Prairie Eco-Thrifter

DECEMBER 31, 2012

Goal setting seems to be one of the Things That We Do in our society. Reaching for goals can be a good thing. Unfortunately, setting goals effectively can trip you up. Your first step when setting a goal is to choose something that matters. Before you get started on your goal, you need to take some time to look inside.

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Goals Financial Goals Work Re-use 230

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

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Goals Debt Taxes Insurance 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. How much of your salary should you save?

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Saving Money Money Saving Bills 52

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. We can now move on to other financial goals. 1 – Save a starter Home Emergency Fund. 2 – Increase business emergency savings. DONE 2015.

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Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

AUGUST 25, 2014

At the beginning of the year I set a goal for myself to have one hour of unplugged time each evening to enjoy offline and tech-free activities. This goal specifically was meant to foster more one-on-one time with my then fiancé (now husband!!), It works out really well and we connect. and has been fairly conducive to doing that.

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Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. 40 wellness reimbursement from our Aflac policy. Lately, the line has been really long to get in and I wasn’t in the mood to stand in it.

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August Frugal Green And Frugal Financial Goals 130

Prairie Eco-Thrifter

JULY 28, 2013

Wake up refreshed this Sunday morning and reflect on your financial life as you sip those first cups of coffee. Are financial your goals aligned with your spouses? How have you divided up financial chores and is that working well? Are your goals meshed with theirs? Do the kids know what the goals are?

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Activism Goals Kids and Family Finance 229

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I’ll continue to offer money saving tips, ideas, strategies and recipes like I always have, along with some new themes that I will be focusing on.

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2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

JULY 28, 2014

Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. It can be something financially prudent like starting a retirement account or something totally frivolous like saving for a vacation. Put a System in Place. Keep Learning.

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Hobby Money Making Goals 189

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. Whether you are aiming to protect your loved ones, to save for your child’s education, or to plan for your own retirement, you should have a road map that will guide you as you save and invest. Plan For Your Death As Early As Now.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Penny Pinchin' Mom

MARCH 11, 2024

The post 7 Clever Ways Moms Used to Save Money appeared first on Penny Pinchin' Mom. There are so many clever ways moms used to save money that our tips and tricks today pale in comparison to what they could achieve, considering how little they had to go on. It helps us stay fit, bond more, and save me a ton of money.

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Saving Money Money Mom Used 52

Saving With Shellie

JULY 22, 2011

Last week I told you about the Savings.com Savings Pledge where I teamed up with Savings.com and the other Deal Pros to help America save $1 Billion. In case you missed the scoop on the $1 Billion Savings Pledge , you can read all about it and get pledging yourself. I pledged to save $100 per week or more. Happy Saving!

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Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. 2 – We opened up high-interest savings accounts and earned $250 in interest. Frugal living is not about deprivation.

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Frugal June Flights CD 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Really get into the “why” behind your financial decisions. Decide on Separate vs. Talk about these issues, and determine how your financial situation to look. Set Goals Together.

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Money Finance Motivation Goals 252

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track.

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Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who initiated the debt free goal?

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Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Consider not only the financial aspects, but the life enjoyment aspects as well.

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Financial Goals Emergency Fund Money Goals 100

Savings Corner

APRIL 4, 2024

With refinancing, you can change the loan type as well as your lender. To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. The process will be completed in an average of 30 to 45 days.

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Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. And his hours at the Y fit into his and our family’s schedule well. Our Savings: $67 a month or almost $800 a year. Our savings: $55 a month or $660 a year. Our savings: $184 a month. We want to have our cake and eat it too. Gym Membership.

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Grocery Spending Financial Goals January Budgeting 242

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) My mom cut coupons and sewed her own clothes and mine, as well. What’s the “why” behind your money-saving efforts?

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Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

NOVEMBER 11, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. How to Save this Week: Don’t miss the pre-holiday grocery deals. What We Ate this Week: Monday: Taco boats. I bake the boats in the oven.

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Frugal Fridays Financial Goals Homemade 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. If you really want to, one can come up with dozens of reasons why it is so hard to save. Why You Should Conduct a Financial Analysis. achieve financial targets.

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Family Financial Goals Debt Goals 196

Savings Corner

APRIL 4, 2024

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. In contrast, higher-risk investments are better suited for long-term goals.

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April Lowes CD Bank 52

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. Got turkey leftovers: 20 Recipes for Turkey Leftovers and if you’re sick of turkey, it freezes really well–how-to details in the post.

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Frugal Fridays Leftovers Financial Goals 100

Savings Corner

DECEMBER 23, 2023

Life insurance may not seem like a priority right now, especially with competing financial concerns, such as saving for your first big purchases or paying off your student loans. Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan.

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Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. How we saved this week: I didn’t go into the stores on Thanksgiving Day or weekend. Friday: Chicken Rice Broccoli Bake.

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Frugal Fridays Leftovers Financial Goals 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. Get Specific with Goals.

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Money Goals Budgeting Budget 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. Do you have a retirement plan or a healthy savings account? Shop Wisely Just because you are financially smart and frugal doesn’t mean that you have to cut out shopping entirely. You need to know what to do with money!

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Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You may have different needs and desires and goals for your life. Although my spouse and I didn’t do this, we got lucky and had similar upbringings in the money sphere and we grew to have common goals. Yes you are married, but you are still an individual as well. If All Else Fails, Get Financial Therapy!

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Money Giveaway Goals Debt 269

Family Balance Sheet

AUGUST 11, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. They can save up for that plastic toy made in China by working for the money, just like you do, but age appropriate. Who initiated the debt free goal? I initiated the debt free goal. Celebrate your successes.

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Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

Decide whether you want your money to help you reach certain goals, or whether you view money as an end itself, or a way to show your status. Will this expenditure help me reach my goals? Make sure you ask yourself if your spending is helping you toward your money goals. Well, this is especially true with your financial.

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Motivation Money Goals Finance 250

Prairie Eco-Thrifter

JULY 11, 2013

Hope your week went well. Are you struggling to find motivation with your financial goals? How To Drive Green And Save On Gas Mileage. Happy Friday everyone. My week, just like last week has been a blur. This course is taking a lot out of me. If so, get Off Your Computer and Go Outside! as MMD at My Money Design thinks.

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Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

OCTOBER 28, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. How We Saved this Week: All of the meat that I used this week for my menu was from the markdown section of the grocery store. They LOVE it.

Crock Pots and Slow Cookers 100

Crock Pots and Slow Cookers Frugal Health Insurance Fridays 100

Family Balance Sheet

FEBRUARY 10, 2017

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. Fast Forward to 2016: In reality 2016 went fairly well, but we had some unexpected business expenses.

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Debt 2017 Student 2016 100

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My grandmother taught me this money saving tip years ago and I now only buy the seconds. One of my kids was not feeling well, so we stuck around our home and hubby and I got a lot of housework done.

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Budget Budgeting 2017 Home and Garden 100