Family Balance Sheet

NOVEMBER 19, 2014

Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? Daniel does all the day-to-day finances. Who initiated the debt free goal?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

FEBRUARY 14, 2011

Since then, we have revisited the topic numerous times to make sure we are both doing ok and happy with our current financial status. As we need to, we make adjustments. In a marriage, it is important for each partner to feel equal on all levels. In a marriage, it is important for each partner to feel equal on all levels.

Money 138

Money Equal Communications Finance 138

Prairie Eco-Thrifter

JULY 8, 2012

Whatever financial move you intend to make, take it slowly. This may mean making some tough decisions to achieve the best results. The basis of any slow and steady financial plan is the household budget; in fact, a good budget is really like a plan for your current finances as well as for a secure financial future.

Finance 188

Finance Budgeting Budget Money 188

Family Balance Sheet

JULY 22, 2015

I have a passion to help people take control of their finances so that they can live the life they want to have. When we got married, we combined our finances and realized how much debt we actually had. Seeing that number was motivation enough to start making some drastic changes. Now I make sure that I am getting the best deal.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. No surprise there; I write a blog about family finances. I developed this spreadsheet years ago, as a way to communicate our finances with my husband.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

DECEMBER 12, 2012

Lockheed Martin, Booz Allen, and Raytheon are all well respected companies with strong market histories, but their engagement in the aerospace and military sectors might make some investors uncomfortable. Finance and Insurance. It may seem impossible but it is possible to make money and do good at the same time.

Green 235

Green Recession Finance 2008 235

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We evaluated it and began to make cuts. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Credit Cards Debt Free Credit 100

For the Mommas

MAY 6, 2014

Make your first payment at checkout. Pay the remaining balance in four equal monthly payments. No finance charges. In addition, you may qualify for Pay Over Time. Just head here to see if you qualify to pay for your Kindle over time! No interest. No hidden fees. No credit check or application required. Amazon Deals Hot Deals'

Finance 55

Finance Equal Parenting Games 55

Prairie Eco-Thrifter

OCTOBER 8, 2012

One point equals one diaper. Your time can make a difference to a charity just as much as your money. She also loves to cook with organic, locally grown food, and details how to make organic food affordable. You can prevent this by donating your points. Sixteen points is enough to diaper a child for a day. At first.

Giving 235

Giving Money Swagbucks Donation 235

Savings Corner

DECEMBER 24, 2023

Personal loans A personal loan is an unsecured loan that, unlike a credit card, has equal monthly payments. Because a personal loan is unsecured, there are no assets at risk, making it a good option for a debt consolidation loan. You close all credit card accounts and make one monthly payment to the agency, which pays the creditors.

Debt 52

Debt Calculators Credit Cards Credit 52

Savings Corner

APRIL 4, 2024

Lenders consider it when approving you for a mortgage or other home-based financing. Your home equity equals the current value of your home minus your current mortgage debt. However, the extra debt could make your mortgage lender a little nervous. If you make extra mortgage payments, you can boost your equity level sooner.

Calculators 52

Calculators Home Debt Fair-Trade 52

Family Balance Sheet

AUGUST 5, 2015

We decided to declare it our year of health and align our diets and become more healthy, invest more in our community at church and clean up our finances. Soon after making that decision we found out our church in Chattanooga would be hosting Dave Ramsey’s Financial Peace University. Keeps us aligned together with our finances.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 2, 2015

We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! But in the end, we ended up making enough profit to pay off our debt entirely and still put some into savings! Our loan payments each month were almost equal to our mortgage! Be creative.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

AUGUST 4, 2014

Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We are both self proclaimed budget nerds so we both handle the budgeting and financial decisions equally. How did you celebrate when you became debt free?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. Tell us about you and your family.

Debt 100

Debt Debt Free Las Vegas Finance 100

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Look at your finances in an honest light. Spending more does not equal a happier holiday. Each time you make a purchase from your list, cross it off and move to the next.

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

MARCH 18, 2015

We started making a monthly cash budget and paying with cash instead of credit or debit cards. Working towards becoming debt free and finally getting on the same page with our finances was actually great for our marriage. Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Prairie Eco-Thrifter

MAY 22, 2011

Some families find it feasible to make drastic cuts to non essential expenditures such as entertainment, dining out, and vacationing. Establishing a funding source to eradicate incurring new debt is equally as important to the debt reduction picture as paying off old debt. Pick a plan that works for you.

