Family Balance Sheet

OCTOBER 10, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. Do you go into panic mode when your car insurance bill arrives? Does your property tax bill give you anxiety? In the past, when I would receive those bills in the mail, I would go into a complete panic. That used to be me.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

JANUARY 11, 2019

Save $10k in a savings account, specifically earmarked for medical expenses. I called around to several local attorneys to get prices for their services and we settled on an out of town attorney that a family member recommended. The post Our 2019 Financial Goal appeared first on Family Balance Sheet.

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

How much of your salary should you save? What about when your bills are simply pulling you under? Should you just pretend that you don’t have savings and increase your debt ? Your bills are going to be there, and you can’t simply not save money because you have to pay bills. So, what do you do?

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

MAY 25, 2019

Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. In March, I added $70 in $1 bills that I had been setting aside for the past year. I made enough to put $50 in our Christmas Savings account.

2019 100

2019 Club Christmas May 100

Penny Pinchin' Mom

MARCH 11, 2024

Here are my most effective 20 ways of saving money fast so you can start trekking toward your savings goal. Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. Entries such as your mortgage, gas, electricity bill, and so on are essential. Believe me!

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

APRIL 25, 2019

Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. In March, I added $70 in $1 bills that I had been setting aside for the past year. Find all of the Christmas Savings Club meetings here!

2019 100

2019 April Club Christmas 100

Family Balance Sheet

SEPTEMBER 13, 2017

We generally don’t have a lot of medical bills–just the usual stuff like annual physicals, some blood work, and an occasional sick visit. We sat in the waiting room praying and fielding calls and texts from our family members who were rightfully concerned. Outstanding medical bills: $ 23,047.25.

2017 100

2017 Health Insurance September Insurance 100

Family Balance Sheet

JUNE 25, 2019

Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. In March, I added $70 in $1 bills that I had been setting aside for the past year. It was a pretty easy month to find the cash.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

JUNE 4, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This money was put into my Christmas Savings account. The post Where I found EXTRA Money in May 2021 appeared first on Family Balance Sheet.

Money 130

Money May Donation 2020 130

Family Balance Sheet

SEPTEMBER 25, 2019

Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. In March, I added $70 in $1 bills that I had been setting aside for the past year. It was a pretty easy month to find the cash.

2019 100

2019 September Club August 100

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

OCTOBER 25, 2019

Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. In March, I added $70 in $1 bills that I had been setting aside for the past year. It was a pretty easy month to find the cash.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

OCTOBER 18, 2019

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. I menu planned consistently to keep our grocery bills under control. 5 – Cash flow a family trip to celebrate. .

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 11, 2011

Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. And even though we have the money to pay the bills off completely, I am still a bit queasy as I push the send button on my online bill payer. What makes me cringe is realizing how much we spent on Christmas in 2010.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Family Balance Sheet

JANUARY 25, 2019

But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. any savings from sales and coupons washed away from the interest accrued from unpaid credit card balance(s).

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. I wasn’t sure how I was going to pay for everything that month.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

DECEMBER 6, 2012

Rather, you are looking to cut the cost of your grocery bill. This will help you save money, especially when you take a look at the prices of food today. Now that you know how to save, let’s take a look at how to put the savings away. Saving money is essential. Anytime you find change, throw it in the bank.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. to be able to go on a family missions trip. medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 1, 2013

In an effort to find some extra money to fund our Christmas Savings Account , I'm doing a pantry challenge in February. My goal is to reduce our grocery bill by $200. I took an inventory of my freezer tonight and I started plotting our meals for the month. I'll be posting my progress through out the month. Thanks for reading.

February 100

February Freezers Goals Bills 100

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JULY 30, 2012

Remember, that is what you are working towards – a secure financial future for you and your family; this is not about short-term gains. Your budget will tell you how much you have left over after paying bills; this is how much you can save. Arrange for your savings amount to be automatically deposited into a savings account.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

AUGUST 30, 2014

We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Saving Everyday

OCTOBER 27, 2023

I simply put the word out to friends and family on social media, and he has stayed busy ever since. In the winter months, you can offer to weatherproof windows, which also saves them money on their electricity bill. For most people, groceries are a huge expense, especially if you have a family. Save your savings.

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

JANUARY 24, 2012

For our small business, I file large receipts, bills, and statements in a large 4.5 I do pass this folder along to my accountant for his review. Thank you for supporting Family Balance Sheet! My desk might look like a mess (occasionally), but I do keep important financial paperwork organized. 3 Simple Office Supplies.

Office Supplies 153

Office Supplies Taxes Office Simple 153

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Enjoy FREE family friendly events. Cut down on your bills.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. Unless it's paid with cash, that is one hefty credit card bill come January. Stop back on the 25th and let us know how you did.

2013 113

2013 Christmas Club January 113

For the Mommas

JULY 27, 2016

Set up a high-interest savings account and be methodical about regularly contributing. Learning to make sacrifices early on and creating long-term saving habits can make a big difference on how long you are able to stay home with your new baby. Enfamil Family Beginnings – Free gifts & formula coupons. Reduce expenses.

Baby 40

Baby Debt Credit Cards Phone Service 40

Prairie Eco-Thrifter

MARCH 22, 2011

When you are young and many years from considering retirement (and not earning much), it’s tough to save money. Aim to save about a year of your basic living expenses in a simple savings account (no risky investments here). That’s what emergency savings are for. Live simply. In 2011, life seems pretty complicated.

Money 124

Money Personal Finance Consumerism Plumbing 124

Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Enjoy FREE family friendly events. Cut down on your bills.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

MARCH 4, 2016

What would our family think when they realize we are broke? I started changing the oil in our cars, I became our landscaper, and we both cut out any monthly bill that wasn’t a requirement for living. We invest heavily into our retirement accounts and also into our kids’ college savings accounts.

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

MAY 12, 2013

I arranged for the mortgage and car payments to be made directly from it and a set amount to go into a savings account. All this meant that the only financial things I needed to do was pay the monthly bills as they came in. I found I had more spare time to spend with the family as well.

Making 238

Making Work Occasions Pace 238

Family Balance Sheet

MARCH 18, 2011

She counted out 5 $1 dollar bills and was ecstatic when she realized she had a dollar left. She has gotten cash in the past for her birthday or Christmas, but she would have preferred a toy so I have deposited the money in her savings account. Tears gone and her smile returns to her face.

Money 138

Money Equal Grandfather Daughter 138

Family Balance Sheet

FEBRUARY 9, 2018

We hit our Annual Household Portion (think: deductible) with this medical event and our medical bills started to be paid by the other members’ shares. On the spreadsheet below, you’ll see that the December bills were quite high. A recap of our medical bills for 2017. Payment due to providers: $75,717.82.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Many families are toeing the line of slipping into debt, if they aren’t already over their heads. With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. I know how hard it is to start saving. Extra Income Goes Into Savings. I have been there.

Building 225

Building Emergency Fund Money Savings Account 225

The Frugal Girl

MARCH 4, 2024

We consider her our “bonus kid” and our family is extremely close. Aside from those exceptions, we did all the work ourselves and with the help of family. I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. Go figure.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180