Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

OCTOBER 18, 2019

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. 1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

NOVEMBER 5, 2014

Tell us about you and your family. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. Who handles the day-to-day finances in your home or do you work on it equally? I focus more on the big picture (saving for a house, vacations, emergency fund, etc.)

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Do you keep your family in a survival mode? Arranging a family financial analysis is very important to long term financial success. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. rise up during emergencies or unexpected occurrences. You are not alone!

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

AUGUST 11, 2016

Use my Family Balance Sheet excel spreadsheet to help you organize your finances. Start Saving for your Emergency Fund TODAY! We reduced our spending where we could that year, but the money to pay any shortfall each month came from our emergency fund. appeared first on Family Balance Sheet. Where We Stand.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account. Airlines Refund of $400 + $200 credit We flew to Florida in March to visit family. Ask and ye shall receive!

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

JANUARY 10, 2013

The house stuff, time with the hubby, other home commitments etc. Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. How to conduct an effective family financial analysis. How to Conduct an Effective Family Financial Analysis. 4 traits of successful people.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JANUARY 30, 2013

Know where these items are, and make sure other family members know as well. If you have limited storage space, at least put together a 72-hour kit for each member of your family. Make sure that you understand escape routes from the house, and that you drill family members on how to get clear of the house, and where to meet.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

OCTOBER 24, 2013

In Canada, there is a little more caution with regard to buying a home, since there are fears — especially in certain markets — that a bubble is involved. No matter where you live, buying a home is a big commitment, so you shouldn’t enter into the transaction lightly. Some think that a home makes a good investment.

Buy 217

Buy Buying Debt Emergency Fund 217

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

MARCH 19, 2014

Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. We will cash flow a FAMILY TRIP TO DISNEY. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

AUGUST 10, 2014

“Consumers should have auto, home, and renters insurance if they own any of those items,” says Liran Hirschkorn, founder of BestLifeQuote.com. If your home burns down and you don’t have coverage, you’re left with nothing.” Many mortgage lenders also require home insurance. What About Self Insurance?

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Saving In Akron

MARCH 9, 2011

So my day went something like this – hubby woke me at 6:00 am to tell me there's water in the family room. Get home, have to take hubby to work. Had to work today so I worked at my real job until 4 when my daughter gets home. As soon as my daughter gets home, leave to pick up my stepson at the bus stop.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Of course, this spending plan method only works in my family because our wants are fairly modest so we don’t exceed our income each month.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Finish your purchasing from the list, go home, and think over it. We know that times are tough. I mean, really tough. You just need to put them in practice. Carry Snacks.

Saving Money 222

Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

MAY 25, 2014

I’m trying to be a little more hands-on with my son, and talk more openly about money (which is something that didn’t happen much in my parents’ home. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. Why Aren’t You Doing THIS?

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

APRIL 30, 2014

We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. That number seems to be our sweet spot. How did you do in April?

Budgeting 100

Budgeting Budget Groceries Grocery 100

Prairie Eco-Thrifter

NOVEMBER 17, 2018

Ultimately, if you were the person responsible for paying the bills in your home, and you didn’t have much of an emergency fund in place, there’s a chance that you’ll need to seek out the assistance of a personal loan between you and your partner until you get back on your feet.

Hunts 138

Hunts Emergency Fund Re-use At&T 138

Prairie Eco-Thrifter

JULY 10, 2014

But I also have bills to pay and it’s important to buy healthy foods for my family to eat. I know that I need to buy certain things for my home, for upkeep. Money is automatically deposited into the retirement and emergency fund accounts, as well as to my son’s 529. These are the things most important to me.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

DECEMBER 6, 2012

Brew your coffee at home, it is cheaper. Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. By following the above tips, you can make these events less stressful on you and your family. It’s not a necessity.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

JULY 20, 2011

This September we will be celebrating 10 years in our home. The home came with central air conditioning and when we had it serviced last summer, the technician estimated that the unit was probably 15 - 20 years old. I don't want to drain the emergency fund, which could easily happen when the AC needs replaced.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Prairie Eco-Thrifter

NOVEMBER 4, 2016

Over the weekend, during a family visit, I had a conversation with one of my nephews – a thirty something husband, father and CFO of a small company. He and his family currently live in a home in a suburban subdivision. He and his family currently live in a home in a suburban subdivision.

Real Estate 100

Real Estate Money Bank Banking 100

Prairie Eco-Thrifter

OCTOBER 26, 2014

Make a list of all of the family and friends you buy for and how much you usually spend. Are there any jobs you can work on the side like babysitting or freelance work from home? Take these steps to determine how much money you’ll need to spend and then to lower your costs. Estimate how much you’ll need.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. Tell us about you and your family. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Building an emergency fund also helps enormously. She blogs at The Debt Myth.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

OCTOBER 20, 2014

We have an earth berm home, the back wall is built into the hill with the other three sides of the one story ranch open. Good thing we have that emergency fund because this won’t be cheap to fix. It depends on how inconvenient it is for you and your family. It depends on how important it is to you and your family.

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Family Balance Sheet

JANUARY 1, 2015

I will be sharing more about my family’s everyday life. There are several ways to follow me and Family Balance Sheet: Sign up for my weekly newsletter. There are several ways to follow me and Family Balance Sheet: Sign up for my weekly newsletter. Add Family Balance Sheet to your RSS feed. Follow me on Pinterest.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Tell us about you and your family. I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year. Nine years later, I am still at home!

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. to be able to go on a family missions trip. our home with a GREAT interest rate so we are okay with it. 5 – Make time for creative family fun! What do you and.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Financial Success for Young Adults: Financing a Home Modification – At some point in your life, it may be necessary to modify your home. Paying for a home modification could cost you a lot of money, but there are ways to work up to the costs so it’s not such a bad hit on your wallet. – How will you measure your life?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 4, 2015

Tell us about you and your family. He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. Today’s Debt Free Story is from Shannon.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. I know our families all talk pretty open about money issues so that we can help and support each other. I know our families all talk pretty open about money issues so that we can help and support each other. I totally agree.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JANUARY 26, 2016

Home Projects. We have some home projects that we need to do and we have already set aside the funds. Fortunately we have an emergency fund and a personal escrow account for our yearly and quarterly expenses to keep us stable, but we do need to be diligent at staying within our budget. Restaurants.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. I make my coffee at home, pack my lunch, and go straight home after work.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Our Journey To Zero: Get To Know Old People and Save Money Great deals can be found in the most surprising of places, like from old people and funeral homes.

October 200

October 2011 Finance Personal Finance 200

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Don’t shop hungry and if your kids aren’t helpful with shopping, you may want to leave them at home so you can concentrate on getting the best deals.

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

SEPTEMBER 29, 2016

Tell us about you and your family. Coming home from a trip to Disney World was what started it all. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me. Angela & Jeff’s Debt Free Story.

Debt 100

Debt Debt Free Budgeting Budget 100

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Don’t shop hungry and if your kids aren’t helpful with shopping, you may want to leave them at home so you can concentrate on getting the best deals.

New Year's 40

New Year's Saving Bills Emergency Fund 40