For the Mommas

JANUARY 31, 2014

Free Tax Filing Softwarde. Free Turbo Tax 2014 – Federal Edition. Free H&R Block Tax Software 2014. Home Depot Kids Workshop – Build a Race Car & Trojan Horse Bank. Enjoy your freebies! Free Winter Olympic Pack Printables. Free Pantene Hair Care Sample. Free Yes To Cucumbers Wipes Sample {100,000!}.

Software 68

Software Taxes Snickers Pantene 68

Prairie Eco-Thrifter

JANUARY 13, 2013

There was a car parked in the driveway, making me think someone was home. The family and dogs had not been home. Really, all you have left, if you are lucky enough not to be home, are the clothes on your back and the things you had with you when you left to run that errand, go on that visit or go to work. According to FEMA. “

Home 189

Home Insurance Haggle Haggling 189

The Frugal Girl

MARCH 11, 2024

My hubby and I retired in Central Florida after downsizing to a new home in order to age in place and enjoy the warm weather. Our primary “why” behind our money-saving efforts now is to be able to pay the 15-year mortgage on our new build in 10 years instead of 15. At tax time, Uncle Sam took $5,000 right back.

Florida 130

Florida Cruises Cruise Health Insurance 130

Prairie Eco-Thrifter

JULY 13, 2014

Before you start spending your profits, take a breath and then sit down and think through what your net gain or loss might actually be – after taxes and all selling expenses. We did have a home inspection which was around $200 as well. Home inspection. Real estate is subject to yearly taxes by the county.

Real Estate 186

Real Estate Taxes Insurance Property Taxes 186

Savings Corner

APRIL 4, 2024

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. Paying down your mortgage helps build equity in your home, but you don’t have to wait until you completely repay it, or sell the property, to access that equity.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Savings Corner

DECEMBER 27, 2023

If you have a CPA license, you can help business owners file taxes, generate balance sheets and other accounting documents and make your professional recommendations about your client’s bottom line. With the demand for video, this is another business idea that you can start at a very low cost, in your own home.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Saving Cents With Sense

JUNE 13, 2013

While there are still plenty of people clipping coupons the old fashioned way, people are taking much bigger steps to build their bank accounts back up. If you are thinking about redecorating your home but are scared of the cost, there is good news for you. There are plenty of ways to save money on home décor.

Saving Money 89

Saving Money Money Home Furniture 89

Family Balance Sheet

DECEMBER 29, 2020

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money.

Budget 130

Budget Budgeting Family Property Taxes 130

Prairie Eco-Thrifter

NOVEMBER 3, 2013

Tax Deduction. Okay, so you really probably shouldn’t attend a conference just for the tax deduction. The tax deduction is really just a bonus. Remember that a tax deduction isn’t a dollar for dollar reduction in your taxes (at least not in the United States). Travel Tips'

Travel 209

Travel United States Taxes St. Louis 209

Prairie Eco-Thrifter

NOVEMBER 11, 2013

A person, trying to help a family member figure out how to pay taxes on their home and thus be able to keep possession of the fully paid off home suggested that the family member take in a roommate to earn some extra money. The intention was to get some extra money and get the real estate taxes paid.

Real Estate 183

Real Estate Money Kids and Family Budgeting 183

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. In the last few years, many private carriers have stopped writing home insurance policies in the state. OIR then granted Citizens a 6.4

Insurance 52

Insurance Florida 2002 Home 52

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

Some are realizing that downsizing their home could be the answer to getting back some control over their lives, not to mention reducing the stress they are living under. Downsizing the home is traditionally the domain of retirees and empty-nesters but ordinary homeowners are now starting to consider it a sensible move.

Saving Money 220

Saving Money Money Saving Storage 220

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. Project short-term cash needs.

Office 130

Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Make a list of what’s important to you in a home. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

For the Mommas

FEBRUARY 28, 2014

Barnes & Noble – The LEGO Movie Building Event. Free Better Homes & Garden Subscription . Free Tax Filing Offers. Free H&R Block Tax Filing. Free Disney The Incredibles Movie Download. Read to Succeed – Earn Free Tickets to Six Flags. Free U By Kotex Samples . Free Busch Gardens Pass for Preschoolers.

