Prairie Eco-Thrifter

NOVEMBER 6, 2011

Rent-to-own is a way to make a property transaction work without a lender involved at the start. At the end of the rental term, the buyer can buy the home at the price both parties agreed on, and they’re already part of the way there. How to Buy an Eco-Friendly Home If You Can’t Afford to Build One.

Rent 183

Rent Home Real Estate Work 183

Family Balance Sheet

APRIL 9, 2021

Dave Ramsey has a plan and it has worked for millions of people. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. Currently, we’re working on steps 6, 7, and 8 simultaneously. He calls it his 7 Baby Steps.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Motherhood Moments

DECEMBER 27, 2022

The lessons from those transformations are shared and passed on to others so they can also use the worst adversities as a catalyst for profound change. Many of us dare not do such things. This drug is now my new motivation to build even more wealth in my life. You are in charge of your own destiny.

Real Estate 130

Real Estate Persevering Building Office 130

Coupons Do Work

APRIL 19, 2016

Old Skool works a lot better than some of those fancy products ! Pour two cups of vinegar or lemon juice into the tub, and run the washing machine through a complete cycle on the hottest setting to remove odors, stains and detergent build up. Scrub around the edge of the lid/door with vinegar to remove mildew and detergent build up.

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Machines Cleaning Frugal Building 100

Koupon Karen

APRIL 26, 2024

Whether you’re starting out, getting back on track, or looking to elevate your current routine, the path to improved fitness is filled with opportunities for growth and discovery. When exercise feels more like play than work, you’re far more likely to make it a consistent part of your life.

Fitness 52

Fitness Goals Motivation Activism 52

Saving With Shellie

APRIL 18, 2016

Through Wednesday (4/20) Bath & Body Works has select hand soap on sale for $3 each. To get the shipping discount, just use coupon code FRESHPICKS at checkout. This code is only valid today so make sure you get your order in if you’re interested. Use coupon code FRESHPICKS for $1 Shipping. Final Price = $26.75

Bath and Body Works 40

Bath and Body Works Work Lowes Georgia 40

Family Balance Sheet

APRIL 1, 2021

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. Now go through the list and really ask yourself if you use or need all of it.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. For example, it took us about 3 years to pay off a combined $17,000 in credit card debt, but later we managed to pay off twice as much in 3 years on about the same income. Your money stays yours, so you can make it work for you.

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Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 24, 2023

Good budgeting is the “blocking and tackling” of good financial habits, and you can really only build wealth when your spending is below your income. That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt. Retire wealthy?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

SEPTEMBER 30, 2012

According to the Department of Energy, the biggest draw on your home energy use comes from heating your home - Almost 45% of the overall cost! Even better, there is a way to extract that heat from the warm earth and use it to heat your home. Myth: Geothermal heat pumps don’t work.

Saving Money 214

Saving Money Money Bills Saving 214

Prairie Eco-Thrifter

AUGUST 20, 2014

He hated farming and all the back breaking work that went with it. In the 1940′s he became a radio repair technician, started his own radio repair service company, went to work for an aircraft manufacturer and eventually ended up working on parts of the space program in the 1960s. Share what you know. Try new things.

Radios 162

Radios Real Estate Work Kids and Family 162

Prairie Eco-Thrifter

APRIL 2, 2014

I had difficulty fitting in work outs when I was with the kids during the day, and after the kids were in bed, I was usually too tired to want to work out. Using DVDs to Exercise with Kids. We’re building our endurance to get through the whole DVD. Use exercise DVDs that involve the kids.

Parenting 210

Parenting Kids Kids and Family DVDs 210

Prairie Eco-Thrifter

SEPTEMBER 19, 2019

Today, we’re going to help you sort through some of this information and make an informed decision about what business school is right for you. . And then there’s the fully online degree—convenient, certainly, as you can study at the times that work best for you and at a pace that’s suited to your own learning needs.

Student 113

Student Part Time Pace Re-use 113

Family Balance Sheet

MAY 6, 2020

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We spent the next few years building our savings back up to the level we had prior to 2007. I still use my spreadsheet to this day!

