Prairie Eco-Thrifter

JULY 28, 2015

Why on earth would you volunteer to give your adult children monetary gifts? This gives you a unique window into the future day, that awful day when you die and your heirs inherit your worldly goods. You want to mitigate the tax bite on your estate. You want to see the smiles on their faces when you give it.

Giving 100

Giving Taxes Son Money 100

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. If we make effort we will succeed.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

OCTOBER 10, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Does your property tax bill give you anxiety? property & school taxes – due yearly.

Finance 100

Finance Property Taxes Organic Organization 100

Prairie Eco-Thrifter

MAY 15, 2012

I mean, I was young, life was good, things were happening; what did I need all that finance stuff for? Better late than never’ is a good approach to personal finance for the over 40s. The tax laws now allow workers over 50 to increase their contributions, so if this is you, find out more. This was me, that’s for sure.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Discount Coder UK

APRIL 7, 2014

The end of the 2013-14 tax year is upon us and millions of self-employed people are busy getting their accounts in order for 6th April. Being self-employed gives you the perfect excuse to get everything into good shape. But it’s a great time of year for everyone to get their finances in order. Finance personal finances'

Finance 53

Finance Personal Finance Cleaning Art 53

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth. I created it as a way to communicate our finances to my husband.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Prairie Eco-Thrifter

DECEMBER 25, 2014

Have you wrapped up your finances for the year? Do the same for taxes paid. Then you can be prepared to change your withholding if need be and know whether or not you will need to pay estimated taxes for 2014 by January 15, 2015 to avoid a penalty. We are gearing up to close down the year. Get business expenses paid.

December 178

December Taxes Converse Money 178

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

JULY 1, 2013

Get Income for Life From An Asset You Give Away. Use a Charitable Remainder Trust to give assets to a qualified charity, get the income tax deduction , avoid estate taxes, avoid capital gains taxes, and still get the good feeling from giving AND get an income for life or a certain number of years.

Cake 201

Cake Taxes Giving Donation 201

Family Balance Sheet

JANUARY 19, 2012

DailyWorth is a free daily personal finance email for women. DailyWorth tips cover self worth, net worth, saving, spending, earning, investing, taxes, entrepreneurship, financial feminism, and much more. Now women can take control of their finances by signing up for DailyWorth. DailyWorth is giving away $704 to 3 lucky readers.

Holiday 127

Holiday Personal Finance Giveaway Finance 127

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Tax Rebate Blog: How Much Can you Earn Before Paying Tax in 2011 Tax allowances and brackets change each year.

October 200

October 2011 Finance Personal Finance 200

Savings Corner

APRIL 4, 2024

Bank relationship Relationships can make a big difference in managing your business finances and getting a loan. If your business finances are in a gray area, having an established bank relationship can help your business get approved for a loan. You want to use business profits to make repayments on the loan. Business plan.

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

JULY 13, 2014

Before you start spending your profits, take a breath and then sit down and think through what your net gain or loss might actually be – after taxes and all selling expenses. Real estate is subject to yearly taxes by the county. Of course, you have taxes every year you own the property as well. Capital Gains.

Real Estate 186

Real Estate Taxes Insurance Property Taxes 186

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. Of course, there are some tasks that are dictated by others, such as when we must pay taxes or submit certain information to government entities. I clean up the electronic and paper files and start organizing the information our accountant will need to do our taxes.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Prairie Eco-Thrifter

FEBRUARY 20, 2011

Quick lesson on taxes. Getting Started With Credit Repair [link] Don't give up. RT @ wellheeledblog Carnival of Personal Finance: Cupid Edition | Well Heeled Blog [link] #. Festival of Frugality # 268 – Cheapskate Jake Edition – February 15th, 2011 – My Personal Finance J. Thanks MDJ #.

Personal Finance 124

Personal Finance Green And Frugal Taxes Finance 124

Penny Pinchin' Mom

MARCH 11, 2024

Is it giving you the same kind of numbers your potential lenders will see whenever you try to apply for a loan? While I may talk a lot about savings and being prudent with your money, a huge part of decluttering your finances is knowing exactly where you stand with the major credit bureaus. Is credit karma accurate?

Credit 52

Credit Identity Theft Monitors Finance 52

Prairie Eco-Thrifter

JANUARY 7, 2011

As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. JD Roth over at Get Rich Slowly tells us how we can take control of our finances in 2011. The best part is is that all of the changes are eligible for tax credits.

