Prairie Eco-Thrifter

SEPTEMBER 5, 2019

If you’re struggling to save because you’re always tempted to spend all of your money when you receive your wages each month, setting up an automatic transaction that moves some of your income into your savings account when you get paid will help to reduce this problem. 3. Pay your bills automatically.

Bills 113

Bills Money Bank Banking 113

Family Balance Sheet

MARCH 17, 2017

The thorniness came when I left that corporate career and our only option was to buy an individual policy. While self-employment brought us a lot of flexibility and possibilities, we were on the hook for finding and buying our own health insurance. We were basically buying catastrophic insurance. billion in medical bills.

Health Insurance 164

Health Insurance Insurance Health Bills 164

Prairie Eco-Thrifter

MAY 29, 2013

Pay your bills on time and avoid carrying credit card balances, and you’re well on your way to an excellent score. Put at least one household bill in your name. In general, utility, internet and phone service providers only show up on your credit report if the account is in collections. no-fees) on checking and savings accounts.

Credit Cards 234

Credit Cards Credit Building Rent 234

The Frugal Girl

MARCH 4, 2024

I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. Now I wish those dollars had gone into our savings accounts. I finally wised up, and I’ve been buying prepped and packaged baby spinach and spring greens for years. Guess what!

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

Even if that means that you allow yourself to buy a coffee every once in awhile and you didn’t let yourself before, it’s lifestyle inflation. I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly.

Debt 189

Debt Goals Money Bills 189

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JUNE 22, 2014

Subtract out those checks, debits, ATM withdrawals, automatic bill payments and keep a current running balance. Saving was important to her and it has been very beneficial to me. Saving up to buy what I want has turned out to be fun – the anticipation is a large part of the enjoyment. Shouldn’t you?

Money 217

Money Mom Credit Cards Bank 217

Prairie Eco-Thrifter

FEBRUARY 9, 2011

Here are a few money scenarios to celebrate: Paying your bills on time. Saving an extra $50 a month. Maxing out your retirement savings account. Paid the bills? 5 Home Buying Fundamentals to Remember. It makes you think, “Hey, if I did that today, I could do it again tomorrow too.&#. Eating out less.

Debt 113

Debt Eating Out Bills Cooking At Home 113

Prairie Eco-Thrifter

DECEMBER 6, 2012

Your wants are things you can do without, especially if you do not have the money to buy them. Right there you can save $25-30 per week! Yes, but before you run out to buy them because they are on sale, ask yourself this “How many other pairs of jeans are in my closet?” Saving money is essential. Shop Sales.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

JUNE 14, 2012

The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. When you know you’ve got the essentials covered, it’s much easier to decide if you can buy other things you want.

Simple 221

Simple Finance Budgeting Budget 221

Savings Corner

DECEMBER 27, 2023

Withdrawing from a checking account is most straightforward because there are no tax implications, as there may be with a brokerage account or withdrawal limits that a high-yield savings account would have. For some people, it’s just easier to see large payments come out of an account they don’t also use to buy groceries.

Debt 52

Debt Refinancing San Antonio Rhode Island 52

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Prairie Eco-Thrifter

JANUARY 1, 2013

Set up a savings account linked to your checking account and automatically transfer a set amount every payday. I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Small Money Mistakes That Have Big Consequences Don't forget to enter to win an iPad 3 here at PET.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

For the Mommas

JULY 13, 2016

Buying things without having a budget. Only having a checking account. Another common mistake that people make is not having some type of savings account or rainy day fund. Waiting until you accrue late fees to pay bills. Keep that money in your pocket by paying your bills as soon as you receive them.

Money 40

Money Credit Cards Bills Budgeting 40

For the Mommas

JULY 13, 2016

Buying things without having a budget. Only having a checking account. Another common mistake that people make is not having some type of savings account or rainy day fund. Waiting until you accrue late fees to pay bills. Keep that money in your pocket by paying your bills as soon as you receive them.

Money 40

Money Credit Cards Bills Budgeting 40

Saving Everyday

OCTOBER 27, 2023

You’d be amazed at the things people will buy. My niece goes to Goodwill and buys what I can only describe as bags of junk, and she makes a full-time income selling it on eBay. In the winter months, you can offer to weatherproof windows, which also saves them money on their electricity bill. Save your savings.

Saving Money 52

Saving Money Budgeting Budget Money 52

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Avoid impulse buys. Pack a lunch and watch your savings grow.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

JANUARY 25, 2019

But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s).

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

JUNE 4, 2015

Our business was doing well and it seemed like the right time for us to buy. We crunched the numbers, spoke with our accountant, and after much deliberation and negotiation, we bought the building that summer. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

AUGUST 30, 2014

Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. We have some upcoming expenses that will be taking a bite out of our savings accounts this fall, so I will be more committed with our grocery budget. For my system, read 5 Steps to an Organized Pantry.

