leave behind debt relief options.

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Debt Thrifty Money Fuel 171

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

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Debt Debt Free Finance Finds 100

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. We shopped around and test drove several, but I couldn’t shake a feeling of discomfort. We just finished paying off our non-mortgage debts and now we were considering taking out a car loan.

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Budgeting Budget Family Debt 246

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. There are ways to reduce the costs by pursuing scholarships, starting at a community college, and working while studying. We used the snowball method to pay off our non-mortgage debts.

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Financial Goals Goals Debt College 130

Saving Cents With Sense

JANUARY 24, 2012

Then more than a year ago something in me changed after a health scare and I realized that it’s important to pay off debt and save more than ever. I’m currently taking care of my debt one month at a time. Flash forward to current day – I run my own business as a freelancer and work full time.

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Pay Off Debt Debt Credit Cards Frugal Parenting 94

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. Your debt-to-income ratio helps lenders determine how much debt you already have compared to your income. According to a Bankrate study, the average personal loan interest rate is 12.10

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Debt Bank Banking Credit 52

The Frugal Pig

FEBRUARY 1, 2024

Still, the ones you have relied on for years may not work well today and need updating. The post Frugal Habits That No Longer Work Like They Used To first appeared on Frugal Pig. Some frugal habits have stood the test of time.

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Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. works in outbound sales, and I teach part-time. We have a huge heart for missions work. How much debt did you pay off? What kind of debt was it? We are debt. debts one by one.

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Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

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Debt Credit Cards Credit College Tuition 52

freestuff.tv

APRIL 8, 2011

We want you to live the generous life, simple and debt free. Tippr Tippr features a new merchant in each city offering up to 90% off local events, restaurants, spas, coffee shops, and other activities. Coupon expires 20 April. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you.

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Bath and Body Works Travel Work Debt Free 109

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. He now works as an architect, and I do some freelance from home now that we have kids. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees.

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Koupon Karen

JANUARY 15, 2024

Cash Flow And Debt Management: Such loans can also ensure smooth operations during cash flow challenges and consolidate high-interest debts, simplifying management and potentially saving money. Shop around for the best rates and consider secured loans or SBA loans for lower interest rates.

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Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. My husband works as an architect and I teach art part time at my son’s school. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt.

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Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it. Whichever way you go, this kind of plan helps you get out of the habits that are piling you under debt.

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Goals Debt Taxes Insurance 52

Family Balance Sheet

DECEMBER 28, 2016

I’ve been working on an exciting project over the last few months and I finally have all of the details! You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas.

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New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We both went to college, we both worked hard, and we felt like we were fairly intelligent human beings. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract.

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Debt Finds Debt Free Television 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. They’re still working on developing their goals for 2017.

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Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 19, 2022

While Susan did not work outside of the home, she treated her role as the family office manager as a job and helped her family achieve financial independence over the course of her marriage. Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. Project short-term cash needs.

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Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 27, 2023

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. They also have the most options when it comes to shopping for a loan. Having steady income, low debt, a long credit history and a record of on-time payments will improve your chances of being approved.

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Debt Home Improvement Consumer Credit 40

Prairie Eco-Thrifter

DECEMBER 19, 2013

I have been traveling a lot for work lately and have not been home much in weeks. It is really nice to not have to go to work today and have a day where I can concentrate on the home life. Shopping, cooking? JP from My Family Finances shares his ideas about Why Paying Down Debt Is Better Than Investing In The Stock Market.

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Fridays Finance Personal Finance Renovation 167

Savings Corner

DECEMBER 25, 2023

How a HELOC works A HELOC works similarly to a credit card: you’re able to borrow up to a certain limit as needed, rather than taking out a lump sum all at once. To obtain the best HELOC rates, make sure you comparison shop, preferably among at least three lenders.

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Credit Cards Credit Re-use Home 52

The Frugal Girl

FEBRUARY 18, 2024

The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. At the time, I thought my income would quickly increase and everything would be easy to pay off, but I spent the second half of my twenties paying off that debt. helping out 7.

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Kids and Family Home and Garden Money Frugal 185

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Although it will take hard work and sacrifice on our part.

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2015 Money Debt Home and Garden 100

Savings Corner

APRIL 4, 2024

Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. You could refinance with your current lender or work with a different one. You could refinance with your current lender or work with a different one. How does refinancing work? What is refinancing?

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Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

APRIL 25, 2013

Once we get a bit more organized and back into reality, I will work on trying to get some pics up for you all to see of some of our adventures. Do you have debt on your mind? CAPI at Creating a Passive Income shares how you can Get Out Of Debt Using Passive Income. How to Shop for Furniture at Thrift Stores.

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Grandfather Fridays Debt Thrift Stores 165

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses.

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Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

MARCH 29, 2011

When shopping for products, people often fall for the upsell and overbuy. Lots of people overbuy when shopping for homes, cars, furniture, electronics, and other items. Automobiles are often necessary for getting to and from work, running errands, and for getting from point A to point B. Buying a car. Buying a house.

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Furnishings Debt Cars Car 157

Savings Corner

DECEMBER 25, 2023

down payment 3% New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois. down payment 3% New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois. What mortgage can I afford?

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Calculators Illinois Credit Debt 52