Prairie Eco-Thrifter

JULY 2, 2013

When the house burned down, the community learned that the owners of the home didn’t have insurance on it. I believe that home insurance should be mandatory for every home owner. Importance of Home Insurance. Most of us think that we’re invincible to disasters, and don’t need to be insured.

Insurance 220

Insurance Home Life Insurance Cars 220

Family Balance Sheet

MARCH 17, 2017

Health insurance is a touchy subject and everyone has a different point of view depending on their own life experience. For us, health insurance became a thorn in our side many years ago when I left a corporate job with benefits for a life of self-employment. We were basically buying catastrophic insurance. Sleepless Nights.

Health Insurance 164

Health Insurance Insurance Health Bills 164

Family Balance Sheet

MARCH 15, 2017

Health insurance is a touchy subject. Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. Let’s start at the beginning: Health insurance wasn’t always so stressful for me and my husband and to begin our story I need to go back a few years.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Savings Corner

DECEMBER 23, 2023

When it comes to parenting, your to-do list can seem never-ending, from signing up for school activities, to projects around the house, to planning for the future. If you’re a single parent, that list may be even longer—and more complex—especially if you are your children’s “one and only.”

Life Insurance 52

Life Insurance Insurance Parenting Calculators 52

Prairie Eco-Thrifter

AUGUST 18, 2011

The most essential priority after buying a new vehicle is to get it covered by insurance. Though it is not very difficult now to get an estimate for the car insurance, you may need help understanding the terms and benefits that one is likely to get out of the insurance. I have shared them below.

Insurance 179

Insurance Saving Money Cars Car 179

Motherhood Moments

DECEMBER 19, 2022

Something usually comes up that we need to take care of, especially as parents. If you are going overseas, get travel insurance: The last thing you want is to start your vacation stressed because the airline lost your luggage. There are other reasons to get travel insurance, but this is a situation that occurs frequently.

Travel 100

Travel Parenting Holiday Family 100

Motherhood Moments

FEBRUARY 21, 2023

Image: Pexels Moving out of your parents’ home and into an apartment of your own is an exciting milestone in life. Protect Yourself Living independently requires having insurance coverage for yourself and any pets, but there are lots of different options out there.

Home 130

Home Insurance Making Health Insurance 130

Nicoles Nickels

MARCH 1, 2013

Has your family talked about long term care insurance yet? It’s a tough subject but one you’ll want to have with your parents and in-laws as well as your spouse! In our family, our parents have very different ideas about long term care. My parents have long term care insurance and have had it for many years.

Parenting 71

Parenting Insurance Grandfather Father 71

Saving Cents With Sense

JANUARY 4, 2014

The number can be daunting for new or expecting parents, but within a number that large, there is always room for significant savings. I’ll show you which ways you can most effectively assert your will to save money as new parents. Take out a life insurance policy. What else would you recommend for new parents?

Parenting 81

Parenting Saving Frugal Parenting Saving Money 81

Penny Pinchin' Mom

FEBRUARY 16, 2024

This is something every parent needs to think about. Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? That’s a small amount to pay for that level of peace of mind as a parent. In my book, insurance is an absolute necessity. What about day-to-day expenses?

Money 52

Money Insurance Debt Bulk 52

Saving Cents With Sense

FEBRUARY 28, 2014

Your parents did a great job at keeping you fed, clothed, sheltered, and teaching right from wrong. Don’t Compare Your Living Situation to Your Parents. Your parents, especially if they are baby boomers, grew up in a vibrant economy that afforded them many advantages. Car Buying. All rights reserved.

Parenting 81

Parenting Economy Student Cars 81

Prairie Eco-Thrifter

MARCH 12, 2014

Life Insurance. Another huge benefit of working for my employer is life insurance. I do still have to pay for it for my partner, but it is at a huge discount as opposed to getting life insurance from another source. Parental Leave Top-Up. It was a happy surprise for her. Flex-time/Earned Days Off.

Life Insurance 169

Life Insurance May Insurance Therapy 169

Prairie Eco-Thrifter

JUNE 4, 2012

I’d guess that I’m not the only parent out there worried about it either. That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. But one day, I may not be around to provide for my son’s future.

