Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Most experts say you’ll want to be in your house at least two to five years after refinancing, but you should do your own break-even calculation to figure out what makes the most sense for you.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Savings Corner

DECEMBER 27, 2023

Calculate your closing costs What are closing costs? You can shop around to get the best deal on some items, such as home insurance, but you can’t control the costs for things like taxes and government fees. How do you calculate closing costs on a house? The calculator will provide the following: Estimated total costs.

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Savings Corner

DECEMBER 27, 2023

A personal loan calculator shows your monthly personal loan payments based on the loan amount, interest rate and repayment term. Use this calculator to help you decide whether a personal loan is the right financing option for your plans. How to use this calculator Enter a loan amount. 1, 2023, through Nov.

Calculators 40

Calculators Credit Debt Nov 40

Coupons Do Work

FEBRUARY 8, 2017

It is that time again, for Taxes and with more and more people having their own companies, or running their business from the home, there are TONS of Apps to help you prepare your taxes! Here are the 12 best ones to help you track expenses, prepare your taxes AND manage your books. Tax portal. Accounting and tax help.

Taxes 100

Taxes Used Home Bills 100

Savings Corner

DECEMBER 25, 2023

Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. Consider the 28% rule, which states that mortgage payments shouldn’t be more than 28% of your pre-tax monthly income.

Calculators 52

Calculators Illinois Credit Debt 52

Savings Corner

DECEMBER 24, 2023

Find your net worth by using our net worth calculator. To calculate your net worth, take inventory of what you own, as well as your outstanding debt. Basically, the formula is: ASSETS minus LIABILITIES equals NET WORTH And by the way, your income is not included in a net worth calculation. Tax Filing Webinar — Jan.

Calculators 52

Calculators Taxes Debt Consumer 52

For the Mommas

OCTOBER 11, 2022

You must use the same Price Plus Club card every time you shop. Qualifying purchases are calculated BEFORE taxes, bottle deposits, fees and the face value of paper and digital manufacturer coupons and AFTER ShopRite store coupons. ShopRite’s Holiday Dinner Favorites offer starts on 10/16 and runs thru 11/24/22.

Dinner 98

Dinner Holiday Tickets Calculators 98

For the Mommas

MARCH 8, 2022

You must use the same Price Plus Club card every time you shop. Qualifying purchases are calculated BEFORE taxes, bottle deposits, fees and the face value of paper and digital manufacturer coupons and AFTER ShopRite store coupons. ShopRite’s Holiday Dinner Favorites offer started on 3/6 and runs thru 4/16/22.

Dinner 98

Dinner Holiday Tickets Calculators 98

Savings Corner

DECEMBER 25, 2023

Use a leasing versus buying calculator to calculate your potential savings. What is affordable comes down to how you plan to use your vehicle, so read up on the full benefits and drawbacks of each before you commit. A used car payment should be no more than 10 percent, but that number varies by expert. Your gender.

Cars 52

Cars Car Insurance Calculators 52

For the Mommas

FEBRUARY 24, 2020

You must use the same Price Plus Club card every time you shop. Qualifying purchases are calculated BEFORE taxes, bottle deposits, fees and the face value of paper and digital manufacturer coupons and AFTER ShopRite store coupons. ShopRite’s Holiday Dinner Favorites offer starts on 3/1 and runs thru 4/11/20.

Dinner 111

Dinner Holiday Tickets Calculators 111

Savings Corner

DECEMBER 24, 2023

Iowa lands near the middle of the pack tax-wise. 23 for property taxes and No. 22 for state and local sales tax. Iowa also doesn’t tax Social Security benefits , and Iowans age 55 and older are exempt from paying state taxes on retirement income for tax year 2023. The state ranks No. 31 for cost of living.

Iowa 52

Iowa West Virginia Healthcare Delaware 52

Saving With Shellie

AUGUST 19, 2012

Save 20% off your purchase of supplies, backpacks, calculators, ink, toner and more through 8/20. I know many of you are hunting for deals on the TI-84 Graphing Calculators. Here’s the scoop: Texas Instruments TI-84 Plus Graphing Calculator – $119.99. Use 20% Off OfficeMax coupon. Final Price = $95.99.

