The Frugal Girl

FEBRUARY 26, 2024

I currently work part-time from home, mostly behind a computer. I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. Tell us a little about yourself. I live just outside of Richmond, VA with my husband, 18-year-old twin daughters, and our two dogs. I’m 52. Marrying my husband.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Savings Corner

APRIL 4, 2024

Expressed as a percentage, it’s computed by dividing the principal balance of your mortgage by your home’s appraised value and multiplying the result by 100. It represents the total debt against the home: both the original mortgage and the size of the new home equity loan or line of credit.

Calculators 52

Calculators Home Debt Fair-Trade 52

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. Keep Your Goals in Mind When your income increases or expenses drastically decrease (like when you pay off debt), keep your goals in mind. Likely, there was a reason. How did you beat it?

Debt 189

Debt Goals Money Bills 189

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.

Credit Cards 234

Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

JULY 18, 2019

As a young man studying at Renmin University, he had tried to enter the restaurant business, but he was unable to generate the interest he had hoped and ended up in debt after closing it. He would soon fulfill this endeavor.

2019 113

2019 Fair-Trade Real Estate 2018 113

Family Balance Sheet

MARCH 11, 2021

T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. Related Reading : How We Paid off Six Figures of Debt. Many people are opting to store financial documents on their computers or the cloud, I have not totally embraced this concept yet and still have a file cabinet and safe for our documents.

Finance 130

Finance Cleaning Goals Insurance 130

The Frugal Girl

NOVEMBER 13, 2023

A family picture with my parents His degree took 5 years, and during those 8 years of essentially being a 1-income couple with kids after 10 years of being a 2-income couple with no kids, they’d racked up $30k in credit card debt because they didn’t adjust their spending to their change in circumstances.

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

SEPTEMBER 25, 2014

Too often, we rely on debt to get us through tough times instead of thinking and planning ahead. In a couple of decades, when people are just too old/and or disabled to work, but have a mountain of debt and no retirement savings, what will become of us as a nation? This is something that needs to change.

Making 192

Making Emergency Fund Saving Debt 192

Prairie Eco-Thrifter

SEPTEMBER 30, 2013

We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. That degree in computer programming led to a long, lucrative, satisfying and advance filled career.

College 227

College Debt Education Student 227

Couponing 101

JULY 3, 2013

How To Get Out Of Debt FREE (reg. You can download the Free Kindle Reading App to your Computer, iPad, iPhone, or Blackberry! Sproul’s Crucial Questions eBook Series FREE (reg. $69)! Candle in the Darkness FREE (reg. You can find even more FREE eBooks on Amazon.com. You don’t need a Kindle to read these books either.

Debt 61

Debt Living Debt Free Debt Free Giving 61

Family Balance Sheet

JANUARY 26, 2011

I have used Quicken software since the mid-90's when I bought my first computer. I work a budget around what comes in, what we spend and what I would like to spend, hopefully leaving some leftover to devote to more debt reduction or savings. Do you know how much cash leaves every month? We have around 20 categories.

Debt 147

Debt Renovation Leftovers Software 147

freestuff.tv

APRIL 8, 2011

Find out how to: Identify your valuable data Comply with data protection laws and regulations Create strategies for data-risk management Prevent data loss from your computers and devices Protect your network from data leakage Enjoy this site? We want you to live the generous life, simple and debt free.

Debt Free 109

Debt Free Debt Reuse Money 109

For the Mommas

MARCH 23, 2011

You can download The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams for free. You can download them to your Droid, Ipod, Ipad, Iphone and computer. Remember, the prices change frequently so make sure it is still $0.00 when you check out. Thanks, Money Saving Mom.

Simple 76

Simple Debt Netflix Computers 76

Couponing 101

FEBRUARY 26, 2013

Dave Ramsey, America’s trusted voice on money and business, reveals the keys that grew his company from a one-man show to a multimillion-dollar business—with no debt, low turnover, and a company culture that earns it the “Best Place to Work” award year after year. You have to be both! Good news – Courageous: A Novel is still FREE today!

Amazon 102

Amazon Motivation Debt Goals 102

Prairie Eco-Thrifter

MARCH 14, 2011

Sandy presents Video: Beware of Illegal Debt Collection Practices posted at My Cheapass Blog , saying, “Some debt collectors will try anything to get you to pay, even some illegal tactics.func&#. Sites like Dell and Newegg make it easy to build your own computer.&#. Dean presents Gas Prices Rise: What Say You?

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

OCTOBER 15, 2011

Invest it Wisely: Steve Jobs: Entrepreneur and Capitalist Extraordinaire On Wednesday, the world lost a great entrepreneur and capitalist, a man whose creativity and genius sparked an entire industry and changed the face of computing and communication forever. Here’s some tips to be wary of when trying to consolidate your debt.

October 200

October 2011 Finance Personal Finance 200

Couponing 101

JULY 5, 2013

How To Get Out Of Debt FREE (reg. You can download the Free Kindle Reading App to your Computer, iPad, iPhone, or Blackberry! Sproul’s Crucial Questions eBook Series FREE (reg. $69)! Candle in the Darkness FREE (reg. You can find even more FREE eBooks on Amazon.com. You don’t need a Kindle to read these books either.

Best Sellers 102

Best Sellers Brother Debt Free Free 102

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? that means, money! Actually it means saving as much money as you can before Christmas !

Christmas 153

Christmas Swagbucks Bank Banking 153

Prairie Eco-Thrifter

APRIL 18, 2013

The worst thing you could possibly do is start your married life with a mountain of debt from having the wedding of your dreams. Chances are you already have a computer that has some graphics software installed, and there are lots of great looking DIY wedding invitation ideas on the internet. Budget First, Plan Later.

Wedding 248

Wedding Money Saving Money Budgeting 248

Prairie Eco-Thrifter

OCTOBER 27, 2011

Shopping over your lunch hour can rack up mounds of debt, simply because impulse shopping involves random purchases of merchandise we have little need for. Offices who have replaced aging desktop computers with laptops use up to 70 percent less electricity and generate less heat waste. Your wallet will thank you for it!

Office 198

Office Fuel Work From Home Saving Money 198

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. Make it a rule to break your normal routine, so no television, video games or computer time. Create a Backyard Water Park.

Frugal Life 242

Frugal Life Frugal Kids and Family Inexpensive 242

Prairie Eco-Thrifter

MAY 6, 2016

This was prior to internet days, so he had stacks and stacks of Wall Street Journals in his closet and did most of the charting by hand (although he was trying to learn the Basic programming language to do his charts on a very early computer.) In computer programming and project management we always talked about the KISS!

401K 100

401K Money Emergency Fund Goals 100

Saving Cents With Sense

OCTOBER 22, 2015

Each year, more than 9 million people have their identity stolen, resulting in debt , lost job opportunities, and even a criminal record. If your kids know any of the passwords to your personal computers or online accounts, be sure you emphasize the importance of keeping them confidential. Keep Your Social Security Number Safe.

Identity Theft 40

Identity Theft Shredders Credit Credit Cards 40