Life Insurance 187

Life Insurance Insurance Debt Money 187

The Frugal Girl

SEPTEMBER 18, 2023

Therapy can be on the more expensive end of things, but if you can find someone who is in your insurance network, it can be affordable. I’ve realized that I need to have better control (parental control) over what he’s doing on the phone. Do you know if any parental controls that work well, etc? Mandy Hi Mandy!

Phones 176

Phones Cat Health Frugal 176

Prairie Eco-Thrifter

NOVEMBER 29, 2012

A life insurance policy is probably the first thing most people buy. In the past, single people did not make getting a life insurance policy a priority. That’s no longer the case in recent years, and today even young people are buying insurance. Insurance policies require you to name beneficiaries.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

DECEMBER 14, 2017

That can mean looking at renting in an apartment and putting your extra cash into other investments, living at home with your parents in order to save enough for a down payment or just moving from Airbnb to couch surfing. That is why contractors all risks insurance is such a necessary hedge when taking on a life-changing project like this.

Insurance 124

Insurance Building Couch Rent 124

Family Balance Sheet

JANUARY 11, 2019

This should have been done as soon as we became parents back in 2005, but we kept putting it off. I won’t rehash our entire health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS, so to start from the beginning, read: Why We Left Traditional Health Insurance. 1 – DONE!!

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Prairie Eco-Thrifter

JULY 16, 2014

At age 50 my parents were at the top of their game, both highly compensated members of major corporate teams. If the “nothing bad will ever happen to me” assumption were true, there would be no need for insurance. Assumption #2: You’ll keep your job forever. Sometimes you can do everything right and still get blind-sided.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

For the Mommas

SEPTEMBER 21, 2016

From parents sending their child to their first day of kindergarten to high school seniors heading into their last year, photos taken by proud parents were everywhere. Sending a child off to college is not only an emotional time for parent and student alike, it can also be a strain on the wallet and savings.

College 40

College College Tuition Insurance Student 40

Coupons Do Work

MAY 17, 2016

If you’re a parent, contact your child’s teacher to let her know about this program that offers rewards for students. Jason’s Deli JD Pickle Reward – Teachers and parents can award children under 12 J.D. Start by telling your current insurance company that your child is a good student. OH & NoKY). Omega Sports.

Free Stuff 100

Free Stuff 2016 Baskin Robbins Student 100

Prairie Eco-Thrifter

JANUARY 27, 2013

Many parents would be correct in assuming that carpooling comes with a myriad benefits for themselves, although the main draw, of course, is that the duties for dropping off and picking up kids at school are spread out amongst several adults, so that each family is relieved of the onus to make daily trips.

Kids 188

Kids Kids and Family Parenting Growing 188

Prairie Eco-Thrifter

AUGUST 7, 2014

I was responsible for my own gas, insurance, and maintenance. I’m not one of those parents who feels like I have to give my kids everything. And honestly, this is easy for me because, while I’m in a better financial place than my parents were, I still struggle financially.

Daughter 242

Daughter Kids Kids and Family Parenting 242

Savings Corner

DECEMBER 24, 2023

How to freeze your child’s credit Parents and guardians can freeze the credit of a child under 16. You may be susceptible to scams involving your Social Security number and your insurance rate could increase if your state allows insurers to use credit information to set rates. Is there a downside to freezing your credit?

Credit 52

Credit Monitors Insurance Taxes 52

Prairie Eco-Thrifter

FEBRUARY 22, 2011

Guest Author Bio: Kalen Smith writes about health insurance and related topics for [link]. Take advantage of health insurance discounts. My health insurance company used to pay for my gym membership if I attended eight or more times a month. However, most insurers will still provide discounts to members who visit regularly.

Saving Money 124

Saving Money Money Health Insurance Insurance 124

Prairie Eco-Thrifter

OCTOBER 17, 2013

Responsibility can also come in the form of pets, a mortgage, aging parents – anything that would be disrupted by frequent overnight trips. 6 Ways You Can Work While You Travel 4 Good Reasons To Buy Travel Insurance Is Travelling Overrated? Don’t Leave Your Life Insurance Behind! Opportunity . Why or why not?

