Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Should people have to take a test to get a credit card? “A

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Credit Cards Gas Thrifty Credit 100

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. A person can bring home a big paycheck but have a low net worth if they spend most of their money. Liabilities : Any money you owe to another person or entity falls under this category. What is my net worth? Tax Filing Webinar — Jan.

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Calculators Taxes Debt Consumer 52

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

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Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

MARCH 26, 2021

If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. What helped us through that time was the money we had saved in our emergency account.

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Emergency Fund Building 2007 Credit Cards 130

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. It offers a set amount at a fixed interest rate, so it’s best for borrowers who know exactly how much money they need. What is a home equity loan?

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Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

APRIL 24, 2012

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling).

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United States Personal Finance Economical Finance 202

Shereen Travels Cheap

FEBRUARY 24, 2024

I seek those out at home and when I'm when I'm on vacation, so I know my money is going into the local economy instead of some big conglomerate. They know solo travel planning can be daunting, and almost half of people surveyed said that creating a good itinerary was the hardest part of travel.

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Prairie Eco-Thrifter

JULY 29, 2014

One of the main marriage stressors, and the top cause of divorce, is fighting about money. These people may accrue thousands of dollars of debt on a credit card their spouse doesn’t even know about. Perhaps most alarming, 16% of these respondents said the money lie led to a divorce and 11% said it led to a separation.”

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Spendthrift Debt Marshalls Credit Cards 170

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. In other words, frugality allows me to get more value for my hard earned dollar and who wouldn’t want that?

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Money 2012 June Credit Cards 124

Prairie Eco-Thrifter

MAY 1, 2013

The rule of thumb that states that it makes sense to spend 30% of your income each month on a housing payment doesn’t take into account the fact that you might have other debts, and that taking on more might over-leverage you. The result is that your money will last indefinitely. Your money really can last forever.

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Life Insurance Insurance Debt Property Taxes 213

Couponing 101

JANUARY 4, 2011

I have a few tips for saving money (and your sanity!) Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) or trying to save a little money each month to pay for gifts. this Christmas!

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Saving Money Christmas Money Bath and Body Works 74

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

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Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

APRIL 17, 2015

A 2014 Money article What It Means to Be Middle Class Today reported that: “Jerry Love, who runs a certified public accountant firm in Abilene, Texas, and works with the middle class and the fabulously wealthy, says he has clients earning $300,000 to $400,000 annually who nonetheless consider themselves middle class.”

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Polls New York City Wichita Debt 100

Prairie Eco-Thrifter

JANUARY 10, 2017

History has shown us, though, that good times, easy money and easy credit can quickly change us into spenders. The Bureau of Labor Statistics does a survey multiple times a year, called the Consumer Expenditure Survey. ” The survey released in 2010 indicated: “Average annual expenditures per consumer unit1 fell 2.0

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Spendthrift Economical Consumer Recession 100

Savings Corner

DECEMBER 25, 2023

Veterans United, a lender that specializes in VA loans, surveyed borrowers between August and September 2023 who intended to purchase a home within the next three years. The interest rate is the percentage that the lender charges for borrowing the money. From there, you can start the process of getting approved for your VA home loan.

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Prairie Eco-Thrifter

OCTOBER 17, 2012

I managed to rack up over $20,000 of credit card and personal debt by the time I was 23 and this affected my ability to keeo my first house. You know where you want to end up but don’t know exactly how to get there; you miss all the best sights and waste a lot of time and money. There are several reasons, according to a recent survey.

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Budgeting Budget Debt Money 214

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site.

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October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 11, 2016

According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. Where Should the Money Go?

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Emergency Fund Building 2007 Credit Cards 100

Savings Corner

DECEMBER 27, 2023

Federal grad PLUS loans have higher interest rates and fees than direct unsubsidized loans, but you can borrow more money — up to your total cost of attendance, minus other aid received. But these loans have lower interest rates and fees than PLUS loans, so opt for unsubsidized loans before graduate PLUS loans. and work at a university.

