Prairie Eco-Thrifter

MAY 30, 2012

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. This small money mistake has a sub-section – accepting the so-called ‘free’ credit card upgrades or new cards. It’s wasted money.

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Savings Corner

APRIL 4, 2024

Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?

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Savings Corner

DECEMBER 25, 2023

7 types of auto loans New car purchase loans enable you to borrow money to buy a new car and pay it off over time. Auto refinancing loans enable you to replace your current auto loan with a new one from another lender. Some exclude certain makes and models of cars, or they limit the age or mileage of a vehicle.

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Family Balance Sheet

JUNE 24, 2021

I built a monthly system to set aside money specifically for our yearly bills and while I still dread writing those large checks, I am no longer paralyzed by it. Today, I built a monthly system to set aside money specifically for our yearly bills and while I still dread April, I am no longer paralyzed by it. Update your list.

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Savings Corner

DECEMBER 27, 2023

Here are five things you can do to make your personal loan easier to manage. The worst-case scenario is that you get a loan without a clear picture of its impact on your monthly cash flow, leading you to take on more debt to make up for it. It can be psychological, says Tess Downing, a San Antonio-based financial planner.

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Savings Corner

APRIL 4, 2024

Images by Getty Images; Illustration by Hunter Newton/Bankrate Although interest rates aren’t as favorable as they were in recent years, refinancing might make sense for homeowners who want to pull out cash to renovate their homes. Steer clear of any lenders that push refinancing even if it isn’t financially advantageous for you.

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Savings Corner

DECEMBER 25, 2023

15-year mortgages usually have lower interest rates than 30-year mortgages , but the monthly payments tend to be higher because borrowers repay the money in half the time. This feature makes them popular for refinancing out of a 30-year purchase mortgage. Is it worth refinancing to a 15-year mortgage?

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Prairie Eco-Thrifter

MARCH 16, 2011

If you find ways to reduce your mortgage payments, you could wind up saving a lot of money each month. This extra money can be used to fund your retirement account or pay down some bills. Regardless of what purpose you decide to use this money for, it is always a good idea to get a lower mortgage payment whenever possible.

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Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Pay our bills in a timely manner.

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Savings Corner

DECEMBER 25, 2023

If you only want to lock in a lower interest rate on your mortgage and don’t need the cash, a rate-and-term refinance makes more sense. Because your home is the collateral for any kind of mortgage, you risk losing it if you can’t make the payments. Just one loan. Other ways of leveraging home equity require a second mortgage.

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Savings Corner

DECEMBER 25, 2023

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). NerdWallet also has a refinancing calculator. If you’re putting enough money down. Interest: What the lender charges you to lend you the money.

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Prairie Eco-Thrifter

MARCH 25, 2013

Chances are that you will turn to a source of quick cash to make up the deficiency. You write a check for the amount of money that you want, plus a fee for the loan. The payday loan place promises to hold the check until after you have been paid and there is money in your account. You can then use any available money as needed.

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Prairie Eco-Thrifter

JANUARY 18, 2019

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. Needing the Essentials: Obtaining food, water, shelter and electricity requires having money.

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Prairie Eco-Thrifter

AUGUST 15, 2018

Apart from that, side hustles offer a very reliable way of refinancing your online installment loans and any other loan you might have. This article has gathered a list of four side hustles that both you and your family can get into and make extra money this year. Check them out. Start a lawn care service. Baking and catering.

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Savings Corner

DECEMBER 24, 2023

Taxes – How can you minimize your tax bill and ensure the money is there when you need it? And the plan can be as “big picture” or “little picture” as you want to make it. A budgeting plan can help you understand where your money is going and how you can adjust your spending to meet your goals.

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Prairie Eco-Thrifter

NOVEMBER 2, 2011

Many are seeking loans to help give them short term respite from current money worries. Without clear knowledge of your finances you will not be able to make an informed decision regarding whether taking out a loan is necessary and sensible. Related posts: No Cost Refinancing – Pros and Cons. Or, are you planning to do so? .

