Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete.

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Debt Debt Free Finance Goals 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

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Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

FEBRUARY 27, 2012

Although my primary concern these days to get out of debt, I have been thinking a lot about what “GREEN” really means and how that impacts my everyday lifestyle. But have you ever considered how you can go green with your finances? There are many different ways our finances can help in the green initiative.

Finance 187

Finance Green Transportation Public Transit 187

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? Where are you from?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

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Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Debt reduction – How much do you need to pay down and how can you do it?

Goals 52

Goals Debt Taxes Insurance 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. And if they don’t, you can use it as part of your retirement fund!

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

DECEMBER 7, 2014

The largest loan company, Lending Club, is getting ready to issue stock on the New York Stock Exchange and the media are already all over the story. In the past, most loans (80%) have been for debt consolidation. To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Many couples struggle with trying to figure out whether or not to combine finances. Set Goals Together.

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Money Finance Motivation Goals 252

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

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Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. Or, you can think of net worth as everything you own less all that you owe. What is my net worth?

Calculators 52

Calculators Taxes Debt Consumer 52

Family Balance Sheet

AUGUST 11, 2016

I know there are many reasons for the dire savings rates: kids, household projects, kids, pets, kids, caring for an aging parent, kids, medical issues, and kids. But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

APRIL 24, 2012

Well according to the bill’s sponsors, in the resolution presented to and passed by the 112 th Congress this March, we have a lot of issues to solve. Household debt stood at $13,200,000,000,000 at the end of the third quarter of 2010 (according to a 2011 ‘‘Flow of Funds’’ report by the Board of Governors of the Federal Reserve System).

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United States Personal Finance Economical Finance 202

Prairie Eco-Thrifter

JULY 29, 2014

These people may accrue thousands of dollars of debt on a credit card their spouse doesn’t even know about. The popular sitcom, How I Met Your Mother, delved into this episode when Marshall discovered that Lily had over $20,000 in hidden credit card debt thanks to her designer clothes habit. Almost always, the lie comes out.

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Spendthrift Debt Marshalls Credit Cards 170

Prairie Eco-Thrifter

FEBRUARY 26, 2011

Reader Asks About Selling Home to Pay Off Debt – [link] I agree. Selling your home will not fix your money management issues. #. Prairie Eco-Thrifter has Been Featured in the Carnival of Personal Finance # 297 [link] #. Prairie Eco-Thrifter has Been Featured in the Canadian Finance Carnival # 24 [link] #.

Pay Off Debt 113

Pay Off Debt Swap Debt Finance 113

Prairie Eco-Thrifter

FEBRUARY 9, 2012

If you make $50,000 a year after taxes and spend $60,000 a year, your finances are going backward. Sure you know you are in debt over your head. So you continue to get further in debt as you continue to spend. What is the one thing you are refusing to give up that would help you pay off your debt? You shop to feel better.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

OCTOBER 11, 2012

It can be so easy to run up thousands of dollars in debt just by using that credit card. Debt and an uncontrollable spending habit is probably the most common issue that causes fights between couples. Most people will not see eye to eye when it comes to how much credit card debt is acceptable.

Debt 222

Debt Credit Cards Money Credit 222

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.

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Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

NOVEMBER 6, 2013

An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

Prairie Eco-Thrifter

MAY 1, 2013

The rule of thumb that states that it makes sense to spend 30% of your income each month on a housing payment doesn’t take into account the fact that you might have other debts, and that taking on more might over-leverage you. As long as circumstances and markets act in this predictable manner, there is no issue.

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Life Insurance Insurance Debt Property Taxes 213

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. In my house, it's me.

Money 225

Money Financial Goals Goals Kids and Family 225

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

OCTOBER 17, 2012

I managed to rack up over $20,000 of credit card and personal debt by the time I was 23 and this affected my ability to keeo my first house. Avoiding The Issue. So, why do we avoid the whole budget issue? You’re certainly not alone if you are wondering how you are going to get out from under a mountain of personal debt.

Budgeting 214

Budgeting Budget Debt Money 214

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. ” Managing Debt.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JULY 16, 2012

If you are currently looking to adopt an ethical approach to your finances, you have probably already got some areas that you want to exclude. Third World Debt Is there a commitment to helping third world countries tackle their debt crises? Islamic Banking This is based on similar principles to ethical financial management.

Bank 186

Bank Banking Fair-Trade Debt 186

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. I did this yeas ago when I was in debt and it made paying off the debt a reality.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. We have more stable careers, we have no debt (other than our mortgage), and we own a home. I knew his determination and focus was something to remember, but I never thought of it in relation to finances. Reducing Debt.

February 113

February Debt Finance Personal Finance 113

The Frugal Girl

NOVEMBER 13, 2023

I don’t want to feel like I’m wasting all the gifts I’ve been given, including my finances. K biking home from school My kids are learning independence and self-reliance by problem-solving issues that occasionally arise from biking themselves places. What’s your best frugal win? I have two!

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

MARCH 25, 2011

Sustainable Personal Finance. He also blogs about multiple topics, not just personal finance, which gives his blog an added appeal. His slogan is “I blog about finances, health and the environment, and try to focus on the places where they all intersect.&# Canadian Finance Blog. Broke Professionals.

Personal Finance 138

Personal Finance Finance Green Debt 138

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Common real estate contingencies can hinge on financing, appraisal, home inspection and more. Would renting for another year or two improve your financial standing?

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? When it comes to our money issues, we all have our own unique blend of ‘stuff’ tripping us up. So, what are your issues? You know your finances and where that line is between reasonable and too much. Define Your Weak Spots.

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

MARCH 24, 2013

what kind of emotional issues you have with money and what kind of financial education you received. Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. what you learned your mother and father about money. family stories about money.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

JULY 20, 2011

While I have no desire to replace any of them right now, I also don't want our finances to be thrown for a loop when something does decide to take a trip to appliance heaven. We certainly don't want to go into debt either. The units are cleaned and checked for any problems or issues. My main concern is that AC unit.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Prairie Eco-Thrifter

MARCH 3, 2011

I don’t want to get into the details too much but lets just say my Dad and him had issues and there were some cultural/religious changes that I had made that caused some difficulties. The Centsible Life shares with us 5 tips for managing the family finances. My hubby and I sit down and talk about our finances once a week.

February 140

February Family March Finance 140

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. However, this isn’t always the case. I like travel. We both like to eat out.

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San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

JANUARY 21, 2016

We could well afford the cost with no foreseeable problem with our own finances now or at any time in the future. One son is trying to rebuild finances after an expensive year. The other wants to pay off some student loan debt and would really rather go elsewhere anyway. Our ideas of value differ.

Building 100

Building Kids and Family Hawaii Son 100

Prairie Eco-Thrifter

JANUARY 30, 2017

The New York Daily news reported that wife of Yankee ball player Alex Rodriguez’s wife ran up credit card debt of $100,000 when she found out about a dalliance between he and Madonna. It can start simply with an offer to balance the checkbook or simplify the finances by consolidating everything (into their account). Asset hiding.

Money 100

Money Camping Equipment Bank Banking 100