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A Goal Without a Plan is Just a Wish

Family Balance Sheet

To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. Our business was doing well and it seemed like the right time for us to buy. However a few years ago, we found ourselves with too much debt and not enough cash.

Goals 100
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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

By the end of the month, my goal is to help you have a detailed financial plan for your family. Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage.

Finance 100
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Meet a Reader | JenRR from the Midwest

The Frugal Girl

As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family. As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. The more kids I could “adopt”, the better!

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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. How do mortgage rates work? The nation’s central bank attempts to guide the economy with the twin goals of encouraging job growth while keeping inflation under control. The Federal Reserve.

Re-use 52
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The Best And Worst States To Retire In 2023, Ranked

Savings Corner

We analyzed five broad categories across all 50 states: affordability, overall well-being, the cost and quality of healthcare, weather and crime. It’s a new adventure, and you should really take the time to do the prep work financially and personally so that you make smart decisions. Iowa lands near the middle of the pack tax-wise.

Iowa 52
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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me.

Budgeting 246
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. Also to top it off, I had a huge property tax due that month for our office building that was going to be difficult to pay for in light of the circumstances. So we got to work!

Debt 130