Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. They are also there working with you to help you reach your goals; even those financial goals. Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. It has gone on for generations. What do you think?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

MAY 15, 2012

I mean, I was young, life was good, things were happening; what did I need all that finance stuff for? Better late than never’ is a good approach to personal finance for the over 40s. If you think these numbers are impossible to calculate, you’re right; so just work on averages to get started. This was me, that’s for sure.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Prairie Eco-Thrifter

AUGUST 8, 2012

Many financial gurus extoll the virtues of giving, and even indicate that giving is part of successful finances. Conscious Spending as You Attempt to Budget According to Your Values One of the most important things you can do for your finances is to budget according to your values. What are your priorities? The impact can be profound.

Finance 188

Finance Giving Donation Taxes 188

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. How does a cash-out refinance work? Cash-out refinancing is beneficial if you can reduce the interest rate on your primary mortgage and make good use of the funds you take out.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Family Balance Sheet

SEPTEMBER 21, 2015

This summer, I had the opportunity to work with Prudential on their Women Inspired campaign. I was reminded that even though August 2013 was a scary time, I learned some valuable lessons and proved to myself that I can make positive changes with regards to my family’s finances. 5 Lessons Learned When Our Finances Went Awry.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

JULY 9, 2013

As I was clipping the grass around the trees with hand clippers just now, it occurred to me that this was a task I used to have as a child. I also had to iron, make my bed, clean the wood floors in my bedroom, help Dad when he worked on the car and help out with special projects (like painting the rental house). They were savers.

Used 228

Used Parenting Credit Cards Debt 228

Family Balance Sheet

MARCH 12, 2015

7 Ways to Spring Clean Your Finances. When reviewing your goals, did you use the S.M.A.R.T. I developed our family balance sheet years ago when I needed a way to talk to my husband about our finances. Because my office is in the dining room, keeping it tidy is a must and something that I’m always working on.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

JULY 10, 2014

My solution to this problem is to create a spending plan that actually works for me. In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. First of all, it helps to identify your core values.

Budgeting 218

Budgeting Budget Work Making 218

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

OCTOBER 6, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Too often we only think about goals in January, but today we’re going to work on new financial goals.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Prairie Eco-Thrifter

AUGUST 11, 2014

One the inevitable things that we spoke about during our session was finances. What to Do When You and Your Spouse Have Differing Financial 5 Financial Mistakes Married Couples Should Avoid 10 Reasons Youre Broke Cutting Down on the Transportation Costs How to Make Your Budget Work for You. Money Tips'

Finance 174

Finance Budgeting Budget Money 174

Prairie Eco-Thrifter

NOVEMBER 6, 2013

It’s probably working! An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S. We prefer not to use credit. It’s a pain to use the points.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Last year, our van needed 4 new tires to pass its state inspection and our 13 year old dryer stopped working. Six months?

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. Try for internships to get a feel for what the work is really like.

Personal Finance 100

Personal Finance Finance Debt Money 100

Family Balance Sheet

OCTOBER 10, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. That used to be me. This worked very well for us once we started regularly transferring the money every month.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. But as we worked our way through our Debt Freedom Plan , we watched our debts fall and our net worth climb.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

SEPTEMBER 26, 2011

Many of the same sustainable lifestyle changes that work in the home can be incorporated successfully into most workplaces. Turn off appliances when not in use and set computers to hibernate automatically after 10 to 15 minutes. Work from home – there are many jobs that do not require employees to actually commute to an office.

Green 173

Green Work Economical Consumer 173

Family Balance Sheet

OCTOBER 21, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do NOT use the cash for other things–just the categories that you’ve earmarked.

Finance 100

Finance Financial Goals Organic Organization 100

Koupon Karen

JANUARY 15, 2024

We’ll explore how to effectively leverage business financing, providing guidance to navigate through any uncertainties. This can present both opportunities and challenges when it comes to business financing and growth. Invoice Financing: This allows businesses to borrow money against outstanding invoices.

Family 52

Family Finance Debt Monitors 52

Savings Corner

DECEMBER 27, 2023

If you’re not sure what kind of business you want to run, use these lists to get the wheels turning: A strong business plan can help you prepare for every aspect of your business. If your city has officials who work on economic development issues, they may be helpful too. Startups should look to other financing options.

Finance 52

Finance Taxes Insurance Software 52

Prairie Eco-Thrifter

APRIL 29, 2012

One of the things many of you may or may not know about me is that my entire university education has been acquired while working full time. When I was allotted TV time, I didn’t use it to watch the standard children’s shows. The back up plan was working. This fascination was just the start. What was I going to do?

Full Time 213

Full Time Work College Kids and Family 213

Prairie Eco-Thrifter

FEBRUARY 3, 2016

With so many things that we parents have to teach our children, from using the potty to being a good and decent citizen, it’s no wonder that financial lessons sometimes get pushed aside in favor of more immediate needs in raising our kids. Here are a few that worked for us. Set an example of living below your means.

Work 100

Work Kids Bank Banking 100

Couponing 101

APRIL 24, 2014

Right now you can get a two-year subscription to Working Mother Magazine for only $5 ! Just use the code WMJUST5 at checkout to get this discounted price. This magazine is edited for career-committed working mothers who have made the decision to raise a family while pursuing their personal growth to manage a successful career.

Mother's 78

Mother's Work Magazines Health and Beauty 78

Prairie Eco-Thrifter

AUGUST 13, 2012

Each year I try to help my kids teach their kids about personal finance. We have a week long Grandma Money Camp during which we have activities, games, books, movies and lessons about things related to personal finance. Something to use to write messages on the wet cement. I used the sandrete I already had.

Giving 188

Giving Used Crafts Craft 188

Prairie Eco-Thrifter

APRIL 10, 2013

And, even if you stay close to home, it’s nice to know that your finances are moving smoothly. Anytime you automate a portion of your finances, you need to be aware of your cash flow. Strategy: Use Your Credit Card. Using a credit card can give you time to review the charges and make sure that everything is accurate.

Bills 271

Bills Credit Cards Finance Credit 271

The Frugal Girl

DECEMBER 11, 2023

I have a degree in nursing and worked in pediatrics for 8 years, then left the profession right before I had my third child. Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. What’s your best frugal win?

Money 196

Money Kids and Family Frugal Parenting 196

Savings Corner

DECEMBER 24, 2023

Here are a few things to consider: Pros You have an existing corporate framework in which to work. These can include your personal finances, such as net worth, available capital and credit score, as well as industry and management experience. A popular type of financing for those opening franchises is equipment financing.

Real Estate 52

Real Estate Buy Buying Finance 52

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. I created it as a way to communicate our finances to my husband. Are you ready for a fresh start?

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. Were there arguments during the time you were working on your debt? For us, we have weekly staff meetings with each other. In those meetings, one of the things we discuss is finances. We try to discuss finances once a week.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

NOVEMBER 19, 2014

We have always loved to travel and do missions work for our church. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. Daniel took on an extra job doing support work for an online company that he could do from home. Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In addition a couple fantastic personal finance books are also up for grabs. Bonus Prize Yes there is a bonus.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful. If you do decide to use your credit card or apply for a loan, make sure you're only borrowing what you can afford to repay.

Debt 130

Debt Money Building Credit Cards 130

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Good tax planning can create ways to minimize the long-term impact of taxes on your finances, too.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Savings Corner

APRIL 4, 2024

Key takeaways The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. Choose a type of loan The type of business loan you choose depends largely on why you need the loan and what you’ll be using it for. You want to use business profits to make repayments on the loan.

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272