Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. Were there arguments during the time you were working on your debt? We try to discuss finances once a week.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

JULY 10, 2014

My solution to this problem is to create a spending plan that actually works for me. In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. First of all, it helps to identify your core values.

Budget 218

Budget Budgeting Work Making 218

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. I have never liked the principle of an allowance (it seems too child/parent and not like something a couple who is working together on their finances would partake in), but it may make the most sense. Compromising is Key.

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

AUGUST 11, 2016

You work until you are 65 and then retire. Work for the same company for 35+ years. Another friend chimed in, “we’ll never stop working, retirement isn’t possible.” But for our own safety net, we must make our finances a priority. Many are thinking outside the box. Go to school. ” I hear you.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. This means you earn more than if you were to source for funds from a third party.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund.

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

MARCH 19, 2014

Using Dave Ramsey’s 7 baby steps, we created our Debt Freedom Plan. Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. We will use Dave Ramsey’s debt snowball method. |

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. You will learn exactly what settings, plugins, and themes he uses. Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 24, 2023

How to use a debt consolidation calculator to control your debt It is easy to get overwhelmed with debt, but debt consolidation offers a solution. Home equity loans or lines of credit As a homeowner, you can use the equity in your home to consolidate your debt. Getting an unsecured card ensures you won’t risk any assets.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Of course, this spending plan method only works in my family because our wants are fairly modest so we don’t exceed our income each month.

Emergency Fund 202

Emergency Fund Budget Budgeting Psychology 202

Family Balance Sheet

SEPTEMBER 9, 2014

For example, it took us about 3 years to pay off a combined $17,000 in credit card debt, but later we managed to pay off twice as much in 3 years on about the same income. Your money stays yours, so you can make it work for you. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. rise up during emergencies or unexpected occurrences. Take note that these guidelines would not work if you do not cooperate with one another. Are you ready?

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

MAY 27, 2012

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. What about signs?

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. However, one of the reasons that this works for us is due to where we live.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

JUNE 9, 2013

When you are not being interrupted all the time, you will be amazed at how much more work you get done. Another thing I used to get really stressed about was things I had no control over; now, how dumb is that! If your finances cause you stress, take action immediately. Following Through. Lack of Control. What Others Think.

Making 202

Making Emergency Fund Work Finance 202

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Tell us about you and your family. It took use about 10 years because we didn’t get serious until the 11th hour. More diligence with finances brought in more income producing opportunities for us. Funny how that works.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

JUNE 4, 2013

Timing Matters in Finances. I like to use my bi-weekly mortgage payments as an example of this. The reason for having these measures is to prevent me from having to constantly fiddle with some of my automatic transfers to my emergency fund, retirement account, and quarterly estimated tax fund.

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Tell us about you and your family. works in outbound sales, and I teach part-time.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. Here’s a tutorial for how to use the Debt Snowball Calculator to get out of debt faster.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MARCH 23, 2015

Most of us, however, have to really work at it to become financially independent. What innate abilities can be put to use to help you start the path to wealth? Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? We have to choose wealth. Explore your talents.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

FEBRUARY 2, 2017

The good news is that it is possible for the rest of us to be successful too. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. They’re still working on developing their goals for 2017. Make a commitment. .

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. But, I wonder, will that work in today’s interest rate environment? We could take on debt to grow using other people’s money.

Money 124

Money Saving Money Lowes Grandchildren 124

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff and I are complete opposites, but have made it work for our 13 years of marriage. When I’m not working, I enjoy running and creating content for my YouTube channel. Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. Stock picking formulas.

401K 100

401K Money Emergency Fund Goals 100

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today we are going to put the past assignments to work and create a monthly spending plan for next month. Gift Giving Fund.

Finance 100

Finance Organic Organization Budget 100

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

That worked for a little while, but as an adult, I needed to be fiscally responsible for myself and learn some impulse control. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. I’m all about the small steps lately, because they work. Extra Income Goes Into Savings. Small Steps.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s also little things, done every day, which can help us prevent these disasters and help us come out the other side, battered and bruised but still standing. Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. I want to use up all my holidays from work, as well as going on some random weekend road trips. And whatever you do, don’t finance it.

Travel 226

Travel Debt Finance Emergency Fund 226

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . Tell us about you and your family. I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income. At this point, I handle the day to day finances.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 22, 2020

Financially speaking, he focuses on building the business and I focus on managing our home and finances. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. In 2020, we still use and are thankful for Medi-share. We increased our income.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MAY 27, 2015

That is an extremely small amount of interest on a house because of how quickly we paid it off, but to us, that is $11,000 that could have gone into investments or been used elsewhere. My husband worked (and still does) an extra job – My husband refs high school and college basketball, which brings in a good extra income.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 8, 2018

A budget might not change your circumstances, especially if the problem is income, but a budget will help prioritize the funds that are available. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133