Budgeting 100

Budgeting Budget Grocery Groceries 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. The accountability. amount of money we saved!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MARCH 18, 2011

I have always been able to walk through a store with my kids and they wouldn't beg or plead or ask me to buy anything for them. I will buy it for you, but you're going to have to pay me back when we get home. She counted out 5 $1 dollar bills and was ecstatic when she realized she had a dollar left. Until yesterday. 5 yo : "OK!"

Money 138

Money Equal Grandfather Daughter 138

Prairie Eco-Thrifter

JANUARY 30, 2017

In order to feel better and ‘exact revenge’ on your spouse, you decide to go buy something for yourself – maybe that new piece of camping equipment you’ve been wanting or perhaps that day at the spa you’ve been dreaming of. I wanted to buy a nice TV so I had to save up for it.

Money 100

Money Camping Equipment Bank Banking 100

Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Avoid impulse buys. Pack a lunch and watch your savings grow.

New Year's 40

New Year's Saving Bills Emergency Fund 40

For the Mommas

JULY 27, 2016

Set up a high-interest savings account and be methodical about regularly contributing. Learning to make sacrifices early on and creating long-term saving habits can make a big difference on how long you are able to stay home with your new baby. Buy second hand. Reduce expenses.

Baby 40

Baby Debt Credit Cards Phone Service 40

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. 3 – Reduce your monthly utility bills. There are online sites that will buy books.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Couponing 101

JULY 26, 2011

If you see your child wanting to waste their money on silly things, remind them of how to save money! Teach Kids to Save Money Tip #3. Give them an allowance or pay for “a job well done&# in small bills. Teach Kids to Save Money Tip #5. Also, open them up a savings account to put the bigger money in.

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

MARCH 2, 2011

You can then use that extra money to pay off some bills, treat yourself to a post-cleaning present or put it into a savings account for a rainy day fund. One final frugal cleaning tip is to never buy cleaning cloths or rags as cut offs from your old clothes will do just as good a job and won’t cost a penny!

Frugal 145

Frugal Flowers and Plants Recycle Recycled 145

Saving Cents With Sense

JANUARY 24, 2012

Even though I’m better now, I’m stuck with the debt of when I had to put bills and other expenses on my credit cards when I wasn’t working. You never know when you’ll need money in your savings account for a health emergency or if you were to lose your job. I’m currently taking care of my debt one month at a time.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

For the Mommas

JULY 10, 2016

Healthcare- medical bills, medical insurance, dental insurance, vision insurance, etc. After you have an accurate account of what you buy or pay for each month, it is time for you to cut out any unnecessary monthly expenditures. This is where having a savings account comes in handy. Step #3: Trim the fat.

Budget 40

Budget Budgeting Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

FEBRUARY 3, 2016

They will hear you talking about how much is left for groceries, or how to get the electric bill paid this month. And they will see that you put money aside in savings. Encourage them to save. Buy them a piggy bank and help them remember to feed it when they can. They will feel the pain when you tell them no.

Work 100

Work Kids Bank Banking 100

Prairie Eco-Thrifter

JUNE 11, 2012

Basic Investment Strategies Here are some of the basic investment strategies that people use: Use the growth strategy where you buy stocks in a company that has great potential for growth. Roth IRAs allow tax-free withdrawals on accounts that are more than five years old. I would love to hear what they are.

Taxes 187

Taxes Goals Advantage 401K 187

Prairie Eco-Thrifter

MAY 12, 2013

We have more labor-saving devices than ever before in human history but we are living life at a faster pace than ever. We are encouraged to buy this, go there, do that and the result is that many of us are living lives that just don’t measure up to what we want. Modern life is so frantic.

Making 238

Making Work Occasions Pace 238

Savings Corner

DECEMBER 24, 2023

Instead, they are deposited into a savings account, and you make payments on your balance for the duration of the loan. You might, for example, be offered financing by a home improvement store when you buy an appliance. The lender may be able to seize those assets if you fall behind on payments.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

MARCH 4, 2016

Our income allowed us to travel, it allowed us to buy stuff, and it allowed us to do anything and everything we ever wanted. We were the fun couple who always said yes to trips to the Caribbean, said yes to buying the nicest cars, and said yes to dropping a few hundred dollars on dinner in the blink of an eye. It didn’t stop there.

Debt 100

Debt Finds Debt Free Television 100

Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. We don’t buy many souvenirs, but do have our favorite stores. I buy a case of water right before we leave.and sometimes two. It saves us a ton of money both while we travel and at Disney. bottle when you buy it by the case.

Disney 83

Disney Hotel Goals Money 83