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

NOVEMBER 3, 2013

There are plenty of opportunities to make useful connections, and you might even be able to help someone else. Not only that, but I also made some useful affiliate contacts, as well as contacts that can be used for stories I’m working on. Re-Energize. You might be surprised at how helpful your peers can be.

Travel 209

Travel United States Taxes St. Louis 209

Family Balance Sheet

JANUARY 2, 2021

Early in the pandemic, we felt like we were losing everything we had spent 20 years building. Today, we feel fortunate that our business has survived and we’re extremely grateful that we spent prior years focused on our Debt Freedom Plan. Cautiously, we’re turning our attention back to our savings goals.

Debt 130

Debt 2020 2019 Financial Goals 130

Coupons Do Work

JANUARY 4, 2017

Employs the same balance ball used in your workout routine. Helps build a healthier back, align the spine, relieve pain, and improve your overall well-being. Note: For optimal performance, it may be necessary to re-inflate your new Balance Ball once or twice after the initial inflation.

Price 100

Price Health Re-use Building 100

Prairie Eco-Thrifter

MAY 21, 2012

If you’re anything like me, you’ve most likely found yourself sucked into the wonderful world of Pinterest at least once. With a few clicks of your mouse, it’s easy to build boards of inspiration for countless numbers of items, interests and passions. Don’t forget to enter to win an iPad 3 here at PET.

Money 188

Money DIY Saving Money Saving 188

Saving Everyday

NOVEMBER 16, 2023

Meal bowls are also a great way to use leftovers and random ingredients with endless variations. There are four basic steps to building a good meal bowl: Choose a base. To reduce food waste, we prepared these mostly with ingredients that needed to be used. We used rotisserie chicken, but use any protein you have.

Leftovers 52

Leftovers Meals Re-use Recipes 52

Prairie Eco-Thrifter

OCTOBER 26, 2014

There’s no point in using more money than you need to. Take on extra work. Are there any jobs you can work on the side like babysitting or freelance work from home? Can you work extra hours at your job? Finding temporary, extra work is a great way to drum up cash. Estimate how much you’ll need.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Prairie Eco-Thrifter

APRIL 7, 2013

However, I find that when I start spring cleaning, I am usually surprised by how much work it is. Even re-organizing the garage can leave you with a chill. Many households take spring cleaning as an opportunity to repaint, hang photographs and picture frames, and re-organize art. Finish Up Some Indoor Work.

Cleaning 221

Cleaning Appliances Donation Green And Frugal 221

Prairie Eco-Thrifter

DECEMBER 12, 2013

I am used to the cold temperatures but they have arrived a bit earlier this year. I am quite looking forward to it as I really enjoy the group of folks I work with. Work Harder, Then Work Smarter. We have had quite the cold snap here lately. It is taking some time adjust. Today is my department’s holiday party.

Staying Warm 160

Staying Warm Fridays Christmas Insurance 160

Prairie Eco-Thrifter

JANUARY 24, 2012

When I redid ours, I used that spray meant to re enamel tubs to re-finish the vanity tops. I sanded and re-stained the wood cabinet and fashioned a matching frame for the mirror out of molding strips from Lowes that I got for about $3 each. Save over time to build the funds you will need for the renovations you want.

Renovation 189

Renovation Home Real Estate Re-use 189

Couponing 101

JANUARY 30, 2019

If you are a True Coupon Newbie – meaning you have never used a coupon in your life – then I suggest you start couponing at a store where you already shop. Once you get the hang of using coupons at your regular store, you can move on to other stores in your area. True Coupon Newbie. Beginner Couponer. Couponer in Training.

Storing 85

Storing Double Coupons Budgeting Budget 85

Saving In Akron

OCTOBER 21, 2011

Every Friday, I download the FREE book in order to build my library. It is so intuitive, even my 7 year old can easily use it. If you're looking at a Kindle, I would highly recommend checking out the Nook before you make your decision. I am very partial to my Nook. Plus, it has some great, interactive books for kids.