Debt 157

Debt Recession Unemployment Budgeting 157

Family Balance Sheet

JULY 13, 2016

We knew that we would make more money but we wanted to be able to buy a house with a conventional mortgage and we can’t come up with the down payment so we need to ratchet down. We looked around and saw people making 4x what we made, but they were upside down too… So we said there has to be a better way. Making 100k but living on 50k.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

FEBRUARY 4, 2015

After we had kids, though, I stayed home, so we continued making the minimum payment for years. Once we both took a look at our budget and finances, it was clear what we needed to do. Who handles the day-to-day finances in your home or do you work on it equally? Thankfully, there weren’t any arguments.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

DECEMBER 27, 2023

Use this calculator to help you decide whether a personal loan is the right financing option for your plans. Payoff date: The date you’ll make your final loan payment. Payoff date: The date you’ll make your final loan payment. Without an origination fee, the interest rate equals the APR.

Calculators 40

Calculators Credit Debt Nov 40

freestuff.tv

JUNE 2, 2011

In this day and age, we are under so much pressure to make money, maximize our earning capacity and often at any cost. With the state of the world economy so fragile, there is even more pressure around the household finances. Money Does Not Equal Happiness. Unavoidable Increased Stress. The Unknown. Enjoy this site?

Money 122

Money Family Goals Unemployment 122

Prairie Eco-Thrifter

JANUARY 30, 2017

If he indulges in his penchant for gifting HIS favorite cause, I send equal amounts to my struggling brother. Revenge spending seems like a fairly innocent way to make up for a real or perceived hurt, but if it goes unchecked can cause financial and relationship issues.

Money 100

Money Camping Equipment Bank Banking 100

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. It’s all about living with the choices you make, and changing what isn’t working vs. telling yourself “oh well, but I can’t do that because __.” Who handles the day-to-day finances in your home or do you work on it equally?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

SEPTEMBER 29, 2016

Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. I started my YouTube channel, not with the expectation of making money, but this has also provided a small monthly revenue. If you can make it from scratch rather than buying it – do it.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. When my husband and I got married, we were making hardly any money. Was there a particular event?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JUNE 11, 2012

There are always highly speculative opportunities out there that offer huge returns; the downside is that come with equally huge risks. Make your goal to create an income from your investment. You purchase when the price is low and sell when it goes up, thus making a profit. Increase your value.

Taxes 187

Taxes Goals Advantage 401K 187

Savings Corner

DECEMBER 24, 2023

A financial advisor can be a wonderful resource for getting your finances in order, offering you expert advice across a range of financial matters. But financial advisors are not all created equal, and those looking for an advisor must understand the potential drawbacks of using one. Fit for your needs.

Goals 52

Goals Work Insurance Georgia 52

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. When you total your spending categories, the amount needs to be equal to your income to create a zero based budget.

Finance 100

Finance Organic Organization Budgeting 100

Prairie Eco-Thrifter

MARCH 9, 2011

The amygdala also controls our fear response and when left unchecked can hinder us in making a wise financial decision. The conclusion was that the amygdala is responsible for triggering a sense of caution toward making gambles that you might lose. Now lets look at the reverse. So, how do you train your amygdala to work in your favour?

Money 140

Money Education Win Growing 140

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. “Other things equal, an increase in the stock market makes people wealthier. The wealth effect.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Savings Corner

DECEMBER 27, 2023

When you finance the purchase of a home, for example, they include the cost of the home appraisal and home title searches that lenders require. Discount points are optional upfront payments you make to lower the interest rate. The title search fee covers the cost of making sure the person selling the house actually owns it.

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Savings Corner

DECEMBER 27, 2023

Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order. If you have a CPA license, you can help business owners file taxes, generate balance sheets and other accounting documents and make your professional recommendations about your client’s bottom line.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Family Balance Sheet

DECEMBER 10, 2014

She blogs about at Careful Cents where she helps creative freelancers and solopreneurs make a living from their craft. Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Today’s Debt Free Story is from Carrie. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income. Make your goals visual. At this point, I handle the day to day finances.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Try to build your emergency fund up to equal 6-12 months of income, so you can safely cover your living costs in the event of a financial disaster. Change Your Behaviour It has been said that personal finance is 20% knowledge and 80% behavior. A diversified mutual fund is an excellent way to achieve a diversified portfolio.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

AUGUST 8, 2013

Motivational finance books, such as The One Minute Millionaire or Think and Grow Rich stress the importance of giving. The toddlers’ pupils dilated equally in both situations, indicating that they got a positive boost in both situations. Giving makes you healthier. Because we evolved this way, giving makes us feel good.

Giving 220

Giving Economy Evolve Donation 220