article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130
article thumbnail

My Word for 2021

Family Balance Sheet

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. Cautiously, we’re turning our attention back to our savings goals. 2019 Debt Freedom Plan Update.

Debt 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How We Frugal-ed in September 2022

Family Balance Sheet

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. There’s a better chance the healthy food will get eaten if it’s prepped, and it saves time on weekday mornings. My Frugal Shenanigans!

September 130
article thumbnail

Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100
article thumbnail

How We Frugal-ed in August 2022

Family Balance Sheet

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. As you can see from a recent night, we had PLENTY of food for dinner. But in the end, $155 is still a gift. My Frugal Shenanigans!

August 130
article thumbnail

How to Conduct an Effective Family Financial Analysis

Prairie Eco-Thrifter

Do you keep your family in a survival mode? Why You Should Conduct a Financial Analysis. Arranging a family financial analysis is very important to long term financial success. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you….

Family 196
article thumbnail

3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. Last summer my husband started volunteering at the Y in exchange for a free family membership and now we have all of the benefits of the gym, but not the monthly fee. And his hours at the Y fit into his and our family’s schedule well. Gym Membership.