Motherhood Moments

JANUARY 18, 2023

But in a recession, you’ll want to consider padding your existing savings — especially due to recent inflation that has pushed the cost of living higher. Assess your emergency savings today and explore ways to bolster them through possible side hustles or gig work. An emergency fund is vital regardless of the larger economic climate.

Recession 100

Recession Finance Emergency Fund Debt 100

Savings Corner

DECEMBER 27, 2023

You may already be asking yourself: How can I start my own business with no money? Here are the essential steps on how to start a business, from choosing the right business idea, creating a solid business plan and structuring your company to opening a business bank account and choosing the right accounting software.

Finance 52

Finance Taxes Insurance Software 52

Prairie Eco-Thrifter

MAY 15, 2012

Better late than never’ is a good approach to personal finance for the over 40s. When you have a retirement figure, divide it by the number of years you intend to keep working and you will have the amount you need to save every year until you give up work. Search for Options Look for the best ways to save for retirement.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. How to manage life activities. I hope to show you how to use debt wisely.

Personal Finance 100

Personal Finance Finance Debt Money 100

Prairie Eco-Thrifter

JANUARY 5, 2014

Concentrate more on saving than investing. It’s a lot easier to save your way into a secure future than to invest your way there.” –Tom Eleanor is a Consumer Advocate and helps consumers take control of their personal finances. It’s better to save a minimal amount than not to save anything.”

Personal Finance 192

Personal Finance Finance Finance Tips Graduation 192

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Savings Corner

DECEMBER 24, 2023

Here’s how to use AnnualCreditReport.com. Generate your credit report online You can save reports to your desktop or print them out so you’ll have access later. If you used the online portal to access your reports, we suggest saving them as PDFs or printing them out. Checking your score does not damage your credit.

Credit 52

Credit Monitors Consumer Finance 52

Prairie Eco-Thrifter

DECEMBER 30, 2012

If you like saving money, haggling for a better price should become a habit for you, a habit that can easily save you thousands of dollars over the next 10 years. I personally became a haggler 10 years ago when my first child was born. How to Save Money with Coupons and Discount Codes. Assume It’s Negotiable.

Haggle 211

Haggle Haggling Bargain Home Depot 211

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. The site has grown and changed so much and I owe it all to you, my readers. You have made the last two years unforgettable.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

OCTOBER 4, 2012

With the skyrocketing prices of everything and the worsening inflation, saving money and spending wisely are vital to be able to live comfortably. It is not easy to be frugal and save money when you have a family that splurges and squanders. Inform The Whole Family About Your Plans Tell them about your intentions of wanting to save.

Frugal 189

Frugal Family Budgeting Budget 189

Family Balance Sheet

FEBRUARY 11, 2016

According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. Our saving grace was the money we had saved in our emergency account. That emergency fund saved our business, our sanity, and our marriage. Create a separate savings account and call it your Emergency Fund.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

MARCH 24, 2013

It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. When you have low income, little savings, not much time to accumulate or lots of debt, you probably don’t want to be investing at high risk levels, according to Invesco.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

FEBRUARY 15, 2012

Is a penny saved really a penny earned ? For most of us, it’s either reading or writing about personal finance and/or self-improvement. Plus it will save you the worry of ever dealing with an unfair dismissal which no one ever wants to have to deal with. Are you having déjà vu? Don’t worry – I’m not repeating myself.

Personal Finance 188

Personal Finance Money Work Finance 188

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Should people have to take a test to get a credit card? “A

Credit Cards 100

Credit Cards Gas Thrifty Credit 100

Saving Everyday

JUNE 11, 2013

Sign up for the Retiring in Style Bootcamp and receive 10-day bootcamp to take control of your personal finances. You learn how to: Envision your future retirement and learn how to get there. Find out how much you need to save in total and each month.

Personal Finance 53

Personal Finance Finance Goals Freebies 53

Prairie Eco-Thrifter

MARCH 22, 2012

Penniless Parenting hosted the Festival of Frugality – Life Stages Edition and included YFS’ post, Thrifty Ways to Save on Travel. Many thanks to Young Adult Finances who hosted the Yakezie Carnival – Mardi Gras Edition and included my post, African Safaris, Gorilla Treks and Blogcation.

Personal Finance 133

Personal Finance Finance Las Vegas Budgeting 133

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 2, 2012

Many thanks to The Jenny Pincher for including my post, Learn How to Eat Sustainably in the Carnival of Personal Finance #346. Canadian Finance Blog hosted the Canadian Finance Carnival #73 and included Marie’s post Five Home Renovation Savings Tips.

Personal Finance 100

Personal Finance Finance Renovation Recycle 100

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. How To Save. It is challenging to save, and it does take diligence.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

NOVEMBER 10, 2011

Many thanks to Afford Anything for including my post, How to Save Money at the Supermarket in the Festival of Frugality . Also, thanks to Barbara Friedberg Personal Finance for including my post, The Pros and Cons of Choosing Home Exercise over a Gym Membership in the Carnival of Personal Finance #334.

Personal Finance 124

Personal Finance Finance Saving Money Thankful 124

Prairie Eco-Thrifter

JULY 18, 2011

Starting a countdown from 10-1, here are my favorite 10 posts of the week: Number 10 : Jason at Live Real, Now shares with us his series on how to make extra money on line through niche selection. Jason shares his tips on how to make your site stand out. Number 9 : Frugal Living tells us to let the dark night guide our finances.