Travel 207

Travel Insurance Life Insurance Work 207

Coupons Do Work

AUGUST 9, 2016

besides, a bit of extra cash is a good thing and now-a-days, with house payments, car payments, insurances for whatever payments, kids activities, (my child does competitive cheerleading and a mother told me she counted to the penny how much she spent in one year in that sport : $4K total!

2016 100

2016 Insurance Sports Student 100

Coupons Do Work

SEPTEMBER 15, 2016

Health Insurance. Even if you are attending school and financially independent from your parents, as long as you are younger than 26 years old , you can be kept on your parent’s health insurance policy. International Travel Insurance. then you already have basic travel insurance that covers you while abroad.

Student 100

Student College Freebies Insurance 100

Prairie Eco-Thrifter

MAY 27, 2014

My parents scrimped and saved for years to send my brother and I through state university. Parents typically want their kids to do better than they did, and often try to help out. Over the years, I made it pretty plain that I was going to stand on my own two feet and not accept parental help. I picked the wrong college major.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Prairie Eco-Thrifter

OCTOBER 31, 2012

She (we will call her Susan, although that is not her name) started life as a member of an industrious lower middle class family – one sibling, two parents married to each other. After a two year marriage, she divorced and came home to live with her parents. Discontinue Insurance. Get Laid Off From Work.

Friends And Family Sale 189

Friends And Family Sale Taxes Insurance Money 189

Family Balance Sheet

MAY 1, 2017

We Shopped for New Home Owners/Auto Insurance. I had not shopped around for home owners and auto insurance quotes in YEARS. I didn’t have a lot of confidence, because spring soccer is big around here and I figured other parents were looking as well, but it was worth a look. The big hitters this month saved us about $500.

April 100

April 2017 Washer and Dryer Daughter 100

Couponing 101

JUNE 30, 2012

Parents also face a disturbing trend of young people leaving home and leaving the church – and want to insure their children have a strong foundation of biblical faith and understanding. Discover how to create an incredible faith legacy in your family!”.

Insurance 86

Insurance Parenting Money Saving Mom 86

Prairie Eco-Thrifter

AUGUST 17, 2017

You already have lots of contacts, not only your classmates, but also their parents, siblings and your teachers too. Talk to any alumni you may know (hint parents, cousins, that kid that went off to college last year) to see what they know about it. Parents feel it is the path to a better life. Time to find out.

College 133

College Graduation Used Points 133

Nicoles Nickels

MAY 27, 2011

Life insurance isn’t necessarily a fun thing to talk about, but it IS a necessity – and the Gerber Life Grow-Up® Plan is a great way to start protecting your children now while also saving money! Since 1967, Gerber Life Insurance Company has provided quality life insurance, especially for young families on a limited budget.

Life Insurance 45

Life Insurance Gerber Growing Insurance 45

Prairie Eco-Thrifter

JULY 16, 2017

All of your estate planning needs to head in the same direction and should be reviewed in whole to insure that the distributions you intend to make are actually clear in the documents. The IRA goes to the ex-spouse. You assume your child will be of legal age when you die. They money gets lost.

Grandchildren 140

Grandchildren 401K Money Contest 140

Prairie Eco-Thrifter

APRIL 23, 2012

7 Ways to Save Money As New Parents. How to Save Money on Car Insurance. This post was written by YFS. Related posts: How to Save Money on Water Costs. How to Save Money on Food Costs. How to Save Money at Festivals.

Money 246

Money Drinks Food and Wine Beers 246

Prairie Eco-Thrifter

OCTOBER 13, 2013

You wouldn’t drive a luxury vehicle to your parent’s house at Christmas for four hours in the snow. Luxury cars don’t typically last longer than a regular car, and the parts and labour to repair them (not to mention the cost of insurance) make luxury cars a waste of money and effort.

Money 184

Money Cars Car Laptops 184

Nicoles Nickels

NOVEMBER 18, 2011

This is a Sponsored post written by me on behalf of American Family Insurance for SocialSpark. My favorite video is the “Still Free” by Bill Bellamy video where he talks about how kids today aren’t as creative as their parents were. All opinions are 100% mine. They are a fun and comedic glimpse at family life.

Family 49

Family Kids and Family Insurance Video 49