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Family Balance Sheet

APRIL 9, 2015

I have built a monthly system to set aside money specifically for our yearly bills and while I still dread this month, I am no longer paralyzed by it. I started our personal escrow account years ago, when we refinanced our mortgage. With this change, I knew that I needed to be responsible with setting aside money each month.

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Prairie Eco-Thrifter

MARCH 14, 2012

You are wasting money if you speed. There is of course, also the cost of your time – the time you spend waiting for the officer to issue the ticket and the time you spend dealing with it, not to mention the time you spend earning the money to pay it! Speeders make going the speed limit frightening. What does speeding cost?

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Savings Corner

APRIL 4, 2024

This figure, along with your loan-to-value (LTV) ratio, determines the likelihood of being approved for a home equity loan or home equity line of credit (HELOC), and how much money you could be eligible for. Cash-out refinancing: With a cash-out refinance, you replace your existing mortgage with a new, larger mortgage.

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Prairie Eco-Thrifter

APRIL 5, 2012

His wife had been a bartender and had just switched to cleaning houses for money instead. They can save money on gas for the commute to work. You can use the money to invest instead of spending it. No Cost Refinancing – Pros and Cons. One of my neighbors was out of work, and had been for months when he bought his Harley.

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Prairie Eco-Thrifter

OCTOBER 15, 2011

How is it possible that a couple making $200K don’t know where $60K is going every year? Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. There were 50 submissions this week. That man was Steve Jobs.

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Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. He felt like we were living a life of “lack” with my constant chatter about money. 5 Tips to Stop Fighting about Money in your Marriage.

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For the Mommas

JANUARY 26, 2016

in cash back, making the final price $64.97 Additional guidance for rental property income, expenses, depreciation and refinancing. Retirement tax help and our IRA tool helps you get more money back. Get your taxes done right with TurboTax 2015 that is available at Walmart at a sale price of $74.97. 5 federal e-files.

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Savings Corner

DECEMBER 27, 2023

you can use a student loan payoff calculator to see how fast you could get rid of your loans and how much money in interest you’d save. Make extra payments toward the principal There’s no penalty for paying off student loans early or paying more than the minimum. Either strategy can save you a lot of money. interest rate.

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Saving Cents With Sense

JUNE 19, 2013

If you’re tired of being broke, it can be tempting to blow some money you don’t have on lobster, steak or a bottle of wine. Once you have a bit of money together, you can make a well-deserved and stress-free splurge. Many of these can even be programmed via a smartphone app when you can’t make it home.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. This means taking all or most of your loans and then refinancing them into a single loan held by one lender, making it easier and often cheaper to pay off. What Is Debt Consolidation?

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Prairie Eco-Thrifter

OCTOBER 30, 2011

The advantage of being able to work out when it suits you makes it more likely that you’ll stick to an exercise plan, rather than give up because you’re missing gym sessions. Related posts: No Cost Refinancing – Pros and Cons. 6 Ways to Save Money On a Gym Membership. So, where do you prefer to exercise, at home, or at the gym?

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The Frugal Girl

JUNE 10, 2024

How did you get interested in saving money? When my husband finished his apprenticeship program we wanted to start a family and so we had to make some real changes to the way we were living to survive on one income. What’s the “why” behind your money-saving efforts? Over the years I’ve become a good home cook.

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For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Have more money automatically withdrawn from your paycheck and put in your 401k. If you’re still worried you’ll break your resolution, consider motivating yourself by money. Create a budget.

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Savings Corner

DECEMBER 25, 2023

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. A down payment is the cash you pay upfront to make a large purchase, such as a home. Has a program to enable buyers to make cash offers.

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Prairie Eco-Thrifter

SEPTEMBER 3, 2012

We are going to look at the pros and cons of paying off your mortgage early so that you will have the information you need to make the decision for yourself. Then do you remember when you had to make the first repayment – talk about a reality hit! Will we be able to make the next repayment? Are we going to lose our home?

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Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

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Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. We have gone back and forth about moving up into a larger home, but at this point, it might not make sense. Retirement.

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