Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. How much of your salary should you save?

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Saving Money Money Saving Bills 52

Penny Pinchin' Mom

MARCH 11, 2024

The post 7 Clever Ways Moms Used to Save Money appeared first on Penny Pinchin' Mom. There are so many clever ways moms used to save money that our tips and tricks today pale in comparison to what they could achieve, considering how little they had to go on. It helps us stay fit, bond more, and save me a ton of money.

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Saving Money Money Mom Used 52

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. 40 wellness reimbursement from our Aflac policy. Lately, the line has been really long to get in and I wasn’t in the mood to stand in it.

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August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. Start Additional Savings Accounts.

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Debt 2019 Financial Goals Emergency Fund 100

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) My mom cut coupons and sewed her own clothes and mine, as well. What’s the “why” behind your money-saving efforts?

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Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. Whether you are aiming to protect your loved ones, to save for your child’s education, or to plan for your own retirement, you should have a road map that will guide you as you save and invest. Plan For Your Death As Early As Now.

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Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal.

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Goals Emergency Fund Used Vacation 208

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I’ll continue to offer money saving tips, ideas, strategies and recipes like I always have, along with some new themes that I will be focusing on.

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2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Consider not only the financial aspects, but the life enjoyment aspects as well.

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Financial Goals Emergency Fund Money Goals 100

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

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Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

AUGUST 25, 2014

It works out really well and we connect. As a huge bonus, cooking together saves money rather than eating out. Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. If you don’t already have a budget, make one!

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Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. And his hours at the Y fit into his and our family’s schedule well. Our Savings: $67 a month or almost $800 a year. Our savings: $55 a month or $660 a year. Our savings: $184 a month. We want to have our cake and eat it too. Gym Membership.

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Grocery Spending Financial Goals January Budgeting 242

Savings Corner

DECEMBER 23, 2023

Life insurance may not seem like a priority right now, especially with competing financial concerns, such as saving for your first big purchases or paying off your student loans. Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan.

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Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

NOVEMBER 11, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. How to Save this Week: Don’t miss the pre-holiday grocery deals. What We Ate this Week: Monday: Taco boats. I bake the boats in the oven.

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Frugal Fridays Financial Goals Homemade 100

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. Got turkey leftovers: 20 Recipes for Turkey Leftovers and if you’re sick of turkey, it freezes really well–how-to details in the post.

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Frugal Fridays Leftovers Financial Goals 100

Savings Corner

APRIL 4, 2024

With refinancing, you can change the loan type as well as your lender. To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. appeared first on Savings Corner. How can I get the best refinance rate?

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Refinancing Work Debt Financial Goals 52

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. How we saved this week: I didn’t go into the stores on Thanksgiving Day or weekend. Friday: Chicken Rice Broccoli Bake.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. 2 – We opened up high-interest savings accounts and earned $250 in interest. Frugal living is not about deprivation.

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Frugal June Flights CD 100

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your financial goals now?

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Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JULY 28, 2013

Are financial your goals aligned with your spouses? How have you divided up financial chores and is that working well? Sometimes it helps to take time out and just stare out the window while you consider these and other financial thoughts. It is one piece of a financial education that you should be providing.

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Activism Goals Kids and Family Finance 229

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My grandmother taught me this money saving tip years ago and I now only buy the seconds. One of my kids was not feeling well, so we stuck around our home and hubby and I got a lot of housework done.

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Budgeting Budget 2017 Home and Garden 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. If you really want to, one can come up with dozens of reasons why it is so hard to save. Why You Should Conduct a Financial Analysis. achieve financial targets.

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Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

JULY 11, 2013

Hope your week went well. Are you struggling to find motivation with your financial goals? How To Drive Green And Save On Gas Mileage. Happy Friday everyone. My week, just like last week has been a blur. This course is taking a lot out of me. If so, get Off Your Computer and Go Outside! as MMD at My Money Design thinks.

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Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

OCTOBER 28, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. How We Saved this Week: All of the meat that I used this week for my menu was from the markdown section of the grocery store. They LOVE it.

Crock Pots and Slow Cookers 100

Crock Pots and Slow Cookers Frugal Health Insurance Fridays 100

Prairie Eco-Thrifter

JULY 28, 2014

Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. Find something to motivate you into becoming financially literate. The important thing is to get started; any major goal that inspires you to do that is a good start. Track Your Progress.

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Hobby Money Making Goals 189

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Really get into the “why” behind your financial decisions. If you want to accomplish anything together as a couple, you need to have shared goals.

Money 252

Money Finance Motivation Goals 252

Saving Cents With Sense

APRIL 25, 2013

The rise of mobile technology has led to another, cost-effective trend: money-saving apps. Here are our top picks for smartphone apps that really will save you money. This free award-winning app offers up-to-date information on your account balances, budgeting and transactions so you can make better financial decisions.

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Money Financial Goals Saving Phones 75

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track.

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Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. To make life a little easier this week, I made double batches of dinners, as you’ll see below and that worked well. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

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Budgeting Budget Freezers Kids and Family 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. Do you have a retirement plan or a healthy savings account? Shop Wisely Just because you are financially smart and frugal doesn’t mean that you have to cut out shopping entirely. You need to know what to do with money!

Money 52

Money Insurance Debt Bulk 52

Savings Corner

APRIL 4, 2024

Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money. But when inflation falls, the bond’s payment falls as well.

April 52

April Lowes CD Bank 52

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. How We Saved this Week: 1. I estimate I save about $10-12 for the same amount of tea. Financial Resources: 1. Cheap turkeys.

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Frugal Cheap Fridays Win 100

Prairie Eco-Thrifter

MAY 29, 2014

I’m constantly expanding my repertoire of healthy dishes and saving money by cooking them myself. Meat accounts for 10 percent of Americans’ food spending, so making the switch to vegetarianism fit in quite well with my financial goals. A departure from another pasta with red sauce is always welcome. Get Healthy'

Financial Goals 172

Financial Goals New York City Fuel Restaurant 172

Prairie Eco-Thrifter

DECEMBER 31, 2012

Chunking your large goal into smaller milestone goals can help you manage your expectations, as well as manage your success. Make sure that you follow a logical course, and then focus on one step (or mini-goal) at a time. Don’t just define a concrete goal with your milestones. 8 Ways to Reach Your Goals.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

SEPTEMBER 9, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt? It’s all about living with the choices you make, and changing what isn’t working vs. telling yourself “oh well, but I can’t do that because __.” What are your financial goals now?

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Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. How We Saved this Week: 1. I think they are well made and my kids find them to be very warm. Unintended savings.

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Frugal Fridays Ebates Credit Cards 100