Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. I have a love/hate relationship with my home office space.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

JUNE 11, 2014

Take a look at your financial goals, and create sub accounts that allow you to focus on these different objectives. If you want to have $2,000 in your car maintenance fun, set up a sub account that allows you to save for that specific goal. The same applies to a vacation, home down payment, or anything else.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. Organize paperwork for tax preparation. How can I reduce the grocery budget?

Office 182

Office Money Family Finance 182

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Get started: Define your personal and financial goals. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Things like taxes and the fact that groceries cost about 9% more now than they did last year. Dine In This is a tricky one because not everyone likes to do the chores that come with dining at home. I’m sure many of your friends would appreciate the cozy home setting as well as the affordability of it all.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Of course, there are some tasks that are dictated by others, such as when we must pay taxes or submit certain information to government entities. I clean up the electronic and paper files and start organizing the information our accountant will need to do our taxes. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MARCH 10, 2013

Lets say you are deciding whether to buy a new home now while mortgages are low and the housing market depressed. Does having a new home move you towards that vision by enhancing your life quality, lowering your mortgage, increasing your equity or providing more security and stability? Sleep on the decision to even buy a home.

Making 240

Making Home Financial Goals At&T 240

Savings Corner

APRIL 4, 2024

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. You’ll turn in any required financial documentation. You’ll pay for a home appraisal. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Financial Success for Young Adults: Financing a Home Modification – At some point in your life, it may be necessary to modify your home. Paying for a home modification could cost you a lot of money, but there are ways to work up to the costs so it’s not such a bad hit on your wallet. Haven’t read it?

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

MAY 10, 2012

PFP presents Investment Tax Management posted at Pasadena Financial Planner , saying, ” As you move your cash, bond, and stock financial assets into lower cost, more broadly diversified investment mutual funds and/or ETFs, you should also consider how to “locate” your investment asset allocation with respect to more optimal taxation.”

Money 113

Money May 2012 Debt 113

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. ” We’ve been there too.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. I was only bringing home a net income of $3,000 a month, so paying $1,000 each month towards my debt was a lot of money, and took a lot of sacrificing. What inspired you to get debt free? N/A (I was single then).

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JULY 4, 2011

It was during this rather taxing weekend that I was reminded of how great a loving family can be. They are also there working with you to help you reach your goals; even those financial goals. A plan B is a must in any home. ElizabethG from Modern Gal shares how she is Coping with Bad Financial News.

Personal Finance 240

Personal Finance Finance Family Debt 240

Savings Corner

DECEMBER 25, 2023

In a 401(k) plan, the money you contribute each paycheck will grow tax-free until you begin withdrawals upon reaching retirement age. A Roth 401(k) allows you to withdraw your money tax-free – after years of gains – but you have to pay tax on contributions. Another danger is failing to use your accounts as they’re intended.

Taxes 52

Taxes Growing Money College Tuition 52

Family Balance Sheet

JANUARY 20, 2017

our home with a GREAT interest rate so we are okay with it. and using all of our extra funds, like bonuses from work and tax returns, we were able to pay everything off in 4 years! Who handles the day-to-day finances in your home or do you work on it. What are your financial goals now? The biggest. We usually.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Small home = Low Expenses. Everything looked great on paper. What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130

The Frugal Girl

MARCH 4, 2024

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Passive income is not… Your job. But having at least a few is a good start.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

FEBRUARY 9, 2018

They were so unaffordable, we actually considered taking the tax penalty and going uninsured. We used those savings to pay off a home equity loan and we increased our contribution to our church to help fund special missions projects. Our main financial goal for 2018 is to save $10k for our Annual Household Portion with Medi-Share.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

MAY 27, 2015

I’m a former 3rd grade teacher, but now a stay at home mom and a graphic designer of Joyful Art Designs. Our plans for me to be a stay at home mom on one teacher salary. I would break down and cry a few times, but he stayed calm, reminded me of our goals, and always gave me a say in opting out of it.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. I had good tax returns due to high with holdings (lesson learned). Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 235

Debt Free Debt Mom Goals 235