Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

OCTOBER 16, 2017

Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. October is a big month for me. I met my husband in October.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. Coincidently, our credit union was offering a free shred day AND free breakfast for participating. But in the end, $155 is still a gift.

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. I use my plasma money for special treats for my family and me. Credit Card Cash Back Redemptions in July: $196. However, once we paid off all of that debt, I started playing the credit card game.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

MARCH 11, 2021

Spring is also a good time to get your financial house in order. I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12?

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. I locked in the CD at my local credit union where it will earn 4.75% during that time frame. 4 – Credit Card Rewards – $241.78

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. Update (or create) your Family Balance Sheet. photo credit.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. We’re a family of five, including, me, my wife and 3 children: 15 year old fraternal twins and a 12 year old son. We are a close family that likes to laugh. Where are you from?

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

APRIL 1, 2011

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. Check your credit report for errors or unauthorized activity.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

APRIL 2, 2022

As a family, we are looking forward to camping trips, a week at the beach, and cookouts with friends. It’s a helpful visual for everyone in my family as we anticipate our summer fun. How much is summer going to cost you and your family? The following list of summer activities is family-friendly, fun, and easy on the budget.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

MARCH 6, 2012

Designate a Family Office Manager. No surprise there; I write a blog about family finances. But I also want to be the Family Office Manager (FOM). The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. In my house, it's me.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

JUNE 30, 2015

I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt. Celebrate debt freedom with a big family trip to Hawaii or Paris. My Personal Goals: Along with the financial goals my husband and I set together, I have my own personal goals too.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Prairie Eco-Thrifter

MARCH 24, 2013

family stories about money. what kind of emotional issues you have with money and what kind of financial education you received. He pays off his credit card BEFORE the statement comes! Set your financial goals. In order to meet some financial goals, you must take some level of risk.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

MARCH 23, 2015

Some, to be sure, get lucky and win a lottery, or are born into a wealthy family. Most of us, however, have to really work at it to become financially independent. Consciously determine if your choice of trade or major will allow you to become financially independent. Get your family on board. We have to choose wealth.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? Cash flow a FAMILY TRIP TO HAWAII. A student loan?

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

APRIL 19, 2016

Tell us about you and your family. My family moved to Lincoln, Nebraska before my Junior year in high school. It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What are your financial goals now? appeared first on Family Balance Sheet.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You were raised in different families and had different familial and educational experiences. You may have different needs and desires and goals for your life. Although my spouse and I didn’t do this, we got lucky and had similar upbringings in the money sphere and we grew to have common goals.

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

SEPTEMBER 9, 2014

Tell us about you and your family. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who initiated the debt free goal?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JANUARY 15, 2013

They don’t even have bad credit. He’s afraid that his friends and family won’t think as much of him when he’s no longer “rich.” ” The friend throwing the wedding is trying to impress his bride’s family by showing them how “rich” he is. ” They make good money.

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

FEBRUARY 4, 2015

Tell us about you and your family. We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. We have never carried credit card debt during our marriage, so we felt comfortable that it wouldn’t be a temptation. She writes at Growing Slower.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Saturday: I’m hosting a dinner party for extended family to celebrate the numerous November birthdays. The post Frugal Friday: 11/04/16 appeared first on Family Balance Sheet.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We use a Discover credit card to pay for monthly expenses at our business. My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

NOVEMBER 19, 2014

Tell us about you and your family. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. What are your financial goals now?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Savings Corner

DECEMBER 24, 2023

Doing so will empower you to make the best decisions for your family — and your wallet. Get started: Define your personal and financial goals. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Tell us about you and your family. It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. I am very happy.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

JULY 31, 2014

” p 88 Mark Haynes Daniell in Strategy for the Wealthy Family – Seven Principles to Assure Riches to Riches Across Generations. But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. Free money!

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

MARCH 8, 2017

If you and your spouse or family disagree on saving, spending or investing one party may inadvertently sabotage the efforts of the other. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 9 – Collect your change.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. I will be sharing more about my family’s everyday life. There are several ways to follow me and Family Balance Sheet: Sign up for my weekly newsletter. Add Family Balance Sheet to your RSS feed. Photo Credit: 2015. Happy New Year!

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

JANUARY 10, 2017

Eventually they did a short sale to get out from under the mortgage, moved to the mid-West to take advantage of nearness of family and lower living costs and she took jobs as waitresses. As a result, many people learned the hard way that having a solid financial background in times of stress is so important. Enjoy living, not spending.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Family Balance Sheet

MARCH 18, 2015

Tell us about you and your family. We thankfully have always been good about paying off our credit cards each month. We started making a monthly cash budget and paying with cash instead of credit or debit cards. What are your financial goals now? Thanks for supporting Family Balance Sheet.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JUNE 16, 2015

Tell us about you and your family. We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What are your financial goals now? Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 2, 2015

She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. We rarely use a credit card and if we do, we pay it off right away. Today’s Debt Free Story is from Acadia. Where are you from?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. A life goal of ours is. to be able to go on a family missions trip. medical bills, a small credit card, both of our cars, and student loans. Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Tell us about you and your family. We are a musical family and love plugging into our urban community through volunteering and mentoring local youth. As a family, we love cooking and spending time together. What are your financial goals now?

Debt 100

Debt Debt Free Las Vegas Finance 100