Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Quitting my job is one of the things being debt free has enabled us to do. How much debt did you pay off?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My husband’s brain likes to see everything written down on one page, so I developed that first spreadsheet to list all of our accounts and all of our debts. How do your assets stack up against your liabilities/debts?

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. with their goals.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

SEPTEMBER 20, 2016

Meet Kristy, aka, The Former Mrs. Jones. The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. How much debt did you pay off?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

SEPTEMBER 29, 2016

Meet Angela. I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Debt reduction – How much do you need to pay down and how can you do it? But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

This can breed short sightedness as you struggle to deal with your debt. We all know how powerful debt snowballing can be, with small amounts adding up over time to pay off a big portion of debt, and the reverse is true with small portions of spending adding up overtime to wreak havoc on your finances. Short-sightedness .

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . Once you’ve reached that goal and have a nice, healthy emergency fund in your bank, what do you do next? Pay Down Debt.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Prairie Eco-Thrifter

JULY 18, 2013

Last night I had to work until 8 pm and then after that had to go and meet my hubby at the grocery store to pick up our stuff for the next couple weeks. When it comes to managing your money, sometimes it has to be First Values and Goals, Then Strategies , as Emily from Evolving Personal Finance highlights.

Debt 199

Debt Fridays Personal Finance Goals 199

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Their so-called wealth is actually debt. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Are you a current student or someone who’s currently paying off student loan debt? Finalizing your 2013 goals? 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. Or, you can think of net worth as everything you own less all that you owe. What is my net worth?

Calculators 52

Calculators Taxes Debt Consumer 52

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. Do you want to eliminate your credit card debt? Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Finally Frugal

DECEMBER 26, 2011

It's been quite a year; I have a total of four jobs (one full time, three part time) and am beginning to make a dent in my student loan debt. My goal at the beginning of this year was to double my income, and while that didn't happen, I am pleased with what I've managed to achieve. Now, going forward, what are my goals for 2012 ?

Goals 45

Goals 2012 Debt Student 45

Family Balance Sheet

JANUARY 20, 2017

Meet Krystal. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. A life goal of ours is. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

DECEMBER 30, 2013

However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas? Get help setting financial goals, and working toward them. We all need help sometimes.

Financial Goals 186

Financial Goals Goals Finance Money 186

Prairie Eco-Thrifter

MARCH 24, 2013

Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. When you have low income, little savings, not much time to accumulate or lots of debt, you probably don’t want to be investing at high risk levels, according to Invesco. Set your financial goals.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

JANUARY 10, 2012

When my husband and I are focused on our goals , we nail them. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Column E = Monthly debt payment. The third section is for our 2012 Financial Goals. How much do we want to reduce debt by?

Finance 138

Finance Financial Goals Goals C&H 138

Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance. Ideally, you’ll also get a lower rate in the process.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You may have different needs and desires and goals for your life. Although my spouse and I didn’t do this, we got lucky and had similar upbringings in the money sphere and we grew to have common goals. You are married, you are each individually responsible for the other guy’s debts if they were incurred during the marriage!

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

OCTOBER 15, 2021

My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. .

College 130

College Used 2020 Saving 130

The Frugal Girl

MARCH 4, 2024

I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Tell us a little about yourself Hello, everyone! Mary, thanks so much for joining in!

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt. How We Saved.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 19, 2022

Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action. Create our family’s financial goals and Debt Freedom Plan. While our setup has helped us achieve many of our financial goals, we have made many mistakes over the years.

Office 130

Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 23, 2023

Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. Paying Off Your Debt and Expenses Life insurance is also important if your parents co-signed for your student loans or other debt, such as a car. Watch her story here.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We want to achieve our financial goals, but still enjoy life. We want to have our cake and eat it too. For my system, read my 11 Simple Meal Planning Tips.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Prairie Eco-Thrifter

JUNE 8, 2021

You may have ambitious goals for losing weight or getting in shape, but improving your health can start with daily practices that are simple to incorporate. Debt and financial stress have more of an impact on your health than most people realize. The reason why is because debt contributes to stress, which affects your health.

Health 100

Health Gratitude Journal Bath and Body Works 100

Prairie Eco-Thrifter

JANUARY 7, 2014

Having a clearly defined goal or idea of what you want is crucial. If you want something, putting yourself out there and making it known that you want it – whether that’s by going public about a goal or approaching your boss regarding a promotion – is one of the best ways to go about it. Use Your Network.

Goals 173

Goals At&T Work Motivation 173

Prairie Eco-Thrifter

JULY 31, 2014

Set new financial goals for yourself. If you are rock steady on the path to paying down your debts, pay more. Set new goals for yourself at each stage of life. Perhaps you ended up paying ultra high interest rates and suffering through years of paying down debt before you learned to control and track your borrowing.

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

OCTOBER 13, 2013

It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. I bought this laptop because my old laptop was not meeting my needs any longer. There are certain luxuries, however, that that just aren’t worth your hard earned money.

Money 184

Money Cars Car Laptops 184

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100