Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. Of course, there are some tasks that are dictated by others, such as when we must pay taxes or submit certain information to government entities. Clean out and organize paper files for personal finances. Update our marriage timeline document.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Prairie Eco-Thrifter

JULY 13, 2014

Before you start spending your profits, take a breath and then sit down and think through what your net gain or loss might actually be – after taxes and all selling expenses. Real estate is subject to yearly taxes by the county. Of course, you have taxes every year you own the property as well. Capital Gains.

Real Estate 186

Real Estate Taxes Insurance Property Taxes 186

Savings Corner

DECEMBER 24, 2023

And, of course, not everyone likes the sweltering summers of the Sun Belt states. Iowa lands near the middle of the pack tax-wise. 23 for property taxes and No. 22 for state and local sales tax. The state combines high-quality healthcare and a light tax burden to rank No. Don’t rule out places that seem unlikely.

Iowa 52

Iowa West Virginia Healthcare Delaware 52

Prairie Eco-Thrifter

MAY 27, 2014

Instead, I picked my major based on the courses I enjoyed – without considering how that major would help me earn a living. It would have pleased my folks if I had accepted and it would have helped our finances out too! Starting college right after high school, I had no clue about which careers I should consider.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. Everything changed. I still use my spreadsheet to this day!

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Debt Emergency Fund 2007 2020 130

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

JANUARY 28, 2011

In order to do this I need to take a few courses at our local university. So in an effort to make things a bit more manageable, I have decided to cancel my course for next month. How to Save Money shares with us how we can keep our finances safe when buying items online. The goal was to be certified by summer. What did you do?

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January 2010 Personal Finance Finance 124

Savings Corner

DECEMBER 27, 2023

Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order. If you have a CPA license, you can help business owners file taxes, generate balance sheets and other accounting documents and make your professional recommendations about your client’s bottom line.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Savings Corner

APRIL 4, 2024

If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. Possible tax-deductible interest Even after the Tax Cuts and Jobs Act of 2017, you can still deduct interest paid on a HELOC if you use the money for home renovations. This helps keep your payments manageable.

Credit 40

Credit Home Debt College Tuition 40

Family Balance Sheet

MARCH 15, 2017

Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. There are three major tax savings: the money contributed into the account is tax deductible, it grows tax free, and certain withdrawals are tax free if they are for qualified medical expenses.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Prairie Eco-Thrifter

APRIL 10, 2015

Of course, we know that things may change and we may decide to go elsewhere for some reason, but for now, we are looking at our current residence as our possible last. Of course, that may change as time goes on and development of shopping centers comes nearer to us. I’m not. We have been here 25 years already and still love it.

Son 100

Son Transportation Finance Home 100

Family Balance Sheet

FEBRUARY 4, 2015

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! We got an unexpected tax return, which of course went toward the loans. That’s about it for hobbies, as our little ones are 1 and 3.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

DECEMBER 24, 2023

Once you hit that next milestone or you feel like you want to change course, your financial advisor can help you figure out your next steps. Lack of experience Whether you have complicated finances or you don’t know how certain things work, hiring a professional can help you grasp concepts you weren’t familiar with.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Savings Corner

DECEMBER 27, 2023

The Internal Revenue Service also requires consistency for the purpose of filing small-business taxes. Of course, the accountant or auditor is free to come to a different conclusion if there’s evidence that the business can’t pay back its loan or meet other obligations.

Software 52

Software Personal Finance Credit March 52

Finally Frugal

SEPTEMBER 10, 2012

I was intending to pay down my loans to $20,000 by January 2013 (totally doable) and then use $20K of the stock to pay the rest of it, thereby retaining about $8K for future use (or if I needed it to pay taxes). Assuming, of course, that the stock market doesn't tank between now and January. BUT WAIT: I just had a thought.

Debt 45

Debt Student Taxes January 45

Prairie Eco-Thrifter

OCTOBER 28, 2012

Downloading a free app could save you hundreds of dollars over the course of your car’s lifetime. If you are self-employed and your cell phone is crucial to business, use it as a tax write-off. Leave your car in the garage and carpool to work or school if you can. Finally, use technology. How to Save Money on Utilities.

Phones 202

Phones Bills Money Saving Money 202

Prairie Eco-Thrifter

MARCH 9, 2015

The cost of health insurance is tax-deductible for entrepreneurs in the United States. This includes the ability to cover costs if someone is injured on your business property, or in the course of your business operations. You need to cover that lack on your own. However, liability coverage isn’t just about physical injuries.

Insurance 100

Insurance Health Insurance Life Insurance United States 100

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. I started by cutting grocery expenses, and then expanded to lowering monthly bills and reducing insurance fees.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

The Frugal Girl

MARCH 4, 2024

A few years back, I hit my all-time high by borrowing 126 books over the course of one year. Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation.

Green And Frugal 181

Green And Frugal Kids and Family Hotel Frugal 181

Prairie Eco-Thrifter

JUNE 28, 2011

Using my finance calculator, I found that your mortgage payment would be $1,824 per month. In order to acquire the property, let’s say the bank required 10% down, and allowed you to take out a 30 year loan for the remaining $360,000 (@ 4.5%

Real Estate 180

Real Estate Rent Debt Calculators 180

Prairie Eco-Thrifter

MAY 27, 2012

Of course, I wasn’t alone but that wasn’t much comfort, I can tell you! Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. I wish I knew then what I now know; life would have been so much easier!

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Savings Corner

DECEMBER 25, 2023

Investing in the financial markets might sound like one of the scariest parts of managing your finances, but it’s also potentially the most rewarding. In a 401(k) plan, the money you contribute each paycheck will grow tax-free until you begin withdrawals upon reaching retirement age. A savings account just won’t build wealth.

Taxes 52

Taxes Growing Money College Tuition 52

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. Tax Debt Help presents Savers Tax Credit: Get Rewarded for Retirement.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Savings Corner

DECEMBER 25, 2023

Create a course One popular strategy for passive income is creating an audio or video course, then kicking back while cash rolls in from the sale of your product. Courses can be distributed and sold through sites such as Udemy, SkillShare and Coursera. For example, language teachers and stock-picking advice may use this model.

Money 52

Money Making Real Estate Rent 52

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Take a moment to watch them.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. You can find that here: [link].

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Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JULY 9, 2015

Jen and her husband were reeling after their son was diagnosed with a lifetime medical condition that would implode their finances. They also put an unexpected tax return and bonus towards their debt. Carrie worked at H&R Block during tax season and flipped yard sale finds for a profit on eBay. She also started a blog.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

JULY 29, 2014

This, of course, is a struggle, and finding financial harmony can take years, though it can be done. Of course, the spendthrift isn’t let off easily. Applying for a mortgage or paying taxes are two common ways people find out about financial infidelity.). Who Cheats Financially?

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Spendthrift Debt Marshalls Credit Cards 170