Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

APRIL 13, 2011

This impulse spending will prevent you from saving for the important things like a house, a new car, a vacation or retirement. We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

JUNE 30, 2015

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 19, 2022

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. Home, auto, kids, dog, medical, vacation, blah blah blah…it all adds up and it all needs to fit into our budget.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

NOVEMBER 5, 2014

He took all of our financial information and put together a plan for us to get out of debt as fast as possible. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. I focus more on the big picture (saving for a house, vacations, emergency fund, etc.)

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. If you really want to, one can come up with dozens of reasons why it is so hard to save. Why You Should Conduct a Financial Analysis. achieve financial targets.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

JULY 28, 2014

Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. Find something to motivate you into becoming financially literate. The important thing is to get started; any major goal that inspires you to do that is a good start. Track Your Progress.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

APRIL 2, 2022

Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. A Tour of Our Backyard.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

Do you hope to take a family vacation in six months? Decide whether you want your money to help you reach certain goals, or whether you view money as an end itself, or a way to show your status. Will this expenditure help me reach my goals? Make sure you ask yourself if your spending is helping you toward your money goals.

Motivation 250

Motivation Money Goals Finance 250

Prairie Eco-Thrifter

OCTOBER 7, 2014

Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. So, what are some of your goals?

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

SEPTEMBER 20, 2016

No new clothes, no vacation, no extra anything. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. If we want to buy something we have to save up the cash and pay for it outright. What are your financial goals now? We stopped buying stuff. I am very happy.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

APRIL 1, 2015

We were planning our family summer vacation and came to the conclusion that we had no money to pay for it. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I will probably save them for our summer vacation. I’m trying to find that balance of staying within a set budget while still eating well. I felt like March was somewhat of a success.

March 100

March Groceries Grocery Homemade 100

Savings Corner

DECEMBER 24, 2023

Instead, they are deposited into a savings account, and you make payments on your balance for the duration of the loan. Using a personal loan is only a good idea when it is consistent with being able to achieve other financial goals,” says Mark Hamrick, Bankrate senior economic analyst and Washington bureau chief. “If

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

JANUARY 10, 2017

.” Spending is up, but saving isn’t, according to the Bureau of Economic Analysis April 2016 news release, “Personal saving — DPI [disposable personal income] less personal outlays — was $751.1 The personal saving rate — personal saving as a percentage of disposable personal income — was 5.4

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JULY 13, 2016

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Farrah casts broad vision like “I want a vacation in 6 months and it needs to be about $2k”. We took a mini vacation to Florida. What are your financial goals now? Save up cash for the next bigger house.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JANUARY 20, 2017

What are your top 3 – 5 tips for saving money/pinching pennies to put. When I make a weekly meal plan, it saves us money because. Not to mention all the money we save. were not about to give up a summer vacation! friends or family to save on housing costs, and we put a little bit from. 1 – Meal plan!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) What’s the “why” behind your money-saving efforts? A third “why” is that saving money is like a game to me.

Green And Frugal 178

Green And Frugal Kids and Family Hotel Frugal 178

Family Balance Sheet

FEBRUARY 16, 2016

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How much can you save just by cutting out non-essential spending? 5 – Brown bag your lunch.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries. If you have financial goals, budgeting will be an important tool to reaching those goals.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

MAY 10, 2012

Jester presents The Importance of Vacations For Kids posted at The Ultimate Juggle , saying, “This article explains the reasons that we prefer to take destination oriented vacations for the kid’s sake. Instead of avoiding them, why not research them and see if they would work for your financial goals!

Money 113

Money May 2012 Debt 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m talking about how to earn, save, invest, and ultimately make your money work for you. Do you have a retirement plan or a healthy savings account? Shop Wisely Just because you are financially smart and frugal doesn’t mean that you have to cut out shopping entirely. You need to know what to do with money!

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

JUNE 2, 2016

That meant no vacations, no new clothes, no eating out, nothing. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. My biggest wins for saving money came from psychological tricks I’d employ. I’m currently in this phase; going from debt free to financial freedom.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We still budgeted really nice vacations during our Spring Breaks and the summer, so I didn’t really feel deprived of big stuff like that. Once our kids are in school our goal will be to look into buying our dream home.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. They can save up for that plastic toy made in China by working for the money, just like you do, but age appropriate. Who initiated the debt free goal? What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JANUARY 7, 2015

She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. We ended up using my remaining collage savings to pay that off. We did follow Dave Ramsey’s plan – we’re still following it as we save for the future. And it saves on gas too. Forget vacation.

Debt Free 100

Debt Free Debt Budgeting Budget 100