Freebies 55

Freebies Freebie Friday Taxes IHOP 55

Prairie Eco-Thrifter

JUNE 11, 2014

You might be saving up for a vacation, while at the same time building up your emergency fund and creating a fund for car maintenance and repairs. The same applies to a vacation, home down payment, or anything else. However, you do run the risk of loss, and you have to be careful of capital gains taxes.

Goals 208

Goals Emergency Fund Used Vacation 208

Prairie Eco-Thrifter

SEPTEMBER 15, 2013

If you neglect to winterize your home, your bank account will dwindle due to increased heating costs. Do nothing to build $ for the future. If nothing else, just walk through your home with your phone or camera and record while you talk. Then put the result in a location other than your home! Do nothing to defend.

Real Estate 211

Real Estate Money Insurance Plumbing 211

Family Balance Sheet

OCTOBER 10, 2014

Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. Our personal escrow fund includes: home owners insurance – due yearly. That used to be me.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

MAY 6, 2020

We spent the next few years building our savings back up to the level we had prior to 2007. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. How to Build your Emergency Fund.

Debt 130

Debt Emergency Fund 2007 2020 130

Savings Corner

DECEMBER 27, 2023

Withdrawing from a checking account is most straightforward because there are no tax implications, as there may be with a brokerage account or withdrawal limits that a high-yield savings account would have. It can be psychological, says Tess Downing, a San Antonio-based financial planner.

Debt 52

Debt Refinancing San Antonio Rhode Island 52

Prairie Eco-Thrifter

AUGUST 11, 2015

I scouted nationwide, looking for a likely spot to buy – wanting an area that had enough attractions to rent well, was someplace we would enjoy, and which was close enough to home to make it accessible for weekend trips for all of us. The tax code for second homes used as rental properties is incredibly complex here in the US.

Vacation 100

Vacation Rent Taxes Grandchildren 100

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

My spouse and I were that young, poor couple, sloughing away at our day jobs and scrimping and saving for years to build wealth. I remember thinking about how wonderful it would be to not have to worry about whether we had enough to pay for the propane gas to heat our home. Be a millionaire by midlife.

Money 247

Money Grandchildren Thrifty Job Loss 247

Prairie Eco-Thrifter

FEBRUARY 5, 2012

Years ago, we rented a unit in one of two quadruplex buildings owned by our landlord. Our 2 bed unit was in a building with a central hallway and a basement. There was a lot of common land around the units with a long sidewalk with steps leading up to each building. He was a lawyer and lived in a nearby duplex.

Rent 185

Rent Saving Money Money Landlord 185

For the Mommas

FEBRUARY 1, 2013

Free Tax Filing Software. Free Tax Filing Options. Free H&R Block Online Tax Filing. Lowes: Build & Grow – Wheel Of Love & More. Home Depot Kids Workshop – Free Valentines Card Holder. It’s Friday, check out what’s free! Free Sirius XM Radio Preview. Sears – FREE Shop Your Way $10.00

Freebie Friday 51

Freebie Friday Freebies Fridays Home Depot 51

Coupons Do Work

SEPTEMBER 15, 2016

After a year of living in Canada, I came back home to Michigan and eventually went to Spring Arbor University in Spring Arbor, Michigan. By setting up your checking account at your local credit union, you can be in your way to building a strong financial foundation and be eligible for a line of credit in the near future. Tuition.

Student 100

Student College Freebies Insurance 100

Family Balance Sheet

JUNE 4, 2015

When a building in our town went into foreclosure in 2012, we considered the opportunity to own. We crunched the numbers, spoke with our accountant, and after much deliberation and negotiation, we bought the building that summer. Our business was doing well and it seemed like the right time for us to buy.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Michael from Financial Ramblings tells us how to Build a Bigger Nest Egg Through ‘Investment Creep’ , and says, “Turn the principles underlying lifestyle creep in your favor. ” Harry Sit from The Finance Buff asks Tax Efficiency: Relative or Absolute? , Ratchet up your savings rate every time you get a raise.

