Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. I use the pesto as a sauce for hot pasta or pasta salad, pizza topping, and spread it over grilled chicken or fish.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

MARCH 11, 2021

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Do our goals still make sense now that we’re in the trenches of the new year? Did you use the S.M.A.R.T. Related Reading : How We Paid off Six Figures of Debt.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. Use a Upromise Mastercard. Hello, 2020.

College 130

College Used 2020 Saving 130

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Toni Husbands of Debt Free Divas. Michelle Jackson of Shop Your Closet Project. Don’t worry, you don’t have to go anywhere.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 25, 2023

Unlike a credit card, however, you shouldn’t use a HELOC to pay for everyday expenses. Because of this risk, it’s best to use your equity to reinvest in your home with projects that will increase its value. The lender uses your home’s value to set the HELOC limit, and they’ll let you borrow a percentage of what you own.

Credit Cards 52

Credit Cards Credit Re-use Home 52

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. They’re still working on developing their goals for 2017.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

FEBRUARY 2, 2024

Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you’re up for a little work, the rewards can be handsome. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it. Whichever way you go, this kind of plan helps you get out of the habits that are piling you under debt.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

MAY 21, 2012

If you’re anything like me, you’ve most likely found yourself sucked into the wonderful world of Pinterest at least once. Whether you’re spending minutes or hours pinning photos of your favorite meals, outfits or vacation destinations, there is a wealth of money-saving knowledge floating around on those boards.

Money 188

Money DIY Saving Money Saving 188

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Collect your bills and start shopping around for new vendors.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. 10 Reasons Why You’re Broke If you always seem to have more month than cash, then it’s time to look at why.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

MARCH 12, 2015

If your winter was as long and cold as mine, then you’re also looking forward to opening the windows to fresh air and plenty of sunshine. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? When reviewing your goals, did you use the S.M.A.R.T.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. For example, don’t go shopping at a high end department store when your budget is not allowing you too. Create a new shopping list. Re-evaluate your budget as the season goes on.

Budgeting 112

Budgeting Budget Holiday Debt 112

Prairie Eco-Thrifter

DECEMBER 16, 2012

And believe it or not, your brain houses a virtual warehouse of information that your kids need to absorb, whether it’s seemingly simple stuff like the number of hours in a day, the number of days in a week, and the number of weeks in a year, or you’re trying to help them with their calculus homework. If your child attends.

Giving 203

Giving Holiday Kids Kids and Family 203

For the Mommas

DECEMBER 19, 2015

When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Start Shopping Early. Shopping early gives you an advantage because you have more time to look for the best deals. You’re still getting brand name products, but at a fraction of the original cost.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

Debt 52

Debt Credit Cards Credit Home Improvement 52

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). that gym you no longer use.) One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score. Paying Off Debt. Consider using an interest rate calculator to determine how much you should pay.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

OCTOBER 4, 2011

With the advent of the Great Recession, today’s populations are re-learning frugality and expense reduction. We were so poor that we re-used coffee grounds to make more coffee! We used free TV for most of our married life (we do now splurge on satellite TV!). This post was written by Marie. . 91,404 Entertainment.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Saving Everyday

JULY 4, 2012

You could order one for your holiday shopping, upcoming summer vacations or even your kids. Use your card at millions of locations around the world: in stores, online and at ATMs! I never gave any thought to getting an American express card but ended up getting it to do all my online shopping. What did you use for?

College 45

College Gift Cards Debt Money 45

Prairie Eco-Thrifter

JANUARY 26, 2011

If you’re lacking on equipment front, check out Amazon for some great deals on appliances. This time can be used towards other projects and to do lists you have on the go. By implementing these two things into your shopping, you can drastically reduce your grocery budget for the month. You just have to shop around.

Bills 124

Bills Money Insurance Saving Money 124

Prairie Eco-Thrifter

FEBRUARY 27, 2012

Although my primary concern these days to get out of debt, I have been thinking a lot about what “GREEN” really means and how that impacts my everyday lifestyle. Another way we can go green at home is by using programmable thermostats, or applying sealant to all the windows and doors to make sure that they are not leaking.

Finance 187

Finance Green Transportation Public Transit 187

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Savings Corner

DECEMBER 24, 2023

“Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Shop around carefully based on how much you’re able to pay upfront.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JUNE 18, 2021

Retirement has become an uncertain landscape for many families as they’ve watched economic markets shift and debt grow while financial burdens wreak havoc. But even if you’re in your later years and retirement feels only a few years away, there are actions you can take to plan for yourself and your family.

Insurance 100

Insurance Re-use Delivery Service Family 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. Tell us about yourself. I am used to moving a lot! How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? Where are you from? What do you for a living?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Savings Corner

DECEMBER 24, 2023

When someone applies for credit using your personal information, a lender or card issuer typically checks your credit before making a decision. How to unfreeze your credit Go to the credit bureau website and use the account you used to freeze your credit to unfreeze your credit. Tax Filing Webinar — Jan.

Credit 52

Credit Monitors Insurance Taxes 52

Savings Corner

DECEMBER 25, 2023

You use a loan to pay the rest of the purchase price over time. You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. Its home equity line of credit can be used for an owner-occupied or second home.

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

MAY 1, 2016

Are you shocked by how much you’re paying at the check out and how little food is actually in your cart? I promise you the challenges will not be overwhelming, but instead simple changes and habits to change the way we shop for groceries. Use this month as a challenge to see how far you can slash your grocery spending.

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. I remember that we re-used our coffee grounds.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! Tell us about you and your family. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1. We wanted to enter into marriage debt free. (He

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

JANUARY 14, 2012

This is not something I want to see, so today I have a few videos for you that will dispell credit card myths, teach you how to use them properly, how to keep them safe, and how to make sure you should be getting credit in the first place. Take a moment to watch them. You might just learn something. However, times have changed.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JUNE 24, 2012

Now admit it – you’ve got something in the back of your closet that you bought on impulse and have never worn or used! We need to learn that some things are worth waiting for, especially if it means we can avoid going into debt. I know I have and when I asked a few friends, they all admitted to the same thing.

Money 213

Money Activism Credit Debt 213