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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. But after that, our goals were not as specific. How will we make these goals?

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For Better Savings: Use Sub Accounts to Differentiate Your Goals

Prairie Eco-Thrifter

You might be saving up for a vacation, while at the same time building up your emergency fund and creating a fund for car maintenance and repairs. Take a look at your financial goals, and create sub accounts that allow you to focus on these different objectives. Think about your top savings goals, and how you can reach them.

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Family Budget Spreadsheets 2021

Family Balance Sheet

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This is a one-month only spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. This is a one month only spreadsheet.

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How to Avoid Impulse Spending

Prairie Eco-Thrifter

Do you have items in your house that you never use? This impulse spending will prevent you from saving for the important things like a house, a new car, a vacation or retirement. Lastly, set some financial goals. Where do you want to be financially in the next year, 5 years, and 10 years? Yes or No. Yes or No.

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My Life Plan

Family Balance Sheet

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt.

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Chit Chat: 06.17.18

Family Balance Sheet

Our kids spent their first week of summer vacation at the beach with their Girl Scouts troop. We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. These wristlets were never used.