Fridays 157

Fridays Library July Re-use 157

Prairie Eco-Thrifter

NOVEMBER 19, 2014

Can you arrange to work out with a like-minded friend? Little things like taking the stairs instead of using the elevator or getting off the bus a stop earlier than normal are great ways to fit in some extra exercise without doing anything drastically different. Use your lunch break productively. Get a fitness buddy.

Fitness 178

Fitness Motivation Goals Lunch 178

Prairie Eco-Thrifter

JANUARY 8, 2014

One of the great things about a new year is the fact that you can look at where you’re at, decide where you’d like to be, and then make a plan to improve yourself. As you consider what you want your life to look like in the coming year, it makes sense identify areas that could use improvement. Build Your Relationships.

Building 209

Building Giving Goals Health 209

Koupon Karen

MAY 9, 2024

Whether you reside in a quaint bungalow in King William District or a sprawling new build in Stone Oak, personalizing your space can transform your daily routines into a more luxurious experience. Look for contractors with positive reviews and a portfolio that matches the style you’re envisioning.

San Antonio 52

San Antonio Lighting Storage Dehumidifiers 52

Family Balance Sheet

DECEMBER 28, 2016

I’ve been working on an exciting project over the last few months and I finally have all of the details! If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit.

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New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

NOVEMBER 19, 2012

Build In Dream Time. You can dream in church or during those college dorm sessions where you try to re-write the rules of the world. You can dream in church or during those college dorm sessions where you try to re-write the rules of the world. Then figure out what big things you can do or be to build those legacies.

Building 189

Building Activism College At&T 189

Prairie Eco-Thrifter

MAY 20, 2012

However, by using such a company, you do have some protection against being harassed by non-genuine people. You need to be comfortable with total strangers living in your home for this to work for you though. I have house sat for numerous family members and it has worked out great. We might work overseas for year or two.

Travel 243

Travel Swap Home and Garden Couch 243

Prairie Eco-Thrifter

DECEMBER 1, 2013

Everyone uses social media these days, and it has it’s detriments. It has the ability to start a movement, spread a message, or build a business rapidly. It can also be very helpful in a career, if used correctly. I work in Human Resources. It’s important to ensure that you like the company that you work for.

Media 193

Media Organic Organization Re-use 193

Prairie Eco-Thrifter

JANUARY 17, 2013

I don’t like the feeling of not being able to keep up and/or not having the energy to do the things I like, like working out. I am not quite sure how I am going to keep things up at work but I will find a way. I wouldn’t mind normally, but I really could use a weekend to catch my breath. And then there is the blog.

Fridays 150

Fridays Student Motivation Debt 150

Prairie Eco-Thrifter

OCTOBER 31, 2013

I have had to do a lot of travel for both personal things and work items. Lily at Paying Debt Down knows that almost anyone can build a diversified portfolio and will teach you How to Invest like an Old Pro (even if you’re a Young Amateur). Why Use an Equity Release Calculator? Yes, we should all be exercising more.

Debt 160

Debt Fridays Thanksgiving Budgeting 160

Couponing 101

APRIL 1, 2019

Without a budget, you will spend too much, regardless of whether you use coupons or not. As you get into the hang of things and build your stockpile, those numbers will gradually change until you spend very little on your needs each week. Build Your Matchup List. Next you need to begin building your list. Set a Budget.

Making 92

Making Shopping Budgeting Budget 92

Prairie Eco-Thrifter

JANUARY 2, 2012

By doing this you don’t only help everybody on the globe by using green energy , you also help yourself. Fossil fuels continue to ruin our environment, and as they are also running out it is time for us to understand how we can use renewable energy for all of our business and home needs. That’s not good enough.

Home and Garden 181

Home and Garden Fair-Trade ReNew Office 181

Family Balance Sheet

AUGUST 21, 2020

But as we worked our way through our Debt Freedom Plan , we watched our debts fall and our net worth climb. I STILL use our spreadsheet today. If you’re interested, keep reading and you’ll see a sign-up box at the bottom of this post. You could also use a recent appraisal. It’s time to change our mindset.

Family 241

Family Debt Finance Kids and Family 241