Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average. Family finances can be tricky!

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Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. His 2017 goal is to make $100,000 in online income. She hit that goal in September 2016. Getting Started.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Penny Pinchin' Mom

JANUARY 16, 2024

The post 10 Must-Know Personal Finance Tips for Moms’ Financial Success appeared first on Penny Pinchin' Mom. Personal finance tips are much like opinions; everybody’s got one. Here are some personal finance tips that should help get you out of that murk. It will help you achieve your financial goals faster.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving Cents With Sense

MAY 26, 2014

Here are four tips to get you started: Plan for Your Plan. The first thing you should determine when making a financial plan is your goals. Write down your immediate and long-term goals and how you plan to achieve them. Income should include all funds from paychecks, government assistance, annuity payments and so forth.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Family Balance Sheet

NOVEMBER 5, 2014

Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Our goal is to meet with experts and ask them for advice. Who initiated the debt free goal?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

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Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JULY 28, 2014

The important thing is to get started; any major goal that inspires you to do that is a good start. Once you have a goal in mind, you need a roadmap for how you’re going to get from point A, where you are now, to point B, your goal. You can do this with any goal, no matter how crazy big or far off it is. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

OCTOBER 22, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. So if you could use some extra cash for your emergency fund , or save for Christmas presents or any other activity or need, then you must read 31 Days to Find $1000. Welcome to 31 Days to Organize Your Finances.

Finance 127

Finance Emergency Fund Organic Organization 127

Motherhood Moments

MARCH 4, 2023

Start by evaluating your needs versus your wants, and make sure your spending aligns with your goals and values. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

OCTOBER 31, 2014

It was my goal to help you have a detailed financial plan for your family by the end of the month. And I think I achieved my goal, but I’ll be honest, towards the end of the month I was ready to talk/write/read about other topics. Day 2: What are Your Financial Goals. Day 10: Create a Personal Escrow Fund.

Finance 100

Finance Organic Organization Emergency Fund 100

Prairie Eco-Thrifter

NOVEMBER 4, 2013

Don’t let it all go to your head though, it’s really important to know how to make your first post-graduation paycheck count, so here are some tips. Another important aspect of your budget should be an emergency fund. Of course, as your circumstances change, you may need to increase the amount you have in your fund.

Graduation 210

Graduation Making Emergency Fund Budgeting 210

Saving With Shellie

JULY 22, 2011

I encouraged you to build an emergency fund or pay down debt with your savings. My goal is to save as much money as I can this fall. That’s my goal. I don’t know if it’s attainable in a few short months but having this lofty goal has me determined to save. We are currently building a new house.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Prairie Eco-Thrifter

JULY 17, 2013

Whether you are behind in your goals to have a certain salary or position, or whether you wish you could quit your job and work more on your side hustle, you need to have an honest look in the mirror. Next, make a list of things you need to do if you want to achieve your career goals. Career Tips' Be realistic, though.).

Emergency Fund 213

Emergency Fund Goals Motivation Work 213

Family Balance Sheet

AUGUST 11, 2016

We still refer to it often to remind ourselves of our goals and objectives. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Start Saving for your Emergency Fund TODAY!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Laziness limits our earning potential, our saving potential and our ability to meet important goals. You’ll also be missing out on goals that you could be meeting that will improve your life and your happiness. Money Tips' Personal Values and Your Future Success.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Prairie Eco-Thrifter

MAY 30, 2012

Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Make establishing an emergency fund a priority. Get rid of ones you don’t need; stopping some of these never-ending payment plans is a great way to start savings.

Money 235

Money Emergency Fund Debt Financial Goals 235

Savings Corner

APRIL 4, 2024

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund.

April 52

April Lowes CD Bank 52

Family Balance Sheet

AUGUST 11, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who initiated the debt free goal? I initiated the debt free goal. What are your financial goals now? I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects.

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation. Our spending plan works because we prioritize.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

rise up during emergencies or unexpected occurrences. Here are some tips to conduct an effective family financial analysis. Set Financial Goals. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. Without careful planning and setting these goals, your bottom line suffers.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Money Tips' Use every tool at your disposal to aid your persistence.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Savings Corner

FEBRUARY 2, 2024

Savings calculator tip First, run the numbers without a monthly deposit. See how regularly adding any amount can move you closer to your savings goal. Overall, there is no one answer for how much you should have in savings , but an ideal target for an emergency fund is enough to cover three to six months’ worth of basic expenses.

Calculators 52

Calculators Saving Bank Banking 52

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. If we put our mind and actions to reaching a goal then we will complete it. Sometimes a cash diet (not a crash diet) is necessary to get the ball rolling to help you reach your goals. Have you ever derailed your goals?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. One of my personal goals in 2012 is to travel more. Okay, congratulations on that, but have you fully funded your emergency fund?

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Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. Does it make for a good stock tip?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. For my system, read 11 Simple Meal Planning Tips. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

.” Dividend Growth Investor from Dividend Growth Investor shares how Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. Dividend Winners on the other hand, focus on creating specific goals, and the steps to make them a reality. Read and learn how to save some money.”

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt? Building an emergency fund also helps enormously.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. This should start next week and my goal is to post on Fridays. Lots of possibilities and many opportunities.

2015 100

2015 Money Debt Home and Garden 100

Saving With Shellie

JULY 12, 2011

We are challenging America to save $1 billion over the next year and we want you to help us reach that goal. Start an emergency fund? I will be sharing lots of tip to help you accomplish your savings goal over the next few weeks. Then leave a comment here to let me know what you plan to do with your savings.

Emergency Fund 67

Emergency Fund Goals Saving Saving Money 67

Family Balance Sheet

FEBRUARY 10, 2017

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our goal is still debt freedom. Build up our Emergency Funds to 3-6 months of expenses. Start college funds for both girls. What are your financial goals for 2017 and beyond?

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JANUARY 20, 2017

A life goal of ours is. emergency fund, so we started throwing what little extra we had straight. Using cash is the NUMBER ONE tip I have. What are your top 3 – 5 tips for saving money/pinching pennies to put. If married, who initiated the debt free goal? What are your financial goals now?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. How do you eat an elephant?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

DECEMBER 25, 2023

Nerdy Tip Making a lower down payment can get you to your goal of homeownership more quickly. The right down payment for you depends on your goals and financial situation. You could end up “ house poor ,” spending too much of your income servicing your mortgage or depleting your emergency fund.

Insurance 52

Insurance Home Refinancing Money 52

Prairie Eco-Thrifter

MAY 6, 2016

Over several years, I accumulated many shares of a mutual fund which has since gone up in price. The goal is to stay on track to a final dollar goal by knowing the anticipated value of your pool each period (again, this could be weekly, monthly, yearly, etc). Value Averaging.

401K 100

401K Money Emergency Fund Goals 100