Prairie Eco-Thrifter

NOVEMBER 25, 2012

In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. If you are pondering this question, you probably have access to some spare cash; otherwise you wouldn’t be considering either savings or investment. What Is Saving?

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Money Debt Refinancing Credit Cards 189

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. I save the points up to redeem a larger amount.

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April Money Credit Cards Donation 130

Savings Corner

DECEMBER 24, 2023

Wells Fargo Reflect® Card When you’re staring at a lot of high-interest credit card debt, you might be thinking you need as long as you can get to pay it off. Chances are good if you’re dealing with existing high-interest debt, you may also need a break on new purchases. That’s where a card like this shines.

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Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This trip was a reward for our years of paying off six figures of debt , and we were going to pack a lot into our week. I’m saving my plasma money for summer trips and activities. Whew, got all of that!

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Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

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Debt Credit Cards Credit College Tuition 52

freestuff.tv

APRIL 2, 2011

You have to be a Rewards Member but it’s free and easy to sign up. Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. We want you to live the generous life, simple and debt free. Save 50% to 90%. Coupon expires 4 April. Enjoy this site? Find deals in your city.

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Debt Free Debt Saving Reuse 109

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. Her 2017 goal is to save $20,000 in cash.

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Prairie Eco-Thrifter

SEPTEMBER 26, 2012

I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. I could then spend the savings on things that I want, instead of my bill, and then I wouldn’t be hit with the extra cost of lifestyle inflation. Likely, there was a reason.

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Debt Goals Money Bills 189

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . I was contributing hundreds of dollars each month to it, and now I could add that back into my savings plan or budget. Pay Down Debt.

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Emergency Fund Debt Goals Money 200

freestuff.tv

APRIL 8, 2011

Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. We want you to live the generous life, simple and debt free. Save 50% to 90%. Enjoy this site? Join us on Twitter and Facebook and interact with the SavingsBlogger community! Find deals in your city.

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Magazines Debt Free Debt Saving 109

Prairie Eco-Thrifter

JULY 18, 2013

Pauline from Reach Financial Independence shares 5 ways to get out of debt , to show how you can accelerate your debt payments to become debt free earlier. Grayson from Debt RoundUp wants to know Why is Prepaid Such a Dirty Word? Competing With Yourself To Save On Utility Bills. Are You Financially Ready For Kids?

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Savings Corner

FEBRUARY 2, 2024

Discover it® Student Cash Back Our pick for: Bonus cash-back categories that rotate The Discover it® Student Cash Back gives students the same excellent rewards as the regular Discover it® Cash Back — notably, bonus cash back in rotating categories that you must activate. Unlike most others, it offers rewards. Read our review.

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Credit Cards Student Credit College 52

Prairie Eco-Thrifter

JULY 11, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Do you know how to protect yourself if debt collectors are harassing you?

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Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

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Prairie Eco-Thrifter

JULY 19, 2012

Our debt levels from keeping up with the Jones’ is attributable to that fact. Or watched ‘ Til Debt Do Us Part , and reassessed your budget? Rewards There’s nothing like a little self-bribery to get yourself into gear. Try to make the reward match the goal.

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Motivation Finds The Biggest Loser Debt 189

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical. Why I Don’t Use Credit Card Rewards Programs. Money Tips'

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Savings Corner

DECEMBER 23, 2023

All your hard work has finally paid off, and you’ve been rewarded with that sweet certificate. Life insurance may not seem like a priority right now, especially with competing financial concerns, such as saving for your first big purchases or paying off your student loans. Life Happens appeared first on Savings Corner.

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Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

MARCH 5, 2013

Are you looking for ways to stretch your budget, increase your income and save money on a variety of household expenses? This week only, get all 5 ebooks for just $7.40 (a savings of more than 70%)! This handbook will take you through your first shopping trips from start to finish to show you just how easy saving can be!

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Saving Cents With Sense

JUNE 2, 2011

Here are 5 Tips to Help You Save: 1. Just by simply be easing up on your accelerator, you can save a few dollars at the pump. Shop where you get rewards. Several stores around the country offer rewards that can be redeemed towards fuel savings. Remember – even a savings of $0.05 a gallon is still a savings!