January 113

January Personal Finance Finance Green And Frugal 113

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. FMF presents Five Retro Rules to Save Money posted at Free Money Finance , saying, “These tips from the past can save us all some big bucks.&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

JUNE 11, 2012

One of the best ways to invest for your retirement is taking advantage of the tax incentives of retirement accounts. Traditional IRAs allow your contributions as a tax deduction while you are working. Roth IRAs allow tax-free withdrawals on accounts that are more than five years old. I would love to hear what they are.

Taxes 187

Taxes Goals Advantage 401K 187

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

AUGUST 2, 2011

Not many – but by planning ahead now you might find ways to lessen the expenses you will face next month and use the annual experience as a teachable moment in your child’s personal finance education. learning to give by having them donate last years clothing. learning to give by having them donate last years clothing.

College 192

College Money Personal Finance Student 192

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

DECEMBER 22, 2013

Since my blog is set up as a business, I could deduct the expense – or at least depreciate the asset over time – reducing my taxes. So, hey, I guess I can take the tax reduction next year as well as this! That should give me enough time to figure out what kind of camera I really need! Cosmetics and jewelry. Other tips.

Buy 223

Buy Buying Consignment Shops TVs 223

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Common real estate contingencies can hinge on financing, appraisal, home inspection and more. Would renting for another year or two improve your financial standing?

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. posted at Your Finances Simplified , saying, “One of the things that investment gurus always emphasize is to diversify, diversify and diversify. YFS presents What Is Asset Allocation and Why Is It Important?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MAY 27, 2014

It would have pleased my folks if I had accepted and it would have helped our finances out too! By purchasing used vehicles you save on the initial car price, the sales tax you pay upon purchase as well as the property tax you pay each year and the amount you need to insure it. I failed at negotiation. Money Tips'

Real Estate 180

Real Estate College Psychology Property Taxes 180

Nicoles Nickels

JANUARY 19, 2012

Daily Worth is giving 3 lucky winners $704 to cover those Christmas Credit Card bills!! DailyWorth is a free daily personal finance email for women. DailyWorth tips cover self worth, net worth, saving, spending, earning, investing, taxes, entrepreneurship, financial feminism, and much more.

Personal Finance 40

Personal Finance Win Finance Credit Cards 40

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. It was such a long process and at times, we wanted to give up.

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

JULY 10, 2011

Unemployment benefits are a great way to supplement your salary until you are able to find a job, however, keep in mind that they do count as a regular salary and you will have to pay taxes on unemployment benefits. Create a Routine. One of the biggest pitfalls of unemployment is the lack of structure. Continue to Look for Jobs.

Unemployment 172

Unemployment Hobby Budgeting Budget 172

Prairie Eco-Thrifter

MARCH 10, 2011

Well this week I wanted to give you an update on how the trip went. Barbara Friedberg gives us a list of 25 cheap ways to have fun. Sustainable Personal Finance tells us to stop smoking. How to Save Money clarifies for us what is appropriate to discuss with our children when it comes to our finances. It went FABULOUS!!

Personal Finance 133

Personal Finance March Finance Family 133

Savings Corner

APRIL 4, 2024

If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. Possible tax-deductible interest Even after the Tax Cuts and Jobs Act of 2017, you can still deduct interest paid on a HELOC if you use the money for home renovations. This helps keep your payments manageable.

Credit 40

Credit Home Debt College Tuition 40

Prairie Eco-Thrifter

JUNE 5, 2012

Whether or not you can give it, or even should give it – you feel guilty if you do not. We all know that giving or lending money to a friend or relative can be a recipe for disaster. If I give you money now sis, you will never learn to stand on your own two feet – then what will you do when I am gone?

Money 264

Money Sister Giving Brother 264

Savings Corner

APRIL 4, 2024

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. This can be a boon for your credit score.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. I knew his determination and focus was something to remember, but I never thought of it in relation to finances. Personal Finance by the Book tells us how negotiating can put us on top. Now on to the PEP’s of the week.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

JANUARY 14, 2011

Eric at Narrow Bridge tells us 5 ways we can use the 2011 payroll tax break. Canadian Finance Blog tells us how our spare change can really add up. Canadian Personal Finance Blog shares with us what he has learned about money management over the years. I have to give some of these a try. He just turned 50 this week.

January 113

January Personal Finance Green And Frugal Finance 113