Calculators 45

Calculators Cartridges and Toners Instruments Hunts 45

Savings Corner

DECEMBER 25, 2023

If you’re thinking of diving into investing or selling a capital asset, it’s important to get acquainted with the term “capital gains tax” before you begin wheeling and dealing. What is capital gains tax? A capital gains tax is a tax on the profit from the sale of an asset. Tax Filing Webinar: Jan.

Taxes 52

Taxes Calculators Real Estate Cars 52

For the Mommas

OCTOBER 14, 2020

You must use the same Price Plus Club card every time you shop. Qualifying purchases are calculated BEFORE taxes, bottle deposits, fees and the face value of paper and digital manufacturer coupons and AFTER ShopRite store coupons. ShopRite’s Holiday Dinner Favorites offer starts on 10/18 and runs thru 11/26/20.

Dinner 59

Dinner Holiday Tickets Calculators 59

Prairie Eco-Thrifter

JULY 1, 2013

If you end up in life with assets that you would like to use or from which you need to receive income, yet also want to donate to charity, there may be ways for you to do both. With the help of an estate planning lawyer and your accountant you might be able to use one of these “have your cake and eat it too” ideas.

Cake 201

Cake Taxes Giving Donation 201

For the Mommas

FEBRUARY 21, 2021

You must use the same Price Plus Club card every time you shop. Qualifying purchases are calculated BEFORE taxes, bottle deposits, fees and the face value of paper and digital manufacturer coupons and AFTER ShopRite store coupons. ShopRite’s Holiday Dinner Favorites offer starts on 2/21 and runs thru 4/3/21.

Dinner 52

Dinner Holiday Tickets Calculators 52

Family Balance Sheet

DECEMBER 29, 2020

That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a one-month only spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a one month only spreadsheet.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

DECEMBER 8, 2013

The money in the IRA can be used during your lifetime, but then can accumulate tax free while the next guy in line for it takes minimum distributions over his life. This is because the money is protected in the tax deferred (or tax free) account and it can build significantly over time.

Converse 176

Converse Taxes Grandkids Money 176

Savings Corner

DECEMBER 27, 2023

How to use this free Roth IRA calculator Based on your current age, modified adjusted gross income and tax-filing status, the Roth IRA calculator will automatically calculate how much you’re eligible to contribute to a Roth IRA this year. The Roth IRA calculator assumes 2% annual income growth.

Calculators 40

Calculators Taxes T-Mobile Advantage 40

Savings Corner

DECEMBER 25, 2023

How to use the Rent vs. Buy Calculator The renting-vs.-buying You’ll need just seven pieces of information to use our Rent vs. Buy Calculator, things you may already know or have been tossing around in your mind: To make things easy, we made a number of assumptions about other typical costs that factor into this calculation.

Rent 52

Rent Calculators Property Taxes Buy 52

Savings Corner

DECEMBER 25, 2023

There are also ways to use rent, phone and utility payments to build credit. Here’s a look at credit-building tools, and how to use them to earn a good credit score. You’ll use the card like any other credit card: Buy things, make a payment on or before the due date, incur interest if you don’t pay your balance in full.

Building 52

Building Credit Credit Cards Taxes 52

Prairie Eco-Thrifter

JUNE 11, 2012

Basic Investment Strategies Here are some of the basic investment strategies that people use: Use the growth strategy where you buy stocks in a company that has great potential for growth. One of the best ways to invest for your retirement is taking advantage of the tax incentives of retirement accounts.

Taxes 187

Taxes Goals Advantage 401K 187

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

How long is it since you cleared out all those spaces where you store the things you don’t use very often, if ever? How much space is used for storage in your home? Real estate taxes are calculated on the size of the house so a smaller house will attract a lower tax rate.

