Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

MARCH 12, 2015

For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. 7 Ways to Spring Clean Your Finances. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11?

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

MARCH 8, 2017

So do finances. If you give the same care to you finances that you give your garden, both should grow. You wouldn’t think of planting your day lily in the middle of an interstate, so don’t think of planting your finances in a hostile environment. It’s the same way with finances. Use good stock.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

OCTOBER 16, 2017

Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. October is a big month for me. We married in October.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. We’re a family of five, including, me, my wife and 3 children: 15 year old fraternal twins and a 12 year old son. We are a close family that likes to laugh. Where are you from?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. Designate a Family Office Manager. No surprise there; I write a blog about family finances. But I also want to be the Family Office Manager (FOM).

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We thought we were doing really well. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

NOVEMBER 19, 2014

Tell us about you and your family. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. Who initiated the debt free goal? Where are you from?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

MARCH 24, 2013

family stories about money. what kind of emotional issues you have with money and what kind of financial education you received. He pays off his credit card BEFORE the statement comes! It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. Tell us about you and your family. My family moved to Lincoln, Nebraska before my Junior year in high school. It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. Where are you from?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

MARCH 23, 2015

Some, to be sure, get lucky and win a lottery, or are born into a wealthy family. Most of us, however, have to really work at it to become financially independent. Consciously determine if your choice of trade or major will allow you to become financially independent. Get your family on board. We have to choose wealth.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

FEBRUARY 4, 2015

Tell us about you and your family. We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. We have never carried credit card debt during our marriage, so we felt comfortable that it wouldn’t be a temptation. She writes at Growing Slower.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 9, 2014

Tell us about you and your family. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who initiated the debt free goal?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 24, 2023

Doing so will empower you to make the best decisions for your family — and your wallet. Get started: Define your personal and financial goals. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JANUARY 15, 2013

They don’t even have bad credit. He’s afraid that his friends and family won’t think as much of him when he’s no longer “rich.” ” The friend throwing the wedding is trying to impress his bride’s family by showing them how “rich” he is. ” They make good money.

Debt 274

Debt Wedding Money Financial Goals 274

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. Tell us about you and your family. I have a passion to help people take control of their finances so that they can live the life they want to have. It consisted of student loans, a car loan and even some credit card debt. What are your financial goals now?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Tell us about you and your family. We are a musical family and love plugging into our urban community through volunteering and mentoring local youth. As a family, we love cooking and spending time together. Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 2, 2015

She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. We rarely use a credit card and if we do, we pay it off right away. How often do you and your spouse discuss your finances/budget/spending?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

MARCH 18, 2015

Tell us about you and your family. We thankfully have always been good about paying off our credit cards each month. We started making a monthly cash budget and paying with cash instead of credit or debit cards. Who handles the day-to-day finances in your home or do you work on it equally? Where are you from?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

AUGUST 5, 2015

Tell us about you and your family. 10K in car payments, $35K in credit card debt. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Tell us about you and your family. It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

JULY 31, 2014

” p 88 Mark Haynes Daniell in Strategy for the Wealthy Family – Seven Principles to Assure Riches to Riches Across Generations. But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. Free money!

Debt 167

Debt College Student Money 167

Family Balance Sheet

JUNE 16, 2015

Tell us about you and your family. We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. We had a rough few years financially and we just looked at each other one day and realized we couldn’t live like that anymore. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Finds Goals 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Tell us about you and your family. A life goal of ours is. Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

Tell us about you and your family. We also had four credit cards, two lines of credit, and a car loan. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 10, 2012

Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. As a result, many people learned the hard way that having a solid financial background in times of stress is so important.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

MARCH 10, 2013

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! Few things in life really require an instant decision. Take time to mull it over. Research your options.

Making 240

Making Home Financial Goals At&T 240

The Frugal Girl

MARCH 4, 2024

We consider her our “bonus kid” and our family is extremely close. Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Penny Pinchin' Mom

FEBRUARY 16, 2024

Believe me when I tell you that your financial literacy is just as important as taking care of your family. It’s yet another way of making sure that they (and you) are going to be financially okay in the future. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

DECEMBER 10, 2014

Tell us about you and your family. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Budgeting is a lifelong habit.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Since we just celebrated the New Year, now is the best time to clean up your finances. Set Monthly Money Goals. And don’t worry about that saying.

Goals 100

Goals Financial Goals New Year's Budgeting 100