Prairie Eco-Thrifter

JUNE 11, 2014

Take a look at your financial goals, and create sub accounts that allow you to focus on these different objectives. If you want to have $2,000 in your car maintenance fun, set up a sub account that allows you to save for that specific goal. But, with the right approach, this can work well.

Goals 208

Goals Emergency Fund Used Vacation 208

Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? ” Have Money Buddies Teamwork almost always makes the dream work. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

DECEMBER 29, 2020

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This is a one-month only spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Shame on us for dragging our feet on this for too long.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

MAY 5, 2014

My husband doesn’t always get to eat dinner with me and the girls during the week due to his work schedule, so I like to make a big deal out of dinner time on the weekends. We used to go out to dinner every Friday night, but we’ve put a stop to that treat as we work through some of our financial goals.

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Homemade Pizza Main Dishes Financial Goals 222

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. Of course, 2020 brought us a pandemic and a lot of free time. 2019 Debt Freedom Plan Update.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. This is a one month only spreadsheet.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

MARCH 24, 2013

The other is to find out what your ‘money personality’ is by rating your money use, acquisition and management tenancies as one of three states: Acquisition: Avoidant Secure Insatiable. Use: Miser Secure Compulsive overspender. Set your financial goals. Then tell each other your stories.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

JUNE 30, 2015

And while we have a lot of work ahead of us, we keep moving forward. As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. I broke my goals into two categories: Financial and Personal. Absolutely! Complete a full marathon.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

JANUARY 8, 2020

By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. ALSO our 2019 Financial Goal!). I still eat sweets.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

OCTOBER 2, 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. I roasted them and put them in the freezer for future use. I use them in pasta sauce, soups, and in place of pumpkin in a lot of recipes. My Frugal Shenanigans!

September 130

September Frugal Plants Pop Tarts 130

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Create our family’s financial goals and Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

APRIL 13, 2011

Do you have items in your house that you never use? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals. Related posts: 5 Products That You Should Avoid Using.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. We are working towards some pretty big financial goals and we’ve hit quite a few already. I don’t want him to feel that way.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

AUGUST 25, 2014

It works out really well and we connect. We have bikes, so we like to get out and use those on the cooler, drier days. Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. Play a Sport or Get Active. Get Healthy'

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

SEPTEMBER 9, 2014

For example, it took us about 3 years to pay off a combined $17,000 in credit card debt, but later we managed to pay off twice as much in 3 years on about the same income. Your money stays yours, so you can make it work for you. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

MARCH 23, 2015

Most of us, however, have to really work at it to become financially independent. What innate abilities can be put to use to help you start the path to wealth? Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

OCTOBER 21, 2014

We constantly have to work at it and there have been times when we have failed miserably, but every month we continue to plan our spending. Creating a monthly spending plan will not always be easy, but doing so will help you reach your financial goals. Refer to your Financial Goals OFTEN. What are your goals?

Finance 100

Finance Financial Goals Organic Organization 100

Family Balance Sheet

SEPTEMBER 29, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. I am working to stock up my freezer with extra meals or meal components to make my week night dinner rush easier. Thursday: I used the Instant Pot to cook 4 split chicken breasts.

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. What We Ate this Week: Sunday: Using leftover turkey & gravy, I made Turkey & Waffles , steamed vegetable. I started using a really cool Savory Cooking app on my iPad.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. Organize your Financial Documents. M – measurable.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

JULY 11, 2013

I have long days working all day and then going to class at night; Not to mention I have to find time to study and get homework done. Considering the work from home approach? If so, don’t miss John’s post at Frugal Rules that describes The Potential Pitfalls of Working from Home. Happy Friday everyone.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

APRIL 10, 2014

I can give you a million ideas and ways to change your situation, but you have to be willing to do the work. Some people just want to complain about what they don’t have and what they can’t do rather than doing what it takes to make it work. I used to live in Weehawken, New Jersey, a twenty minute commute from midtown Manhattan.

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. achieve financial targets. How to Conduct a Financial Analysis. Here are some tips to conduct an effective family financial analysis. Rather, you must use this formula: INCOME–SAVINGS = EXPENSES.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. It’s been a fun outing, but my husband and I discussed it and this year, we will be using the artificial tree that is in our attic. I use Ebates on almost every purchase I buy online.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We use a Discover credit card to pay for monthly expenses at our business. It is very un-Dave Ramsey-like but it works for us. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan.

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. But as we worked our way through our Debt Freedom Plan , we watched our debts fall and our net worth climb. I STILL use our spreadsheet today. You could also use a recent appraisal.

Family 241

Family Debt Finance Kids and Family 241

Penny Pinchin' Mom

FEBRUARY 16, 2024

It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings. It is something the kids (and myself) look forward to after a long week of work and school.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

DECEMBER 31, 2012

Goal setting seems to be one of the Things That We Do in our society. Reaching for goals can be a good thing. It’s good to have something worthwhile to work for. Unfortunately, setting goals effectively can trip you up. The hard work is starting to pay off a little bit, too. Focus On One Goal At A Time.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

NOVEMBER 19, 2014

We have always loved to travel and do missions work for our church. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. Daniel took on an extra job doing support work for an online company that he could do from home. Who initiated the debt free goal?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Thankfully, they work off the extra calories. To make life a little easier this week, I made double batches of dinners, as you’ll see below and that worked well. 8 Freezer Meal Recipes.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

APRIL 4, 2024

Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. You could refinance with your current lender or work with a different one. You could refinance with your current lender or work with a different one. How does refinancing work? What is refinancing?

Refinancing 52

Refinancing Work Debt Financial Goals 52