Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Shame on us for dragging our feet on this for too long.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. A few years ago, we were struggling financially and I felt like our situation was hopeless. And while we have a lot of work ahead of us, we keep moving forward. I broke my goals into two categories: Financial and Personal.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. We are working towards some pretty big financial goals and we’ve hit quite a few already. Our goal: Increase Net Worth.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

MARCH 12, 2015

If your winter was as long and cold as mine, then you’re also looking forward to opening the windows to fresh air and plenty of sunshine. For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. method when you wrote them?

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. For example, it took us about 3 years to pay off a combined $17,000 in credit card debt, but later we managed to pay off twice as much in 3 years on about the same income. Your money stays yours, so you can make it work for you.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used. The post Chit Chat: 06.17.18

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Saturday: I am roasting a turkey for my family, mostly for the leftovers, but also so the 4 of us can sit down as a family for a big meal. I use Ebates on almost every purchase I buy online.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

JANUARY 8, 2020

By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. ALSO our 2019 Financial Goal!). I still eat sweets.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Prairie Eco-Thrifter

DECEMBER 31, 2012

Goal setting seems to be one of the Things That We Do in our society. Reaching for goals can be a good thing. It’s good to have something worthwhile to work for. Unfortunately, setting goals effectively can trip you up. The hard work is starting to pay off a little bit, too. Focus On One Goal At A Time.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. But as we worked our way through our Debt Freedom Plan , we watched our debts fall and our net worth climb. I STILL use our spreadsheet today. You could also use a recent appraisal.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

APRIL 9, 2021

Dave Ramsey has a plan and it has worked for millions of people. At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. Currently, we’re working on steps 6, 7, and 8 simultaneously. We used Dave Ramsey’s debt snowball method. |

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Friday: Homemade Ham & Bean Soup , homemade sugar-free applesauce This soup takes some time from start to finish, but I work from home on Fridays, so I had the time. Home Brewed Ice Tea.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 5, 2018

My goals are completely attainable, but they will still stretch me t o be more intentional with my time. Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me.

Goals 100

Goals 2018 Motivation Kids and Family 100

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Warm weather, plentiful food to be had without working, few natural enemies and etc would have let us live in ease, but would we have grown? Set new financial goals for yourself.

Debt 167

Debt College Student Money 167

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff and I are complete opposites, but have made it work for our 13 years of marriage. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Saving Cents With Sense

APRIL 25, 2013

It seems that everyone is offering apps that claim to magically fix your cash-flow management problems, but how can you tell which apps actually work? They’re even free. You have to actually use them. To use a coupon, simply display it on your phone for the cashier to scan. This site uses affiliate links.

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. We use an online account like, Capital One 360 (my referral link). With work, school, and extra-curricular activities, we feel it at our house too.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. You also end up with a freezer full of easy to re-heat meals.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. You also end up with a freezer full of easy to re-heat meals.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Family Balance Sheet

JULY 13, 2016

Drew works full time for Department of Defense. Farrah works part time for Department of Defense. We love church and missions work. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. Then we re-took the class and never looked back.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. It helped us see debt go down and excited us to see progress!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. We have a huge heart for missions work. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. We committed to using a cash budget, and we talked daily at. My husband.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. After nearly a decade of working my way up the career ladder, I quit my small business accounting job to start my blog, Careful Cents. After nearly a decade of working my way up the career ladder, I quit my small business accounting job to start my blog, Careful Cents.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. It’s difficult to predict where we’re going if we don’t know where the starting line is. Set Monthly Money Goals.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. If you’re unfamiliar with the health cost sharing concept, we were too! Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! These days, I’m pleased to say, I have moved on, and now work in a marketing role – enjoying far more civilized working hours.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

I am used to moving a lot! I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

AUGUST 11, 2014

I will be working one back in after the house project. The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially.

Debt Free 235

Debt Free Debt Mom Goals 235