Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

MAY 22, 2011

It will take years to see a dramatic reversal of the unemployment trend that saw the US unemployment rate nearly reach 10%. While this may keep your credit in good shape, your finances will remain in shambles. The economic effects of the recession of 2008 are still very much upon us. Debt has become a way of life for so many.

Debt 157

Debt Recession Unemployment Budgeting 157

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. In my house, it's me.

Money 225

Money Financial Goals Goals Kids and Family 225

The Frugal Girl

FEBRUARY 18, 2024

After I became a mother, finances became much more complicated. Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches!

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Savings Corner

DECEMBER 25, 2023

Changes in inflation and unemployment rates tend to put pressure on interest rates. With a preapproval, the lenders verify some of the details of your finances, so both the rates offered and the amount you’re able to borrow will be real numbers. Forces you can’t control: The U.S. The global economy.

Re-use 52

Re-use Economy Homeowner Insurance Insurance 52

Family Balance Sheet

MARCH 26, 2021

Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery. This amount is also highly recommended by other personal finance experts. Instead, it is for life’s emergencies and unexpected expenses.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

JULY 16, 2014

Let’s just flash back to six years ago to the burst of the housing bubble, massive unemployment, and the tumble of the stock market to crush this assumption. If we ignore that possibility and assume that things will always stay the same, we put ourselves and our finances at risk. Have you ever made an assumption that cost you?

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Prairie Eco-Thrifter

JUNE 23, 2011

I graduated from college in 2008 with a degree in Finance. She received her Master’s Degree in Finance in May, 2010. When I graduated from college, I lived in Michigan and had very little opportunity for employment (at the time, I think unemployment in our state was above 16%). Do you remember 2008? My cousin went this route.

College 174

College Student 2008 Graduation 174

Family Balance Sheet

FEBRUARY 22, 2011

Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

FEBRUARY 11, 2016

Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery, but a broken TV, sweet riding boots, or the snazziest new gadget…not so much. Once your finances are in order, your goal should be to increase that number to an amount that you feel is sufficient.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

JANUARY 29, 2014

She gives herself permission to step beyond the bounds of her finances and seems to land on her feet each time. Tips for Surviving Unemployment Live The Life You Imagine The 5 Dimensions to a Meaningful Life. She used frequent flyer miles from her business travel for one leg of the airfare. Sometimes I wonder. Get Healthy'

IBM 172

IBM Life Insurance Giving Airfare 172

Savings Corner

DECEMBER 27, 2023

Use this calculator to help you decide whether a personal loan is the right financing option for your plans. Some lenders have credit-building tools, unemployment protection or fast funding. A personal loan calculator shows your monthly personal loan payments based on the loan amount, interest rate and repayment term.

Calculators 40

Calculators Credit Debt Nov 40

freestuff.tv

JUNE 2, 2011

With the state of the world economy so fragile, there is even more pressure around the household finances. Today I would like to pose this somewhat provocative statement and given the recent unemployment reports would seem ridiculous: “Reasons why you don’t want that promotion&#.

Money 122

Money Family Goals Unemployment 122

Family Balance Sheet

SEPTEMBER 9, 2014

I had already cut expenses to the bone early on, since experiencing a multi-year stretch of unemployment, so there wasn’t much to be done there, although I think my husband cancelled his gym membership. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

APRIL 29, 2012

Review Your Finances. Check how your finances will be affected. It is vital that you allow enough time to continue to perform your duties at work while you are doing courses. You can’t allow your work to suffer or you might find yourself unemployed. Find out if you will be able to take time off for study leave and exams.

Full Time 213

Full Time Work College Kids and Family 213

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. During the long 7 years since the crisis, many people lost jobs and houses. Even today, many are still unemployed or underemployed.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Prairie Eco-Thrifter

FEBRUARY 9, 2012

If you make $50,000 a year after taxes and spend $60,000 a year, your finances are going backward. Not pretend our finances are fine. The key is to rectify these issues and manage our finances in a way that gives us what we need with what we have. You are spending more cash than you are bringing in. Life stinks sometimes.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

NOVEMBER 28, 2012

Can be a drain on parent’s finances if they have to monetarily support their kids. While there are many reasons why adult children could be living with their parents, right now most of the blame falls on the economy and the recession. Offers opportunities for parents to get to know their children as adults.

At Home 214

At Home Home Parenting Rent 214

Savings Corner

DECEMBER 25, 2023

In addition, real estate is typically funded with high levels of debt financing, making it more susceptible to any economic downturn. Sellers may be willing to finance part of the sale, giving them some incentive to see the business succeed.

Money 52

Money Making Real Estate Rent 52