Personal Finance 219

Personal Finance Finance Debt Money 219

For the Mommas

AUGUST 27, 2012

This magazine subscription isn’t just about body building, it’s about self-image building. Each issue includes intelligent reporting on investments, taxes, insurance, paying for college, planning for retirement, home ownership, major purchases such as cars and computers and other personal finance topics.

Magazines 55

Magazines Personal Finance Finance Better Life 55

For the Mommas

JANUARY 25, 2013

Free Better Homes & Garden Magazine Subscription. Free TurboTax 2013 – Free Tax Software. Lowes: Build & Grow – Wheel Of Love & More. Home Depot Kids Workshop – Free Valentines Card Holder. It’s Friday! Check out What’s Free. Free Valspar Paint Sample Giveaway. My Coke Rewards – 20 Free Points.

Freebie Friday 51

Freebie Friday Jimmy Dean Fridays Freebies 51

Prairie Eco-Thrifter

MARCH 28, 2011

The United States and Canadian governments are even offering tax credits for individuals that use solar panels and other forms of renewable energy to make their homes more energy efficient. Wind energy is great because it has a very limited impact on the environment and can be harnessed to power homes and buildings.

United States 145

United States Gas Plants Green energy 145

Prairie Eco-Thrifter

MARCH 11, 2012

Whether you have received a windfall as a birthday gift, graduation gift, or a tax refund, you still need to know how you can spend your money wisely. Through his guidance, you can find the help you need in building more money in investments. With this money, you can buy new things that you’ve always wanted for your home or yourself.

Debt 186

Debt Money Win New Cars 186

Prairie Eco-Thrifter

APRIL 6, 2012

There are many reasons for this, but chief amongst them are the facts that you need a credit card to do anything online, and you also should have one in order to begin building a credit rating. Linsey presents How Do I Work from Home with No Skills? Read Jeremy’s story of what led him to start his own side business.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

SEPTEMBER 15, 2016

A few years ago, when selecting a vacation home to buy, one of my criteria was that it had to be at a lake or on a beach. These will include things such as insurance, property taxes, gasoline (to get to the lake and to boat on the lake), maintenance, boat slip fees and storage fees in off season. We rent it out during the hot season.

Buy 100

Buy Buying Rent Recession 100

Prairie Eco-Thrifter

SEPTEMBER 15, 2015

Yet, over the years, I kept discovering new things about home ownership. Know what you are getting into with home ownership – it may not be cheaper than renting! Our current home is 25 years old and I haven’t had any issues with drywall (at least not ones I didn’t cause myself). Work locations change over time.

Home 100

Home Washer and Dryer Do It Yourself Garage 100

Prairie Eco-Thrifter

JUNE 28, 2011

Other types include: land only, a building (no land) only, duplexes, 4-plexes, 8-unit complexes, and the list could go on. When the average person thinks about real estate, they often think about a house that sits on a quarter acre of property. However, this is only one of many types of real estate that one can purchase.

Real Estate 180

Real Estate Rent Debt Calculators 180

Prairie Eco-Thrifter

MAY 10, 2012

PFP presents Investment Tax Management posted at Pasadena Financial Planner , saying, ” As you move your cash, bond, and stock financial assets into lower cost, more broadly diversified investment mutual funds and/or ETFs, you should also consider how to “locate” your investment asset allocation with respect to more optimal taxation.”

Money 113

Money May 2012 Debt 113

Savings Corner

DECEMBER 25, 2023

This is a decision with many moving parts, and things change: Your down payment savings grow, you consider moving to a cheaper or more expensive area, you’re curious what happens if you spend less on a home, or more. It takes into account typical spending on home renovations and maintenance. Is renting always cheaper?

Rent 52

Rent Calculators Property Taxes Buy 52