Saving Money 220

Saving Money Money Saving Storage 220

For the Mommas

FEBRUARY 23, 2014

Coupons Used: $1.00/2 Pay $11.38 + tax. To calculate your savings, remember to use the FTM Gas Calculator. To calculate your savings, remember to use the FTM Gas Calculator. 2 Dixie Plates, Cups or Bowls Printable Coupon. Get $12.00 in gas points. 62 moneymaker after coupons and gas points.

Gas 69

Gas Calculators Advantage Taxes 69

Prairie Eco-Thrifter

JANUARY 2, 2019

In the event of the death of the prime earner, the sum assured can be used by the dependant to clear of any outstanding loans, child education fees, carry on with daily household expenses and any other liabilities that need to be taken care of. This means that the only premiums that are calculated are ones for mortality charge.

Insurance 185

Insurance Life Insurance Taxes Family 185

Savings Corner

APRIL 4, 2024

Key takeaways The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. Choose a type of loan The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. You want to use business profits to make repayments on the loan.

Bank 40

Bank Banking Credit Finance 40

Motherhood Moments

FEBRUARY 3, 2023

By calculating what an hour of your time is worth. Delegating tasks is the key to freeing up your time; What would you use your extra spare time for? You also wouldn’t have to worry about employment tax, overhead, or employee benefits. Maybe this solution really is out of reach for you. But maybe it isn’t. How can you tell?

Parenting 100

Parenting Mother's Wellness Goals 100

Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home.

Home 52

Home Debt Credit Cards Credit 52

Saving Everyday

JUNE 11, 2011

Just a quick reminder that today is your last day to use the $3/$3 Staples coupon I told you about. Bounty Paper Towel 6-packs are $4.99, use the $1.00/1 There are tons of ways to use this coupon but I think I’ll grab some bottled water today! Tax is not included in calculating the minimum purchase.

Paper Towels 45

Paper Towels Paper Used Niece 45

For the Mommas

JANUARY 25, 2013

H&R Block At Home Premium includes everything needed to easily complete federal and state taxes — with the tax expertise you can trust. With an easy-to-use interface, H&R Block At Home Premium searches for hundreds of deductions to get the biggest refund. Live tax advice. Tax laws and planning resources.

At Home 45

At Home C&H Home Taxes 45

Prairie Eco-Thrifter

MAY 15, 2012

Calculate Your Retirement Fund The first important thing to do is calculate how much you estimate you are going to need to fund your retirement. If you think these numbers are impossible to calculate, you’re right; so just work on averages to get started. Find one who is also experienced with helping late starters, like me.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Prairie Eco-Thrifter

AUGUST 11, 2015

My sister-in-law and her husband had one that they used and rented out and indicated that it was doing well. I wanted a place for our family to gather – adult children and grandchildren along with us. The tax code for second homes used as rental properties is incredibly complex here in the US.

Vacation 100

Vacation Rent Taxes Grandchildren 100

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinancing is beneficial if you can reduce the interest rate on your primary mortgage and make good use of the funds you take out. This can be a boon for your credit score.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Savings Corner

DECEMBER 25, 2023

The long answer depends on the market and whether you’re asking a lender, an agent or a county tax assessor. Knowing how to calculate your home’s value with the help of online tools and trained professionals better prepares you to buy, sell, refinance, tap into your home’s equity — or even negotiate lower property taxes.

Home 52

Home Illinois Real Estate Florida 52

Savings Corner

DECEMBER 25, 2023

Instead, they use a mortgage, which is a loan to buy a home. Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Mortgage lenders use credit scores to evaluate risk. You can calculate your loan-to-value ratio to check this out. What is a mortgage?

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

Savings Corner

DECEMBER 27, 2023

Ideally, you would calculate this before applying for a loan, says Rhode Island-based financial planner Greg Young with Ahead Full Wealth Management. For some people, it’s just easier to see large payments come out of an account they don’t also use to buy groceries.

Debt 52

Debt Refinancing San Antonio Rhode Island 52