Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

JANUARY 11, 2019

We use Medi-Share for our healthcare and our Annual Household Portion is $10k. That’s the amount of our medical bills we need to pay before our bills are covered by the members’ shares. It was routine for us. Unfortunately, we had a medical event in 2017 and we were on the hook for the first 10k of bills.

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Savings Corner

DECEMBER 25, 2023

How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). On mobile devices, tap “Refine Results” to find the field to enter the rate and use the plus and minus signs to select the “Loan term.”

Calculators 52

Calculators Taxes Property Taxes Homeowner Insurance 52

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. Use a Upromise Mastercard. Hello, 2020.

College 130

College Used 2020 Saving 130

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JANUARY 26, 2011

I myself struggled for many years paying my own bills, but have since found numerous ways to save money. If you’re lacking on equipment front, check out Amazon for some great deals on appliances. This time can be used towards other projects and to do lists you have on the go. Stop buying lunch every day.

Bills 124

Bills Money Insurance Saving Money 124

Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Pay off our mortgage debt. Absolutely!

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Prairie Eco-Thrifter

JANUARY 15, 2013

One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. They have enough money to qualify for the debt required to meet their ideas of how their lives should look.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

FEBRUARY 2, 2024

Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you’re up for a little work, the rewards can be handsome. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. They’re still working on developing their goals for 2017.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

OCTOBER 31, 2013

Andrea at So Over This knows how costly it is to stay on top of the bills each month and shared her 3 Tips for Saving Money on Your Internet. Grayson from Debt Roundup recently took out an auto loan and shared the reasons why in his When Opportunity Knocks post. Why Use an Equity Release Calculator?

Debt 160

Debt Fridays Thanksgiving Budgeting 160

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? Taxes – How can you minimize your tax bill and ensure the money is there when you need it? Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

FEBRUARY 28, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re looking to save some money, consider the DIY approach. Read what to do if you’re stuck in the same situation over at Money, Life and More. How to Use a Credit Card to Save the World.

Fridays 170

Fridays Student Debt Credit Cards 170

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We use the gym, so we’ve never felt like it was a waste of money. Last year we decided that it was time to cut the cable cord when our bill increased dramatically.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

MARCH 12, 2015

If your winter was as long and cold as mine, then you’re also looking forward to opening the windows to fresh air and plenty of sunshine. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? When reviewing your goals, did you use the S.M.A.R.T.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 3 – Reduce your monthly utility bills.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

AUGUST 11, 2016

They’re taking a gap year between high school and college. We’re struggling with it all too. If you’re married, you MUST do this with your spouse.) We charted out our course of action to pay off debts and start saving for retirement. Although I have not personally used this resource. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. Yep, we’re newlyweds and eloped together in December 2013. How much debt did you pay off? What kind of debt was it? It took just over a year (14 months to be exact) before I paid off all my debts and became debt free!

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

MARCH 14, 2011

And one of the best ways to do it is to use a 529 plan.&#. FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! So we spent some time researching on ways to cut down our grocery bill. Rosa Wilson presents Change of Address: 10 Reasons Your Gas Bill is So High posted at Change of Address.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. We also had bills and other obligations. I like travel.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Disposable income would be what is left after all of your bills for the month of November, December, and even January are paid. Re-evaluate your budget as the season goes on.

Budgeting 112

Budgeting Budget Holiday Debt 112

Prairie Eco-Thrifter

OCTOBER 15, 2011

You will learn exactly what settings, plugins, and themes he uses. Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

For the Mommas

JANUARY 20, 2016

Now that you’re older, even if you have a steady income there are still some credit card rules to live by. Pay your bill on time or early every month. More purchases equals more spent money equals more credit card debt. If you do spend that much, can you pay off the debt? Donít use an easy pin. Just say no.

Credit Cards 40

Credit Cards Credit Debt Equal 40

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

Debt 52

Debt Credit Cards Credit Home Improvement 52

For the Mommas

DECEMBER 19, 2015

When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. You’re still getting brand name products, but at a fraction of the original cost. Many stores offer their customers special deals if they use their store credit card. Christmas Gifts on a Budget. Visit Outlet Malls.

Budgeting 40

Budgeting Budget Christmas Gifts 40

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). that gym you no longer use.) One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score. Paying Off Debt. Consider using an interest rate calculator to determine how much you should pay.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

JULY 20, 2011

I started by cutting grocery expenses, and then expanded to lowering monthly bills and reducing insurance fees. I spent a lot of time scouring the newspapers and seldom yielded any coupons that I could use. In response to a pay cut at work three years ago, I started living a frugal lifestyle and decided to save wherever I could.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

FEBRUARY 27, 2012

Although my primary concern these days to get out of debt, I have been thinking a lot about what “GREEN” really means and how that impacts my everyday lifestyle. I became a vegetarian 3 years ago, and noticed my grocery bills reduced immensely. These help to save money and energy especially in cold weather seasons.

Finance 187

Finance Green Transportation Public Transit 187

Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. I have finally listed many of the financial resources, firms, services, and products that I personally use and recommend. ” Managing Debt. Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

MAY 26, 2011

Assessed value is the value that will be used in determining how much you will pay in real estate taxes. Market value is determined using sales prices of comparable properties (same size, number of rooms, age, etc); cost of the actual property (if it sold recently); income potential for commercial property and other methods.

Real Estate 160

Real Estate Taxes Office Property Taxes 160