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Student Graduation January College 52

Prairie Eco-Thrifter

OCTOBER 5, 2011

Guest Post Author Bio: Kylie Ofiu is the author of 365 Ways to Make Money. She blogs about ways to make and save money as well as what she is up to at her blog www.kylieofiu.com. 7.) Pay only the minimum on debts. There are so many ways to make money on the side. You don’t know when the next job will come up.

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Unemployment Debt Job Loss Money 200

Prairie Eco-Thrifter

MARCH 22, 2012

Meal Plan Rescue hosted the Lifestyle Carnival #2 and included my post, How to Quit Smoking Naturally , as did Not Made of Money who hosted Yakezie Carnival – Daytona Edition. Many thanks to Debt Free by Thirty who hosted the Festival of Frugality #325 for including Marie’s post, Frugal Family Fun in the American Midwest.

Personal Finance 133

Personal Finance Finance Las Vegas Budgeting 133

Prairie Eco-Thrifter

FEBRUARY 19, 2013

I found some figures on expenditure percentages from a survey conducted by the Department of Labor , which gave me an idea of what the average person spent in different categories. The chances are you already have a hefty credit card debt you are trying to pay off, so adding to it is only going to make things harder. Is it balancing?

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Prairie Eco-Thrifter

JANUARY 14, 2012

Thinking about saving money, traveling the world, investing in the market, or starting a new job? The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Just how much money did that save me? Read away my friends.

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Credit Cards Credit Finance Personal Finance 220

Couponing 101

DECEMBER 26, 2011

I have a few tips for saving money (and your sanity!) Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) or trying to save a little money each month to pay for gifts. next Christmas!

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Christmas Toys Gifts Bath and Body Works 80

Savings Corner

DECEMBER 27, 2023

A BEGINNER’S GUIDE TO CREDIT CARDS How credit cards work The idea behind credit cards is simple: When you use a credit card, you are borrowing money to pay for something. The bank that issued your credit card sends money for the purchase to the merchant where the transaction took place. This card delivers all that and more.

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Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

MARCH 14, 2011

This week I have included some movie clips of the 10 best movies about money and what they taught us. Kim McGrigg presents Small ways to save big on major purchases – Money Management posted at Blogging for Change. The key is finding balance. I found them entertaining and insightful and I am sure you will too.

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Frugal Movies Finance Bills 150

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). Have more money automatically withdrawn from your paycheck and put in your 401k. Paying Off Debt. Create a budget.

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Monitors Credit Debt Consumer 40

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. If there’s no extra money in your budget, there’s still hope, though. Yard Sales.

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Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

OCTOBER 4, 2011

Do we still have that money? We weren’t actually able to save the money we didn’t spend. We couldn’t save it or spend it because it was money we did not have. According to a survey they did, at any one time about 16% of homeowners are involved in remodels.

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Home and Garden Cars Car Re-use 198

For the Mommas

JANUARY 11, 2011

So you can save money at the store. I subtract the budgeted amount we will need to make it until the next pay check, and I move the rest of the money left to savings. If there is money left in your budget at the end of the pay period, move it to savings as well. That is money that you have already spent. I spent $3.02

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Back To Basics Saving Budgeting Budget 59

Saving With Shellie

JULY 15, 2011

You’ll earn money for reading e-mail, taking surveys, shopping online, testing products and other opportunites. Like other similar programs, you aren’t going to makes tons of money doing this. I read emails and did a surveys for several months. Continue to pay down debt? :: Optional for Extra Entries.

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Gift Cards Giveaway Gifts Fridays 40

Savings Corner

APRIL 4, 2024

Here’s an explanation of how we make money. Bankrate logo How we make money You have money questions. Our experts have been helping you master your money for over four decades. Anti-theft device discount Caret Down Having an anti-theft device in your car might help you save money on your insurance.

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Insurance Life Insurance Homeowner Insurance Cars 52