Family Balance Sheet

NOVEMBER 5, 2014

I went through Dave Ramsey’s Financial Peace University when I was 18 years old. That inspired me to be intentional with my finances and to follow Dave’s six steps. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. We try to discuss finances once a week.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Get to the Bottom of Your Money Motivations. Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. In my house, it's me.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

NOVEMBER 19, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who initiated the debt free goal? Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

If you really want to, one can come up with dozens of reasons why it is so hard to save. Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Rather, you must use this formula: INCOME–SAVINGS = EXPENSES.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

FEBRUARY 4, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. When the budget is already tight, there are only so many ways to save money. If married, who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JULY 22, 2015

I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. I have a passion to help people take control of their finances so that they can live the life they want to have. What are your financial goals now?

Debt 100

Debt Debt Free Finance Finds 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose. Creating unnecessary financial stress for a young marriage is a decision to be avoided.”

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

SEPTEMBER 9, 2014

Of course, as we paid off debts that gave us more money to put toward the remaining ones, so that made a huge difference as time went on. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt? Who handles the day-to-day finances in your home or do you work on it equally?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. My University Money: Should I Pursue a Co-op Education? There were 56 submissions this week.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

AUGUST 4, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We started doing online surveys to save for gifts and other ‘luxury’ items that we couldn’t justify while were so in debt. Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JUNE 16, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Decide here and now what your goals are and write them down. We had a rough few years financially and we just looked at each other one day and realized we couldn’t live like that anymore. It was laughably bad.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 18, 2015

When this happened we not only were devastated emotionally, but would end up going to have our finances basically implode a few weeks after this. Dave Ramsey’s FPU (Financial Peace University). What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. What are the top 3 – 5 ways you found money to put towards debt. More diligence with finances brought in more income producing opportunities for us. There were times we almost couldn’t agree on where to put the extra money.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

MARCH 18, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Working towards becoming debt free and finally getting on the same page with our finances was actually great for our marriage. Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JULY 2, 2015

We began to realize that each item we own costs us something, either our time to maintain it or our money. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We are living in an apartment that we can pay for out of one paycheck with money left over.

Student 100

Student Debt Debt Free Finds 100

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. His Financial Peace University teaches people how to make the right decisions regarding money and empowers them to achieve their financial goals.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. If married, who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

SEPTEMBER 20, 2016

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now? I am very happy.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Although my parents never specifically taught me about finances, they lived a frugal life by necessity.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

MAY 10, 2012

Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Saving Money Today clears up for us the difference between defined benefit and defined contribution. Retirement lingo can get confusing if you are just starting out learning about finances. I can say though that by using a money management program you are more likely to stick to your budget and your financial goals.

January 113

January February Debt Personal Finance 113

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. You also end up with a freezer full of easy to re-heat meals.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. You also end up with a freezer full of easy to re-heat meals.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Family Balance Sheet

JULY 13, 2016

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now? Teaching FPU.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

SEPTEMBER 29, 2016

I started my YouTube channel, not with the expectation of making money, but this has also provided a small monthly revenue. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. ” It’s amazing how much money was freed up when I stayed. amount of money we saved!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. I also found small ways to earn extra money, specifically flipping yard sale finds for a profit on eBay. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 227

Debt Debt Free Financial Goals Goals 227

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. Do the math for yourself, but know that it often makes more financial sense to pay closing costs upfront if you can afford to.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Budgeting is a lifelong habit.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Financially speaking, he focuses on building the business and I focus on managing our home and finances. My grocery strategies: How to Save Money on Groceries. We increased our income.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income. T he other thing to find more money towards debt was simply picking up more work.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. Share your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I will NEVER finance a car again.

Credit Cards 100

Credit Cards Debt Debt Free Student 100