For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Paying Off Debt. After taking a look at your holiday shopping credit card bill, you may (unsurprisingly) groan and vow to pay off your debt as quickly as possible. The top 3 financial resolutions?

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

FEBRUARY 3, 2016

However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt. My top tips to pay off your debt would be the following.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

NOVEMBER 5, 2014

We put any extra money that would come in toward our debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Make paying off debt a priority. What habits did you form while being debt free that will now stick with you for the long term?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. Extra money from budgeting wisely and spending less (specific tips below).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JUNE 25, 2013

Yes, you might pay off debt and have fewer of those types of obligations. Money Tips' One of my most-hated rules of thumb is the one that tells you to assume that you will only need 75% to 80% of your current income in retirement. However, you might also have higher expenses in other areas.

Making 201

Making United States Taxes Health Care 201

Prairie Eco-Thrifter

MAY 1, 2013

Use the 10 times rule as a starting point, but then add or subtract from it, depending on what you really need, whether you need more coverage to pay off debt, or whether you need less coverage because your life partner works, and won’t need the life insurance pay off to completely support him or her.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Although I don’t claim to be an expert, I have learned many money saving tips through the past 7 years of running this frugal blog. Make a list (with coupons of course!)

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

Keep Your Goals in Mind When your income increases or expenses drastically decrease (like when you pay off debt), keep your goals in mind. Why were you working so hard toward making more money or decreasing your debt? 3 Vital Tips You Need to Start a Frugal Lifestyle Frugality means a lot of things for different people.

Debt 189

Debt Goals Money Bills 189

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. Additional related reading: Debt Free Stories. How to Achieve Your Financial Goals (tips from the achievers).

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Side Hustles – Lastly, rather than simply sitting back and relaxing in the small amount of time I had off work each week, I instead invested it in a number of side hustles. Where are you from?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 2, 2022

Front-Yard Landscaping: 15 Tips To Help You Design Your Landscape and Save Money. They’re all designed to help you save money, pay off debt, and achieve your financial goals, so please take advantage of them. In fact, in the early years of FBS, I wrote quite a bit about my gardening adventures.

Budget 130

Budget Budgeting Friends And Family Sale Home and Garden 130

Family Balance Sheet

NOVEMBER 19, 2014

The software generated a monthly revenue, but we were able to sell them to pay off the rest of our debt immediately. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Paying off debt can be done!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JULY 25, 2011

Miss T, in her post “ Remember, Slow and Steady Wins the Race ” states “After failing [to get out of debt] a couple times, I came to the realization that I needed a new plan, one that was attainable and manageable for the long term. Paying off debt is great but having no quality of life in the process is not the way to do it.

Debt 172

Debt College Goals Life Insurance 172

Family Balance Sheet

JUNE 16, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Was there something that you gave up that you will go back to now that you are debt free? To pay off our home early. We gave up eating out, cable, driving as many places. It was laughably bad.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JUNE 22, 2020

When we did eat out, we followed these rules: 15 Smart Tips to Save Money When Eating Out. We stopped paying for our gym membership. . Living a life focused on paying off debt is not always easy. We didn’t stop going to the gym, but my husband figured out how to get a free membership, freeing up $67/month.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 5, 2015

We had become so accustomed to living off both incomes that we really had to re-adjust a few lifestyle choices so we could live off just my husbands income. This ultimately is what put us on the fast track for paying off debt in such a quick amount of time. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Learn about how to minimize the time involved while also making sure your investment is secure. Thats better, isn’t it?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

DECEMBER 10, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I only pay for Netflix and Hulu Plus, which is around $18 a month — a far cry from my $90+ satellite TV bill. I also downsized my lifestyle and sold extra furniture, clothes, and jewelry, on Craigslist.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. Barry worked extra side carpentry jobs and we put all that money toward debt. We quit when we were paying off debt. Tell us about you and your family.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Savings Corner

APRIL 4, 2024

They can give you tips, advice and strategies on improving your application — and thus your chances for approval. An SBA loan can take 30 to 90 days or more to fully process. However, since the average application requires basic documentation, you can have a Small Business Development Center review it.

Bank 40

Bank Banking Credit Finance 40

Family Balance Sheet

APRIL 12, 2016

And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Share your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. And finally, paying off debt is completely and totally possible.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . During that time, I started to budget for everything.

Budget 133

Budget Budgeting Financial Goals Goals 133

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving Cents With Sense

FEBRUARY 17, 2016

Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense. Once your finances are combined, however, you may need to rethink how you handle repaying old debts on things like credit card bills and student loans.

Taxes 40

Taxes Debt Finance Wedding 40

Prairie Eco-Thrifter

JANUARY 6, 2011

This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. Trying to manage your finances and prioritize on paying off debt is impossible if you don’t keep a proper track of your income and outgoing’s.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

JULY 2, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We are living in an apartment that we can pay for out of one paycheck with money left over. We have been given money ourselves during our process of paying off debt and try to remain grateful and giving.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JANUARY 20, 2017

Using cash is the NUMBER ONE tip I have. What are your top 3 – 5 tips for saving money/pinching pennies to put. towards paying off your debt. you are debt free? When we first started paying off debt we really didn’t have anything to. It made me rethink impulse purchases.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JULY 4, 2011

Pat S from compounding returns asks Pay Off Debt or Invest for The Future ? The program helps people in short term financial hardship pay off their debt by reducing APR, fees and minimum balance. Daniel from Sweating The Big Stuff shares Tips to Start Saving For The Holidays.

Personal Finance 240

Personal Finance Finance Family Debt 240