Money 159

Money Personal Finance Finance Credit Cards 159

Prairie Eco-Thrifter

APRIL 24, 2012

6 percent of households in the United States are unbanked or underbanked and, so have missed opportunities for savings, lending, and basic financial services ( according to the Federal Deposit Insurance Corporation). According to the resolution: Twenty-five.6

United States 202

United States Personal Finance Economical Finance 202

Prairie Eco-Thrifter

JANUARY 19, 2012

Many thanks to Canadian Finance Blog for including my post, How to Make a Relationship Last at the Canadian Finance Carnival #71. The Frugal Toad graciously included the guest post, How to Save Money on Food Costs in the Festival of Frugality #319 as did My Wealth Builder in The Wealth Builder Carnival #62.

Insurance 150

Insurance Personal Finance Finance Debt 150

Prairie Eco-Thrifter

OCTOBER 28, 2012

People across the country are reining in their spending and pinching pennies in a concerted effort to save more money. If you are one of these families who have eliminated spending on “wants” but still struggle to pay the bills or save money, perhaps cutting back on necessities is an option you should consider. Finally, use technology.

Phones 202

Phones Bills Money Saving Money 202

Prairie Eco-Thrifter

AUGUST 19, 2014

In the personal finance world, it’s common to focus on all the small ways you can save money each day. The idea is that small savings add up over time. Cut out that $5 premium coffee from your weekday routine, and you could save $100 per month, $1,200 per year, and $12,000 after 10 years. Bank Your Savings.

Saving Money 195

Saving Money Money Insurance Transportation 195

Prairie Eco-Thrifter

MAY 10, 2011

My goal here at PET is to bring a wide range of viewpoints and strategies to the world of personal finance, living green, saving money, and being healthy. Derek blogs at Life And My Finances. He utilizes his collegiate degree in finance to help others around the world with their personal finances.

Personal Finance 124

Personal Finance Finance United States Debt 124

Prairie Eco-Thrifter

DECEMBER 19, 2013

In his most recent mini-series, Matt Becker shares How to Start Investing From Scratch – Part 2 over at Mom and Dad Money. If so, bookmark SFB’s post about How to Set Yourself Up To Be a Financial Success When Starting the First Job at Simple Finance Blog. PET Archives : Save Money on Rent. 10 Reasons You’re Broke.

Fridays 167

Fridays Finance Personal Finance Renovation 167

Prairie Eco-Thrifter

DECEMBER 1, 2011

Many thanks to My Personal Finance Journey for including my post, Why Donations to Charity Are Important in the Carnival of Personal Finance #337 . Also, thanks to Canadian Finance Blog for including my post, How to Establish an Eco-Friendly Lifestyle at Home in Canadian Finance Carnival #64.

Personal Finance 113

Personal Finance Finance Thanksgiving Donation 113

Prairie Eco-Thrifter

MARCH 10, 2012

Going green and saving money is easier said than done when going about it by yourself. If you’re serious about going green and saving money, then it’s probably a good idea you bookmark the following online calculators: Retirement Calculator. You won’t know for sure until you take advantage of this home energy savings calculator.

Calculators 186

Calculators Saving Money Money Green 186

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? You are one emergency short of losing track of your finances. If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

MAY 9, 2012

My post, My Story on How to Successfully Take Courses While Still Working Full-Time , was included in the Carnival of Financial Camaraderie #32 hosted by Young and Thrifty as well as the Financial Carnival for Young Adults #11 hosted by 20’s Finances. was included in the Carnival of Personal Finance #360 hosted by Money Talks Coaching.

Personal Finance 124

Personal Finance Finance Thrifty Full Time 124

Prairie Eco-Thrifter

MAY 24, 2012

Many thanks to James Petzke who hosted the Carnival of Personal Finance #362 and included Happy Homeowner’s post, Bike Your Way to a Healthier, Richer, Happier You , as an editor’s pick!

Personal Finance 100

Personal Finance Finance Money Bills 100

Family Balance Sheet

FEBRUARY 19, 2022

No surprise there; I write a blog about family life and finances. But with my corporate background and interest in personal finance, my husband and I agreed that I would handle all of the day-to-day financial tasks for our home. Manage long-term savings, such as retirement, college savings.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JANUARY 5, 2012

Blinkin’s post, Is a Penny Saved a Penny Earned at the Canadian Finance Carnival #69. Help Me to Save included YFS’ post, How to Get a Salary Raise in the Totally Money Carnival: First Foot into 2012 as did My University Money in the Carnival of Financial Camaraderie #14.

Finance 124

Finance Personal Finance Green And Frugal Money 124

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. How is it possible that a couple making $200K don’t know where $60K is going every year?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

DECEMBER 7, 2011

Many thanks to Afford Anything for including my post, How to Save Money on Baby Costs in the Carnival of Personal Finance. Also, thanks to 20’s Finance for including Briana’s post, 8 Ways to Stay Healthy During the Holidays in the Yakezie Carnival – Mighty Ducks Edition.

Finance 113

Finance Personal Finance Money Budgeting 113

Prairie Eco-Thrifter

JULY 12, 2012

I admit that I’m not the greenest person out there, although I am working to improve, from participating in my utility’s efforts to increase power from renewable resources to looking for local produce and food sources whenever possible. Going green can help improve your health, and save you money.

Health 213

Health Green Money Grow Your Own 213