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Fuel Gasoline Missouri Saving 103

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? How about you? What do you think? He’s right.

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Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? If you are coasting along, saving 10% of your income, up the ante to 15%. If you are rock steady on the path to paying down your debts, pay more. We all learn best from the pain we endure and overcome.

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Debt College Student Money 167

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

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Prairie Eco-Thrifter

APRIL 13, 2011

Guest Post Author Bio: The following post comes from the NerdWallet.com team, experts in helping users find the right rewards credit cards. Scammers Staging as Credit Card Debt Specialists. A lot of people are in debt these days and are looking for ways out. Related posts: How to Use a Credit Card to Save the World.

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Credit Cards Credit Debt Identity Theft 145

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. This makes us closer as families which to me is the real reward.

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Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. Like anything in life, there have been challenges and rewards on this journey.

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Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? ” Jason presents Why We Didn’t Sell Our Car on Craigslist posted at Work Save Live , saying, “Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used.

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Money May 2012 Debt 113

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards. So what did they do?

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October 2011 Finance Personal Finance 200

Nicoles Nickels

APRIL 9, 2014

While good budgetary moves are to save or pay off debt, spending that money on something pleasurable and financially worthwhile for the future can be just as wise. Below is a collection of great options: Store more and save more energy and lower your utility bills with the ENERGY STAR® qualified Kenmore Frigidaire 26 cu.

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Taxes Sears Pay Off Debt Vacuums 69

Prairie Eco-Thrifter

JULY 20, 2011

In response to a pay cut at work three years ago, I started living a frugal lifestyle and decided to save wherever I could. I still find new ways to save everyday, but for about the past year or so, it’s fair to say that I have lived a completely frugal lifestyle. I was spending two hours a week to save maybe $10.

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Frugal Personal Finance Frugal Life Money 174

Coupons Do Work

OCTOBER 3, 2016

Actually it means saving as much money as you can before Christmas ! Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? that means, money! And Finally– Apps

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Prairie Eco-Thrifter

JANUARY 14, 2011

Bucksome Boomer shares with us how to revolutionize our finances using our savings. Financial Highway tells us how we can save on produce at the store. Reducing Debt. The Digerati Life shares insight as to when you should get help in trying to pay off your debt. He just turned 50 this week. Happy bday!!! Going Frugal.

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January Personal Finance Green And Frugal Finance 113

Prairie Eco-Thrifter

AUGUST 26, 2012

You can even let them manage the responsibility in your household and reward with them with the earnings from recycling cans and bottles at local recycle centers. You can even reward them with extra allowance with the money saved on gasoline and car upkeep. Stress the importance of saving and staying away from debt.

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Saving Everyday

JUNE 22, 2012

Let me preface this by saying that my wish for all of you is that you have no credit card debt. Great rewards with no annual fee, no rewards redemption fee, and no additional card fee! I love using our rewards for special vacation perks like tickets to Disney World or other fun places when we’re on vacation.

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Disney Disney World Used Credit Cards 69

Prairie Eco-Thrifter

OCTOBER 8, 2012

Occasionally you will be rewarded with Swagbucks, which you can allow to accrue. Rather than saving the points for yourself, you can donate them through Huggies’ Every Little Bottom program. She blogs at Mom’s Plans where she shares her family’s progress getting out of debt and saving money.

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Giving Money Swagbucks Donation 235

Finally Frugal

APRIL 18, 2011

The vast majority of these "money moves" involve some form of consumerism, whether it's purchasing the 'best' video camera, obtaining the 'best' rewards credit card, or buying a $350 thermostat to 'save' money on heating and cooling. Here's some advice, and it's free: Save more money. Pay down debt.

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Consumerism Debt Credit Cards Cameras 45

Prairie Eco-Thrifter

FEBRUARY 11, 2011

For instance, a kiss for each cigarette not smoked, putting the toilet seat down, and/or every phone call kept under three minutes is rewarded with a kiss. Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Own the Dollar tells us how we can save $50 a day.

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February Finance Personal Finance Money 113

freestuff.tv

APRIL 23, 2011

Be proactive but obviously after doing your due diligence on risk/reward analysis. Beware of getting locked down by chains of responsibility, debt and workload. Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. In some ways you make your own luck. Risk mentality. Enjoy this site?

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